64   CONSOLIDATED STATEMENT OF INCOME AND EXPENSES        
              Non-Banks with Quasi Banking Functions
              for the periods indicated
              in billion pesos
Selected Accounts TOTAL NBQB INVESTMENT HOUSES   FINANCING COMPANIES
 
Mar-18 Jun-18 Sep-18 Mar-18 Jun-18 Sep-18 Mar-18 Jun-18 Sep-18
OPERATING INCOME 6.214 12.839 19.475 0.439 1.091 1.856 5.775 11.747 17.619
Net Interest Income 5.012 10.152 15.503 0.110 0.197 0.290 4.902 9.954 15.214
Interest Income 0.333 0.641 0.970 0.301 0.567 0.840 0.032 0.074 0.130
Leasing Income 6.402 13.057 20.018 0.000 0.000 0.000 6.402 13.057 20.018
Less: Interest Expense 1.723 3.547 5.484 0.191 0.370 0.550 1.532 3.177 4.934
Non-Interest Income 1.202 2.687 3.971 0.329 0.894 1.566 0.873 1.793 2.405
 
Fee-based Income 1.086 2.543 3.382 0.276 0.883 1.236 0.810 1.660 2.146
Trading Income/(Loss) (0.097) (0.233) (0.272) (0.100) (0.244) (0.291) 0.002 0.011 0.019
Trust Department 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000
Other Income/(Loss) 0.213 0.377 0.861 0.153 0.255 0.621 0.060 0.122 0.239
OPERATING EXPENSES 3.959 7.980 11.809 0.456 0.897 1.344 3.503 7.083 10.465
Bad Debts Written Off 0.122 0.210 0.316 0.000 0.000 0.000 0.122 0.210 0.316
Provisions 1.303 2.638 3.988 0.000 0.001 0.001 1.303 2.637 3.987
Other Operating Expenses 2.534 5.133 7.505 0.456 0.896 1.344 2.078 4.237 6.162
Overhead Costs 1.775 3.574 5.120 0.333 0.620 0.885 1.443 2.954 4.234
Other Expenses 0.758 1.559 2.386 0.123 0.276 0.458 0.635 1.283 1.927
 
NET OPERATING INCOME (LOSS) 2.255 4.859 7.666 (0.017) 0.194 0.511 2.272 4.664 7.154
EXTRAORDINARY CREDITS/(CHARGES) 0.561 0.774 0.950 0.441 0.502 0.510 0.121 0.272 0.441
NET INCOME/(LOSS) BEFORE TAX 2.816 5.632 8.616 0.424 0.696 1.021 2.392 4.936 7.595
Provision for Income Tax 0.855 1.737 2.572 0.152 0.275 0.331 0.703 1.462 2.241
NET INCOME/(LOSS) AFTER TAX 1.961 3.895 6.044 0.272 0.421 0.690 1.689 3.474 5.354
     
   
Note: Details may not add up to totals due to rounding-off  
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas                
Updated as of 26 November 2018