SUMMARY TABLE
       
  3/31/2000 12/31/1999 3/31/1999
  (In P Million)
Auto Loans (ALs) 8,658 8,608 9,936
Credit Card Receivables (CCRs) 21,024 18,384 16,640
Total Loan Portfolio (TLP) 1,529,103 1,582,894 1,484,465
ALs to TLP (%) 0.6 0.5 0.7
Past due ALs to TLP 0.1 0.1 0.1
Past due ALs to Total ALs 16.5 16.3 16.1
CCRs to TLP (%) 1.4 1.2 1.1
Past Due CCRs to TLP 0.3 0.03 0.3