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Quarterly Report on Exposures to Auto Loans of Commercial Banks (KBs) and Thrift Banks (TBs) as of June 30, 2002

10.17.2002

As of June 30, 2002, the total auto loans (ALs) exposure of KBs and TBs (bank proper and subsidiaries) expanded to P39.0 billion, 19.4 percent higher than the previous quarter’s P32.7 billion and by 27.9 percent from a year ago level of P30.5 billion.

AL exposure of both KBs and TBs followed an uptrend, climbing by 1.3 percent to P9.3 billion from P9.1 billion and by 26.4 percent to P29.8 billion from last quarter’s P23.6 billion, respectively. Year ago levels stood lower at P8.0 billion for KBs and P22.5 billion for TBs. As in the past, TBs cornered the bulk of total ALs at 76.3 percent during the quarter under review.

KBs AL exposure remained low at 0.6 percent of the group’s total loan portfolio (TLP) while TBs’ share grew further to 19.5 percent from 16.5 percent a quarter ago.

Past due portion of total ALs of combined KB and TBs aggregated to P2.4 billion, rising to 6.1 percent from 5.4 percent last quarter, but still lower than year ago’s past due ratio of 6.3 percent. KBs and TBs past due ratios were 7.6 percent and 5.7 percent, respectively.

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