Credit Information System (CRIS)

The Department of Loans and Credit (DLC) has developed Credit Information System, a credit scoring system, which shall be the basis of determining the rediscounting line of banks with the Bangko Sentral ng Pilipinas (BSP). It was approved by the Monetary Board on 6 January 2005 and implemented through Circular No. 480 dated 15 March 2005, amended by Circular No. 515 dated 6 March 2006.

Banks may submit their applications for rediscounting line in the prescribed (RL Form No. 1), together with the documents required under Subsection X268.2 of the Manual of Regulations for Banks as amended by Circular No. 515, with the DLC or the appropriate Regional Loans and Credit Unit (RLCU). For further inquiries, please contact the Technical Services Division of DLC at Tel. No. 525-2684.