8   REAL ESTATE LOANS
Philippine Banking System
as of end of periods indicated
in billion pesos
PARTICULARS		Mar-11	Jun-11	Sep-11
Levels
A. Real Estate Loans (RELs)		433.050	459.866	471.779
	Residential	192.065	198.377	207.399
	Commercial	240.985	261.489	264.380
Current		405.628	432.643	443.609
	Residential	181.496	187.560	196.644
	Commercial	224.131	245.082	246.965
Past Due (PDRELs) (Past Due + ITL)		27.422	27.224	28.170
	Residential	10.569	10.817	10.755
	Commercial	16.853	16.407	17.415
Non-Performing (NPRELs)		26.210	25.920	25.973
	Residential	9.694	10.040	9.834
	Commercial	16.517	15.881	16.139
Ratios (%)
RELs / TLP (w/o IBL)		14.73	14.28	14.60
Residential / RELs		44.35	43.14	43.96
Commercial / RELs		55.65	56.86	56.04
PDRELs / RELs		6.33	5.92	5.97
PD Residential / Residential		5.50	5.45	5.19
PD Commercial / Commercial		6.99	6.27	6.59
NPRELs / RELs		6.05	5.64	5.51
NP Residential / Residential		5.05	5.06	4.74
NP Commercial / Commercial		6.85	6.07	6.10
PDRELs / TLP (w/o IBL)		0.93	0.85	0.87
NPRELs / TLP (w/o IBL)		0.89	0.80	0.80
Note: Details may not add up to totals due to rounding-off
Source: Supervisory Data Center, Supervision and Examination Sector
Updated as of 18 November 2011