64   CONSOLIDATED STATEMENT OF INCOME AND EXPENSES            
              Non-Banks with Quasi Banking Functions
              for the periods indicated
              in billion pesos
Selected Accounts TOTAL NBQB INVESTMENT HOUSES   FINANCING COMPANIES
 
Mar-17 Jun-17 Sep-17 Dec-17 Mar-17 Jun-17 Sep-17 Dec-17 Mar-17 Jun-17 Sep-17 Dec-17
OPERATING INCOME 6.042 12.314 19.134 25.870 1.105 2.269 3.272 4.179 4.937 10.046 15.862 21.691
Net Interest Income 4.239 8.679 13.729 18.819 0.147 0.306 0.410 0.523 4.092 8.374 13.319 18.296
Interest Income 0.387 0.779 1.127 1.466 0.357 0.719 1.034 1.339 0.030 0.060 0.093 0.127
Leasing Income 5.124 10.533 16.714 23.028 0.000 0.000 0.000 0.000 5.124 10.533 16.714 23.028
Less: Interest Expense 1.272 2.633 4.112 5.675 0.210 0.413 0.625 0.816 1.062 2.220 3.487 4.859
Non-Interest Income 1.803 3.635 5.405 7.051 0.958 1.963 2.862 3.656 0.845 1.672 2.543 3.395
 
Fee-based Income 1.556 2.616 3.769 5.005 0.770 1.058 1.404 1.830 0.786 1.558 2.365 3.175
Trading Income/(Loss) 0.058 0.526 0.751 0.783 0.040 0.496 0.707 0.740 0.019 0.030 0.044 0.042
Trust Department 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000
Other Income/(Loss) 0.188 0.494 0.885 1.263 0.148 0.409 0.751 1.086 0.041 0.084 0.134 0.177
OPERATING EXPENSES 3.338 6.805 10.446 14.036 0.420 0.880 1.300 1.646 2.919 5.925 9.145 12.390
Bad Debts Written Off 0.085 0.168 0.253 0.357 0.000 0.000 0.000 0.000 0.085 0.168 0.253 0.357
Provisions 1.054 2.185 3.362 4.454 0.000 0.000 0.000 0.001 1.054 2.185 3.362 4.453
Other Operating Expenses 2.199 4.453 6.831 9.225 0.420 0.880 1.300 1.645 1.780 3.573 5.531 7.580
Overhead Costs 1.551 3.143 4.837 6.540 0.303 0.625 0.926 1.186 1.247 2.518 3.911 5.354
Other Expenses 0.649 1.310 1.994 2.685 0.116 0.255 0.374 0.459 0.533 1.055 1.620 2.226
 
NET OPERATING INCOME (LOSS) 2.704 5.509 8.688 11.834 0.685 1.389 1.971 2.533 2.018 4.121 6.717 9.301
EXTRAORDINARY CREDITS/(CHARGES) 0.258 0.509 0.676 1.146 0.078 0.198 0.203 0.159 0.180 0.311 0.473 0.987
NET INCOME/(LOSS) BEFORE TAX 2.962 6.018 9.364 12.980 0.763 1.586 2.174 2.692 2.199 4.431 7.190 10.288
Provision for Income Tax 0.861 1.641 2.585 3.556 0.204 0.323 0.452 0.579 0.657 1.318 2.133 2.977
NET INCOME/(LOSS) AFTER TAX 2.101 4.376 6.779 9.424 0.559 1.263 1.722 2.113 1.541 3.113 5.057 7.311
     
   
Note: Details may not add up to totals due to rounding-off  
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas                      
Updated as of 15 February 2018