64   CONSOLIDATED STATEMENT OF INCOME AND EXPENSES    
              Non-Banks with Quasi Banking Functions
              for the periods indicated
              in billion pesos
Selected Accounts TOTAL NBQB INVESTMENT HOUSES   FINANCING COMPANIES
 
Mar-18 Jun-18 Mar-18 Jun-18 Mar-18 Jun-18
OPERATING INCOME 6.214 12.839 0.439 1.091 5.775 11.747
Net Interest Income 5.012 10.152 0.110 0.197 4.902 9.954
Interest Income 0.333 0.641 0.301 0.567 0.032 0.074
Leasing Income 6.402 13.057 0.000 0.000 6.402 13.057
Less: Interest Expense 1.723 3.547 0.191 0.370 1.532 3.177
Non-Interest Income 1.202 2.687 0.329 0.894 0.873 1.793
 
Fee-based Income 1.086 2.543 0.276 0.883 0.810 1.660
Trading Income/(Loss) (0.097) (0.233) (0.100) (0.244) 0.002 0.011
Trust Department 0.000 0.000 0.000 0.000 0.000 0.000
Other Income/(Loss) 0.213 0.377 0.153 0.255 0.060 0.122
OPERATING EXPENSES 3.959 7.980 0.456 0.897 3.503 7.083
Bad Debts Written Off 0.122 0.210 0.000 0.000 0.122 0.210
Provisions 1.303 2.638 0.000 0.001 1.303 2.637
Other Operating Expenses 2.534 5.133 0.456 0.896 2.078 4.237
Overhead Costs 1.775 3.574 0.333 0.620 1.443 2.954
Other Expenses 0.758 1.559 0.123 0.276 0.635 1.283
 
NET OPERATING INCOME (LOSS) 2.255 4.859 (0.017) 0.194 2.272 4.664
EXTRAORDINARY CREDITS/(CHARGES) 0.561 0.774 0.441 0.502 0.121 0.272
NET INCOME/(LOSS) BEFORE TAX 2.816 5.632 0.424 0.696 2.392 4.936
Provision for Income Tax 0.855 1.737 0.152 0.275 0.703 1.462
NET INCOME/(LOSS) AFTER TAX 1.961 3.895 0.272 0.421 1.689 3.474
     
   
Note: Details may not add up to totals due to rounding-off  
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas        
Updated as of 15 August 2018