8 REAL ESTATE EXPOSURE
 
 
Philippine Banking System
as of end of period indicated
in billion pesos
 
          Bank Proper and Trust Department Bank Proper and Trust Department Bank Proper Bank Proper Trust Department Trust Department
  Mar-18 Jun-18 Mar-18 Jun-18 Mar-18 Jun-18  
               
  Levels/1
  Real Estate Loans (REL) 1,824.103 1,836.904 1,818.482 1,830.136 5.622 6.767  
  Residential REL 623.549 645.247 622.338 644.048 1.211 1.199  
  Commercial REL 1,200.554 1,191.656 1,196.143 1,186.088 4.411 5.568  
  Current REL 1,777.326 1,785.317 1,771.997 1,778.837 5.329 6.480  
  Residential REL 591.657 611.050 590.511 609.911 1.146 1.139  
  Commercial REL 1,185.669 1,174.266 1,181.485 1,168.926 4.183 5.341  
  Past Due (PD) REL 46.777 51.587 46.485 51.299 0.292 0.287  
  Residential REL 31.892 34.197 31.827 34.137 0.064 0.060  
  Commercial REL 14.886 17.390 14.658 17.162 0.228 0.228  
  Gross Non-Performing (NP) REL 30.662 33.087 30.380 32.809 0.282 0.277  
  Residential REL 17.922 18.043 17.868 17.994 0.054 0.050  
  Commercial REL 12.740 15.043 12.513 14.816 0.228 0.228  
  Real Estate Investment (REI) 290.849 302.518 96.575 101.306 194.274 201.212  
  Debt Securities 188.456 195.836 89.722 94.679 98.733 101.158  
  Equity Securities 102.394 106.682 6.853 6.627 95.541 100.055  
  Past Due (PD) REI 0.000 0.000 0.000 0.000 0.000 0.000  
  Debt Securities 0.000 0.000 0.000 0.000 0.000 0.000  
  Equity Securities 0.000 0.000 0.000 0.000 0.000 0.000  
   
  Ratios (%)  
  Real Estate Loans (REL)  
  REL/Total Loan Portfolio (exclusive of IBL) 20.48 19.92 20.52 19.95 12.85 15.29  
  Residential REL / REL 34.18 35.13 34.22 35.19 21.53 17.72  
  Commercial REL/ REL 65.82 64.87 65.78 64.81 78.47 82.28  
  PDREL / REL 2.56 2.81 2.56 2.80 5.20 4.25  
  PD Residential REL / Residential REL 5.11 5.30 5.11 5.30 5.33 4.98  
  PD Commercial REL / Commercial REL 1.24 1.46 1.23 1.45 5.16 4.09  
  Gross NPREL / REL 1.68 1.80 1.67 1.79 5.01 4.10  
  Gross NP Residential REL / Residential REL 2.87 2.80 2.87 2.79 4.46 4.14  
  Gross NP Commercial REL/ Commercial REL 1.06 1.26 1.05 1.25 5.16 4.09  
  Real Estate Investment (REI)  
  PDREI / REI 0.00 0.00 0.00 0.00 0.00 0.00  
  PD Debt Securities REI / Debt Securities REI 0.00 0.00 0.00 0.00 0.00 0.00  
  PD Equity Securities REI / Equity Securities REI 0.00 0.00 0.00 0.00 0.00 0.00  
                             
   
  Note: Details may not add up to totals due to rounding-off  
  1/Inclusive of Subsidiaries  
  r/revised  
   
   
  Source: Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas  
  Updated as of 06 September 2018