9   LOANS OUTSTANDING OF UNIVERSAL BANKS/COMMERCIAL BANKS  (Monthly)1                                                                       
     as of periods indicated                                                                              
     in million pesos                                                                              
                                                        Growth Rates          
  Jan-08 Feb-08 Mar-08 Apr-08 May-08 Jun-08 Jul-08 Aug-08 Sep-08 Oct-08 Nov-08 Dec-08 Jan-07 Feb-07 Mar-07 Apr-07 May-07 Jun-07 Jul-07 Aug-07 Sep-07 Oct-07 Nov-07 Dec-07   Jan 08/
Jan 07
Feb 08/
Feb 07
Mar 08/
Mar 07
Apr 08/
Apr 07
May 08/
May 07
Jun 08/
Jun 07
Jul 08/
Jul 07
Aug 08/
Aug 07
Sept 08/
Sept 07
Oct 08/
Oct 07
Nov 08/
Nov 07
Dec 08/
Dec 07
 
   
  A.  For Production by Economic Activity    1,461,679 1,466,545 1,492,492 1,512,652 1,519,699 1,563,139 1,599,239 1,645,609 1,677,529 1,717,679 1,725,564 1,748,206 1,336,053 1,322,252 1,304,158 1,338,295 1,336,018 1,351,403 1,373,495 1,374,096 1,370,236 1,440,881 1,457,257 1,478,294 9.4 10.9 14.4 13.0 13.7 15.7 16.4 19.8 22.4 19.2 18.4 18.3  
  1. Agriculture, Hunting & Forestry 202,326 201,167 172,447 223,280 212,031 211,725 237,649 230,607 264,979 279,246 261,398 309,279 180,974 177,626 178,618 184,493 192,175 190,814 188,973 193,534 192,312 193,598 196,444 202,087 11.8 13.3 -3.5 21.0 10.3 11.0 25.8 19.2 37.8 44.2 33.1 53.0  
  2. Fishing 6,834 6,881 3,802 2,581 2,906 3,536 3,482 3,635 3,842 3,753 3,827 3,934 5,724 5,755 5,750 6,347 6,539 6,578 6,659 6,559 6,551 6,552 6,584 6,889 19.4 19.6 -33.9 -59.3 -55.6 -46.2 -47.7 -44.6 -41.4 -42.7 -41.9 -42.9  
  3. Mining and Quarrying 8,793 9,162 11,439 8,102 4,692 5,498 5,289 5,740 5,943 7,530 7,069 6,890 9,176 9,381 8,997 10,107 10,836 9,618 9,892 9,616 9,658 12,291 9,524 10,342 -4.2 -2.3 27.1 -19.8 -56.7 -42.8 -46.5 -40.3 -38.5 -38.7 -25.8 -33.4  
  4. Manufacturing 359,815 367,374 361,941 359,143 373,063 387,722 400,370 396,980 402,162 401,418 391,053 392,794 386,424 370,380 366,355 357,496 354,663 362,462 366,552 366,592 370,751 375,148 373,525 373,154 -6.9 -0.8 -1.2 0.5 5.2 7.0 9.2 8.3 8.5 7.0 4.7 5.3  
  5. Electricity, Gas & Water 123,119 130,029 105,192 102,495 103,783 99,383 110,932 113,655 101,634 110,828 118,110 112,599 71,483 67,802 71,653 73,709 70,533 69,102 69,808 68,555 65,824 75,340 113,396 122,534 72.2 91.8 46.8 39.1 47.1 43.8 58.9 65.8 54.4 47.1 4.2 -8.1  
  6. Construction 24,980 25,429 23,722 24,670 31,736 27,198 28,220 29,166 30,532 29,175 25,975 34,485 25,711 25,416 24,406 24,890 25,117 26,367 26,550 27,127 27,425 27,909 27,799 25,204 -2.8 0.1 -2.8 -0.9 26.4 3.2 6.3 7.5 11.3 4.5 -6.6 36.8  
  7. Wholesale & Retail Trade 172,619 170,190 235,048 210,353 204,469 220,226 189,639 250,278 237,972 228,517 232,867 228,716 167,852 162,808 164,116 172,912 165,376 158,976 155,788 162,507 159,298 177,255 180,074 178,879 2.8 4.5 43.2 21.7 23.6 38.5 21.7 54.0 49.4 28.9 29.3 27.9  
