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Auto Loans of Commercial Banks and Thrift Banks

07.02.2003

As of March 2003, total Auto Loans (ALs) of KBs and TBs (bank proper) aggregated P43.8 billion, higher by 3.7 percent from the preceding quarter’s P42.2 billion and by 33.9 percent from last year’s level of P32.7 billion. Thus, AL, as a percentage of total loan portfolio (TLP), increased from 1.8 percent from end-March 2002 to 2.4 percent.

Domestic TBs continued to have the biggest share in ALs at 68.5 percent, followed by domestic KBs at 30.0 percent and by foreign KBs at 1.5 percent.

Total past due ALs represented 0.9 percent and 0.2 percent of the total non-performing loans (NPLs) and total loan portfolio (TLP), respectively, of KBs and TBs combined.

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