70 Compliance with Magna Carta for Micro, Small and Medium Enterprises1/
 
 
Philippine Banking System
as of end of periods indicated
in billion pesos
 
 
ALL BANKS UNIVERSAL AND COMMERCIAL BANKS THRIFT BANKS RURAL AND COOPERATIVE BANKS  
 
Mar-18 Jun-18 2/ r/ Sep-18 Dec-18 Mar-18 Jun-18 2/ Sep-18 Dec-18 Mar-18 Jun-18 2/ Sep-18 Dec-18 Mar-18 Jun-18 2/ Sep-18 Dec-18  
                                 
  I. Total Loan Portfolio Net of Exclusions 6,875.825 6,903.708 7,235.742 7,495.487 5,969.669 5,989.665 6,305.764 6,549.928 795.129 809.246 819.659 831.133 111.028                 104.797                 110.318                 114.426  
   
  II. Minimum Amount Required to be Allocated for:  
  A. Micro and Small Enterprises (MSEs) Credit (P (Item 1) x 8%) 550.066 552.297 578.859 599.639 477.573 479.173 504.461 523.994 63.610 64.740 65.573 66.491 8.882                       8.384                       8.825                       9.154  
  B. Medium Enterprises (MEs) Credit (P (Item 1) x 2%) 137.517 138.074 144.715 149.910 119.393 119.793 126.115 130.999 15.903 16.185 16.393 16.623 2.221                       2.096                       2.206                       2.289  
   
  III. Compliance with Prescribed Allocation of Loan Portfolio to:  
  A. Micro and Small Enterprises  
  1. Total eligible investment for MSEs 215.486 219.526 235.079 233.626 150.172 151.300 167.231 163.422 42.092 45.246 42.371 42.728 23.221                    22.980                    25.477                    27.475  
  a. Direct compliance for MSEs 214.082 191.666 234.022 232.827 149.255 150.382 166.670 163.050 41.713 44.867 41.984 42.411 23.114                    22.877                    25.368                    27.366  
  b. Alternative compliance for MSEs 1.403 1.234 1.057 0.799 0.917 0.919 0.561 0.373 0.379 0.379 0.387 0.317 0.107                       0.103                       0.109                       0.110  
  2. Excess/(Deficiency) (III.A.1 - II.A) (334.580) (351.164) (343.780) (366.013) (327.401) (327.873) (337.230) (360.572) (21.518) (19.494) (23.202) (23.763) 14.339                    14.597                    16.652                    18.321  
  3. Excess compliance of a bank/s used by another bank/s 0.000 (1.182) 0.000 0.000 0.790 1.111 1.508 1.972 (0.790) (1.111) (1.508) (1.972) 0.000 0.000 0.000 0.000  
  4. Total compliance for MSEs (III.A.1 + III.A.3) 215.486 191.719 235.079 233.626 150.963 152.411 168.739 165.394 41.302 44.135 40.863 40.756 23.221                    22.980                    25.477                    27.475  
  5. Percentage of compliance for MSEs ([III.A.4/I] x 100) 3.13 2.78 3.25 3.12 2.53 2.54 2.68 2.53 5.19 5.45 4.99 4.90 20.91 21.93 23.09 24.01  
   
  B. Medium Enterprises  
  1. Total eligible investment for MEs 323.423 311.971 325.896 341.159 270.329 268.153 271.073 287.365 42.062 51.404 43.175 41.642 11.032                    10.803                    11.648                    12.152  
  a. Direct compliance for MEs 323.038 311.796 325.579 340.899 270.271 268.095 271.068 287.359 41.961 51.284 43.054 41.525 10.806                    10.554                    11.457                    12.014  
  b. Alternative compliance for MEs 0.385 0.175 0.317 0.260 0.058 0.058 0.005 0.005 0.101 0.121 0.121 0.117 0.226                       0.249                       0.191                       0.138  
  2. Excess/(Deficiency) (III.B.1 - II.B) 185.906 175.955 181.181 191.249 150.935 148.360 144.958 156.366 26.160 35.220 26.781 25.020 8.811                       8.707                       9.441                       9.863  
  3. Excess compliance of a bank/s used by another bank/s 0.000 (0.014) 0.000 0.000 (0.014) 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.014 0.000 0.000 0.000  
  4. Total compliance for MEs (III.B.1 + III.B.3) 323.423 311.957 325.896 341.159 270.315 268.153 271.073 287.365 42.062 51.404 43.175 41.642 11.046                    10.803                    11.648                    12.152  
  5. Percentage of compliance for MEs ([III.B.4/I] x 100) 4.70 4.52 4.50 4.55 4.53 4.48 4.30 4.39 5.29 6.35 5.27 5.01 9.95 10.31 10.56 10.62  
                                                   
                                                   
1/ Republic Act No 6977 (as amended by RA Nos. 8289 and 9501)
2/ as of 16 June 2018
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Financial Supervision Sector
Updated as of 29 March 2019