70 Compliance with Magna Carta for Micro, Small and Medium Enterprises1/
 
 
Philippine Banking System
as of end of periods indicated
in billion pesos
 
 
ALL BANKS UNIVERSAL AND COMMERCIAL BANKS THRIFT BANKS RURAL AND COOPERATIVE BANKS  
 
Mar-19 Mar-19 Mar-19 Mar-19  
         
  I. Total Loan Portfolio Net of Exclusions 7,830.157 6,875.522 838.573 116.061  
   
  II. Minimum Amount Required to be Allocated for:  
  A. Micro and Small Enterprises (MSEs) Credit (P (Item 1) x 8%) 626.413 550.042 67.086 9.285  
  B. Medium Enterprises (MEs) Credit (P (Item 1) x 2%) 156.603 137.510 16.771 2.321  
   
  III. Compliance with Prescribed Allocation of Loan Portfolio to:  
  A. Micro and Small Enterprises  
  1. Total eligible investment for MSEs 213.205 144.750 41.476 26.979  
  a. Direct compliance for MSEs 212.778 144.727 41.190 26.862  
  b. Alternative compliance for MSEs 0.426 0.023 0.286 0.117  
  2. Excess/(Deficiency) (III.A.1 - II.A) (413.208) (405.292) (25.610) 17.694  
  3. Excess compliance of a bank/s used by another bank/s 0.000 2.453 (2.453) 0.000  
  4. Total compliance for MSEs (III.A.1 + III.A.3) 213.205 147.203 39.023 26.979  
  5. Percentage of compliance for MSEs ([III.A.4/I] x 100)                                       2.72                                                                                                                      2.14                                        4.65                                                                                                      23.25  
   
  B. Medium Enterprises  
  1. Total eligible investment for MEs 327.874 274.761 40.052 13.061  
  a. Direct compliance for MEs 327.632 274.756 39.937 12.939  
  b. Alternative compliance for MEs 0.241 0.005 0.115 0.122  
  2. Excess/(Deficiency) (III.B.1 - II.B) 171.270 137.250 23.281 10.739  
  3. Excess compliance of a bank/s used by another bank/s 0.000 0.000 0.000 0.000  
  4. Total compliance for MEs (III.B.1 + III.B.3) 327.874 274.761 40.052 13.061  
  5. Percentage of compliance for MEs ([III.B.4/I] x 100)                                       4.19                                                                                                                      4.00                                        4.78                                                                                                      11.25  
                           
                           
1/ Republic Act No 6977 (as amended by RA Nos. 8289 and 9501)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Financial Supervision Sector
Updated as of 28 June 2019