64   CONSOLIDATED STATEMENT OF INCOME AND EXPENSES
Non-Banks with Quasi Banking Functions
for the periods indicated
in billion pesos
	Selected Accounts			TOTAL NBQB		INVESTMENT HOUSES		FINANCING COMPANIES
				Mar-17		Mar-17		Mar-17
		OPERATING INCOME		6.042		1.105		4.937
			Net Interest Income	4.239		0.147		4.092
			Interest Income	0.387		0.357		0.030
			Leasing Income	5.124		0.000		5.124
			Less: Interest Expense	1.272		0.210		1.062
			Non-Interest Income	1.803		0.958		0.845
			Fee-based Income	1.556		0.770		0.786
			Trading Income/(Loss)	0.058		0.040		0.019
			Trust Department	0.000		0.000		0.000
			Other Income/(Loss)	0.188		0.148		0.041
		OPERATING EXPENSES		3.338		0.420		2.919
			Bad Debts Written Off	0.085		0.000		0.085
			Provisions	1.054		0.000		1.054
			Other Operating Expenses	2.199		0.420		1.780
			Overhead Costs	1.551		0.303		1.247
			Other Expenses	0.649		0.116		0.533
		NET OPERATING INCOME (LOSS)		2.704		0.685		2.018
		EXTRAORDINARY CREDITS/(CHARGES)		0.258		0.078		0.180
		NET INCOME/(LOSS) BEFORE TAX		2.962		0.763		2.199
			Provision for Income Tax	0.861		0.204		0.657
		NET INCOME/(LOSS) AFTER TAX		2.101		0.559		1.541
	Note: Details may not add up to totals due to rounding-off
	Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
	Updated as of 15 May 2017