THRIFT BANKS NPL INDICATORS
As of Period Indicated
 
LEVEL  (In P Thousand) April, 2000 March,  2000 April, 1999
Total Loan Portfolio (TLP)   130,314,805     127,576,938     121,349,924  
Non-Performing Loans (NPL)     16,630,755       15,616,117       21,663,995  
Loan Loss Reserves (LLR)      6,743,136        6,890,025        6,664,259  
Restructured Loans (RL) gross      2,229,629        2,046,950        2,232,382  
ROPOA, gross     20,264,821       19,715,342       14,385,473  
ROPOA, net     19,430,784       18,918,206       13,875,904  
Non-Performing Assets (NPA)     36,061,539       34,534,323       35,539,899  
Total Assets (TA)   212,525,794     211,363,984     204,892,994  
  
RATIO (%) 
NPL to TLP             12.76               12.24               17.85  
LLR to NPL (Coverage Ratio)             40.55               44.12               30.76  
LLR to TLP              5.17                5.40                5.49  
RL (gross) to TLP              1.71                1.60                1.84  
ROPOA (gross) to TLP+ROPOA (gross)             13.46               13.39               10.60  
ROPOA (net) to TA              9.14                8.95                6.77  
NPA to TA             16.97               16.34               17.34