  8. Transportation, Storage & Communication 60,408 59,790 99,169 76,786 81,756 83,893 87,806 101,367 104,114 109,144 115,839 81,017 44,405 45,421 55,515 55,439 53,096 53,425 51,608 52,202 57,186 60,117 60,531 55,542 36.0 31.6 78.6 38.5 54.0 57.0 70.1 94.2 82.1 81.6 91.4 45.9  
  9. Financial Intermediation 175,184 162,705 146,264 150,104 132,784 133,517 137,066 125,536 125,891 120,110 131,759 130,560 108,699 119,450 95,400 104,502 127,763 145,681 167,895 164,948 159,729 185,091 162,959 153,366 61.2 36.2 53.3 43.6 3.9 -8.3 -18.4 -23.9 -21.2 -35.1 -19.1 -14.9  
  10. Real Estate, Renting & Bus. Services 202,558 204,265 186,675 202,260 215,162 229,691 241,094 234,260 240,127 255,084 271,677 282,880 207,272 202,255 197,336 213,211 205,232 210,182 210,757 205,894 208,029 203,896 204,948 217,208 -2.3 1.0 -5.4 -5.1 4.8 9.3 14.4 13.8 15.4 25.1 32.6 30.2  
  11. Public Administration and Defense 37,625 36,911 56,308 55,096 53,395 52,324 52,801 53,830 50,785 52,076 52,681 52,704 38,749 43,667 46,540 42,679 36,837 36,267 38,016 37,399 37,834 37,535 35,575 37,810 -2.9 -15.5 21.0 29.1 44.9 44.3 38.9 43.9 34.2 38.7 48.1 39.4  
  12. Education 8,713 9,041 12,487 10,748 10,331 10,066 10,468 10,672 10,783 11,330 10,423 10,341 9,461 9,688 9,363 9,556 9,182 9,203 9,008 9,160 9,080 9,228 9,514 9,359 -7.9 -6.7 33.4 12.5 12.5 9.4 16.2 16.5 18.8 22.8 9.6 10.5  
  13. Health and Social Work 6,377 6,622 7,196 7,930 7,408 8,080 8,360 8,505 9,769 10,090 9,700 8,364 7,079 7,243 7,016 6,802 6,594 6,367 6,223 6,504 6,445 6,493 6,587 7,084 -9.9 -8.6 2.6 16.6 12.3 26.9 34.3 30.8 51.6 55.4 47.3 18.1  
  14. Other Community, Social & Personal Services 58,365 63,041 55,149 63,237 68,831 73,833 68,715 64,037 70,679 78,798 71,914 72,592 59,827 61,869 59,646 62,495 58,827 52,927 52385 50118 46779 57002 56517 64256 -2.4 1.9 -7.5 1.2 17.0 39.5 31.2 27.8 51.1 38.2 27.2 13.0  
  15. Undifferentiated Production Activities of Private Households and Other Unclassified Loans 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0  
  16. Hotels and Restaurants 13,963 13,938 15,653 15,867 17,352 16,447 17,348 17,341 18,317 20,580 21,272 21,051 13,218 13,491 13,446 13,658 13,248 13,434 13,383 13,380 13,335 13,426 13,281 14,580 5.6 3.3 16.4 16.2 31.0 22.4 29.6 29.6 37.4 53.3 60.2 44.4  
   
  B.  For Household Consumption    134,051 134,548 139,656 137,327 145,067 149,037 147,603 152,401 157,833 161,540 163,731 159,066 115,331 112,360 117,031 121,092 121,003 122,142 125,092 126,778 127,862 132,965 135,773 140,330 16.2 19.7 19.3 13.4 19.9 22.0 18.0 20.2 23.4 21.5 20.6 13.4  
  1. Credit Card 88,879 89,528 93,653 96,067 97,372 99,529 100,794 102,044 102,745 104,382 105,440 107,943 72,060 69,312 73,867 76,077 76,920 78,192 78,792 80,361 81,336 83,592 85,514 89,545 23.3 29.2 26.8 26.3 26.6 27.3 27.9 27.0 26.3 24.9 23.3 20.5  
  2. Auto Loans 27,568 27,568 27,657 23,234 25,793 31,927 29,767 33,125 33,583 35,926 36,248 35,560 26,431 26,431 26,431 27,697 27,697 27,697 29,938 29,938 29,938 32,189 32,189 32,189 4.3 4.3 4.6 -16.1 -6.9 15.3 -0.6 10.6 12.2 11.6 12.6 10.5  
