Table 3.  Bank Density Ratio of the Philippine Banking System
						1999		2000
	A. Philippine banking offices per city/municipality
	Philippines					5		5
		National Capital Region (NCR)				158		155
		Outside NCR				3		3
		Region I	-	Ilocos		3		3
		Region II	-	Cagayan		2		2
		Region III	-	Central Luzon		7		6
		Region IV	-	Southern Tagalog		6		6
		Region V	-	Bicol		2		2
		Region VI	-	Western Visayas		3		3
		Region VII	-	Central Visayas		4		4
		Region VIII	-	Eastern Visayas		1		1
		Region IX	-	Western Mindanao		1		1
		Region X	-	Northern Mindanao		3		3
		Region XI	-	Southern Mindanao		5		5
		Region XII	-	Central Mindanao		2		2
		Cordillera Autonomous Region (CAR)				1		1
		Autonomous Region of Muslim Mindanao (ARMM)				1		1
		CARAGA				1		1
	B. No. of persons served by each banking office  1/
	Philippines					10,059		10,184
		National Capital Region (NCR)				3.679		3,950
		Outside NCR				13,508		13,553
		Region I	-	Ilocos		11,593		11,268
		Region II	-	Cagayan		14,366		13,932
		Region III	-	Central Luzon		9,620		9,856
		Region IV	-	Southern Tagalog		8,313		8,786
		Region V	-	Bicol		22,730		22,117
		Region VI	-	Western Visayas		16,130		15,822
		Region VII	-	Central Visayas		11,775		11,550
		Region VIII	-	Eastern Visayas		29,438		29,041
		Region IX	-	Western Mindanao		28,067		28,935
		Region X	-	Northern Mindanao		13,884		13,277
		Region XI	-	Southern Mindanao		13,845		14,005
		Region XII	-	Central Mindanao		36,158		36,961
		Cordillera Autonomous Region (CAR)				14,579		14,117
		Autonomous Region of Muslim Mindanao (ARMM)				51,704		48,599
		CARAGA				21,587		22,994
	1/  Philippine population based in National Statistics Office (NSO) data