REPORT ON EXPOSURE TO AUTO LOANS OF COMMERCIAL BANKS & THRIFT BANKS
As of Periods Indicated
(In Thousands)
               
        I N C R E A S E   /   ( D E C R E A S E)
        Jun-02 / % Jun-02 / %
PARTICULARS Jun-02 Mar-02 Jun-01 Mar-02  CHANGE Jun-01  CHANGE
TOTAL COMMERCIAL BANKS AND THRIFT  BANKS              
TOTAL AUTO LOANS 39,039,330 32,700,392 30,533,852 6,338,938 19.4 8,505,478 27.9
      CURRENT 36,650,426 30,937,256 28,620,599 5,713,170 18.5 8,029,827 28.1
       PAST DUE 2,388,904 1,763,136 1,913,253 625,768 35.5 475,651 24.9
TOTAL LOAN PORTFOLIO (Gross) 1,752,590,370 1,775,638,813 1,715,928,545 (23,048,443) (1.3) 36,661,825 2.1
NON-PERFORMING LOANS 309,465,660 314,443,505 283,405,095 (4,977,845) (1.6) 26,060,565 9.2
Total ALs to TLP(%) 2.23 1.84 1.78   0.39   0.45
Total Past Due ALs to NPLs (%) 0.77 0.56 0.68   0.21   0.10
Past Due ALs to TLP (%) 0.14 0.10 0.11   0.04   0.02
Past Due ALs to Total ALs (%) 6.12 5.39 6.27   0.73   (0.15)
               
COMMERCIAL BANKS              
TOTAL AUTO LOANS 9,250,693 9,133,324 8,014,769 117,369 1.3 1,235,924 15.4
      CURRENT 8,548,771 8,526,451 7,226,769 22,320 0.3 1,322,002 18.3
       PAST DUE 701,922 606,873 788,000 95,049 15.7 (86,078) (10.9)
TOTAL LOAN PORTFOLIO (GROSS) 1,600,126,083 1,632,679,751 1,575,233,234 (32,553,668) (2.0) 24,892,849 1.6
NON-PERFORMING LOANS 288,970,181 293,828,740 267,115,945 (4,858,559) (1.7) 21,854,236 8.2
Total ALs to TLP(%) 0.58 0.56 0.51   0.02   0.07
Total Past Due ALs to NPLs (%) 0.24 0.21 0.30   0.04   (0.05)
Past Due ALs to TLP (%) 0.04 0.04 0.05   0.01   (0.01)
Past Due ALs to Total ALs (%) 7.59 6.64 9.83   0.94   (2.24)
               
THRIFT BANKS              
TOTAL AUTO LOANS    1/ 29,788,637 23,567,068 22,519,083 6,221,569 26.4 7,269,554 32.3
      CURRENT 28,101,655 22,410,805 21,393,830 5,690,850 25.4 6,707,825 31.4
       PAST DUE 1,686,982 1,156,263 1,125,253 530,719 45.9 561,729 49.9
TOTAL LOAN PORTFOLIO (GROSS) 152,464,287 142,959,062 140,695,311 9,505,225 6.6 11,768,976 8.4
NON-PERFORMING LOANS 20,495,479 20,614,765 16,289,150 (119,286) (0.6) 4,206,329 25.8
Total ALs to TLP(%) 19.54 16.49 16.01   3.05   3.53
Total Past Due ALs to NPLs (%) 8.23 5.61 6.91   2.62   1.32
Past Due ALs to TLP (%) 1.11 0.81 0.80   0.30   0.31
Past Due ALs to Total ALs (%) 5.66 4.91 5.00   0.76   0.67
1/Inclusive of TB-subsidiaries of KBs