64   CONSOLIDATED STATEMENT OF INCOME AND EXPENSES
Non-Banks with Quasi Banking Functions
for the periods indicated
in billion pesos
	Selected Accounts			TOTAL NBQB			INVESTMENT HOUSES			FINANCING COMPANIES
				Mar-18	Jun-18		Mar-18	Jun-18		Mar-18	Jun-18
		OPERATING INCOME		6.214	12.839		0.439	1.091		5.775	11.747
			Net Interest Income	5.012	10.152		0.110	0.197		4.902	9.954
			Interest Income	0.333	0.641		0.301	0.567		0.032	0.074
			Leasing Income	6.402	13.057		0.000	0.000		6.402	13.057
			Less: Interest Expense	1.723	3.547		0.191	0.370		1.532	3.177
			Non-Interest Income	1.202	2.687		0.329	0.894		0.873	1.793
			Fee-based Income	1.086	2.543		0.276	0.883		0.810	1.660
			Trading Income/(Loss)	(0.097)	(0.233)		(0.100)	(0.244)		0.002	0.011
			Trust Department	0.000	0.000		0.000	0.000		0.000	0.000
			Other Income/(Loss)	0.213	0.377		0.153	0.255		0.060	0.122
		OPERATING EXPENSES		3.959	7.980		0.456	0.897		3.503	7.083
			Bad Debts Written Off	0.122	0.210		0.000	0.000		0.122	0.210
			Provisions	1.303	2.638		0.000	0.001		1.303	2.637
			Other Operating Expenses	2.534	5.133		0.456	0.896		2.078	4.237
			Overhead Costs	1.775	3.574		0.333	0.620		1.443	2.954
			Other Expenses	0.758	1.559		0.123	0.276		0.635	1.283
		NET OPERATING INCOME (LOSS)		2.255	4.859		(0.017)	0.194		2.272	4.664
		EXTRAORDINARY CREDITS/(CHARGES)		0.561	0.774		0.441	0.502		0.121	0.272
		NET INCOME/(LOSS) BEFORE TAX		2.816	5.632		0.424	0.696		2.392	4.936
			Provision for Income Tax	0.855	1.737		0.152	0.275		0.703	1.462
		NET INCOME/(LOSS) AFTER TAX		1.961	3.895		0.272	0.421		1.689	3.474
	Note: Details may not add up to totals due to rounding-off
	Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
	Updated as of 15 August 2018