  3. Others 17,604 17,452 18,346 18,026 21,902 17,581 17,042 17,232 21,505 21,232 22,043 15,563 16,840 16,618 16,733 17,318 16,386 16,253 16,362 16,479 16,588 17,184 18,070 18,596 4.5 5.0 9.6 4.1 33.7 8.2 4.2 4.6 29.6 23.6 22.0 -16.3  
   
  C.  Under RRPs Arrangement 175,169 154,579 194,890 192,570 201,889 273,704 244,942 206,728 182,576 219,573 281,672 230,083 232,109 226,308 252,571 271,361 179,124 149,024 132,833 142,433 156,303 138,789 209,594 238,082 -24.5 -31.7 -22.8 -29.0 12.7 83.7 84.4 45.1 16.8 58.2 34.4 -3.4  
  TOTAL Loans Outstanding to Residents  
  Gross of RRPs 1,770,899 1,755,672 1,827,038 1,842,549 1,866,655 1,985,880 1,991,784 2,004,738 2,017,938 2,098,792 2,170,967 2,137,355 1,683,493 1,660,920 1,673,760 1,730,748 1,636,145 1,622,569 1,631,420 1,643,307 1,654,401 1,712,635 1,802,624 1,856,706 5.2 5.7 9.2 6.5 14.1 22.4 22.1 22.0 22.0 22.5 20.4 15.1  
  Net of RRPs 1,595,730 1,601,093 1,632,148 1,649,979 1,664,766 1,712,176 1,746,842 1,798,010 1,835,362 1,879,219 1,889,295 1,907,272 1,451,384 1,434,612 1,421,189 1,459,387 1,457,021 1,473,545 1,498,586 1,500,874 1,498,098 1,573,846 1,593,030 1,618,624 9.9 11.6 14.8 13.1 14.3 16.2 16.6 19.8 22.5 19.4 18.6 17.8  
  D.  Non-Resident  2 0 6 18,494 21,780 21,886 28,780 29,290 34,948 34,951 38,842 43,690 43,762 3 0 0 4 5 1 1 1 1 0 0 0  
  1. Central Government/Central Banks 0 0 0  
  2. Public Sector Entities 0 0 0  
  3. Loans to Corporations 18,486 21,772 21,877  
  4. Loans to Individuals 8 8 9  
  `  
  TOTAL LOANS OUTSTANDING  
  Gross of RRPs 1,770,899 1,755,678 1,845,532 1,864,329 1,888,541 2,014,660 2,021,074 2,039,686 2,052,889 2,137,634 2,214,657 2,181,117 1,683,496 1,660,920 1,673,760 1,730,752 1,636,150 1,622,570 1,631,421 1,643,308 1,654,402 1,712,635 1,802,624 1,856,706 5.2 5.7 10.3 7.7 15.4 24.2 23.9 24.1 24.1 24.8 22.9 17.5  
  Net of RRPs 1,595,730 1,601,099 1,650,642 1,671,759 1,686,652 1,740,956 1,776,132 1,832,958 1,870,313 1,918,061 1,932,985 1,951,034 1,451,387 1,434,612 1,421,189 1,459,391 1,457,026 1,473,546 1,498,587 1,500,875 1,498,099 1,573,846 1,593,030 1,618,624 9.9 11.6 16.1 14.6 15.8 18.1 18.5 22.1 24.8 21.9 21.3 20.5  
                                                                                 
  r  Revisions largely  involved classification.  
  *  Embargo until press release on 18 February 2009  
  1 The old series covered all Other Depository Corporations that included, apart from universal/commercial banks, thrift banks and rural banks.  
  2 In the old series, loans to nonresidents were lodged together with those of residents and classified according to economic sector. Since the old database did not provide for a separate category on loans   
               to nonresidents, the 2007 data of the present series were based on the reports of a few banks which could readily identify and estimate the nonresident account.  
    Source:  FRP