OTHER CONSUMER LOANS (CLs)
OF UNIVERSAL AND COMMERCIAL BANKS & THRIFT BANKS
As of End Periods Indicated
(Amounts In Billion Pesos)
Particulars Mar 08 Dec 08 r/ Mar 09 Increase/(Decrease)
Dec  08 - Mar 09 Mar 08 - Mar 09
Amount % Amount %
TOTAL UNIVERSAL AND COMMERCIAL BANKS AND THRIFT  BANKS  
OTHER CONSUMER LOANS (CLs) 31.097 37.013 36.970 (0.044)   (0.12)       5.872    18.88
      PERFORMING 26.507 30.772 30.283 (0.489)   (1.59)       3.776    14.25
      NON-PERFORMING 4.591 6.242 6.687 0.445    7.13       2.096    45.67
       LOAN LOSS RESERVES 2.231 3.750 3.732 (0.018)   (0.49)       1.500    67.24
TOTAL LOAN PORTFOLIO (Net of IBL) 2,117.280 2,576.162 2,540.293 (35.869)   (1.39)   423.012    19.98
NON-PERFORMING LOANS 129.437 128.717 133.450 4.733    3.68       4.013      3.10
Total OTHER CLs to TLP(%)           1.47           1.44           1.46    0.02     (0.01)
Non-Performing OTHER CLs to total NPLs (%)           3.55           4.85           5.01    0.16      1.46
Non-Performing OTHER CLs to TLP (%)           0.22           0.24           0.26    0.02      0.05
Non-Performing OTHER CLs to total OTHER CLs (%)         14.76         16.86         18.09    1.22      3.33
Loan Loss Reserves (OTHER CLs) to Non-Performing OTHER CLs         48.61         60.08         55.81   (4.27)      7.20
   
UNIVERSAL AND COMMERCIAL
BANKS
 
OTHER CONSUMER LOANS (CLs) 18.347 15.656 15.779 0.123    0.79     (2.568)   (13.99)
      PERFORMING 16.034 13.249 13.244 (0.005)   (0.04)     (2.790)   (17.40)
      NON-PERFORMING 2.313 2.407 2.535 0.128    5.33       0.222      9.61
       LOAN LOSS RESERVES 0.810 0.979 1.058 0.079    8.09       0.248    30.69
TOTAL LOAN PORTFOLIO (Net of IBL) 1,857.190 2,295.142 2,244.929 (50.213)   (2.19)   387.739    20.88
NON-PERFORMING LOANS 107.569 105.495 107.984 2.490    2.36       0.415      0.39
Total OTHER CLs to TLP(%)           0.99           0.68           0.70    0.02     (0.28)
Non-Performing OTHER CLs to total NPLs (%)           2.15           2.28           2.35    0.07      0.20
Non-Performing OTHER CLs to TLP (%)           0.12           0.10           0.11    0.01     (0.01)
Non-Performing OTHER CLs to total OTHER CLs (%)         12.61         15.37         16.07    0.69      3.46
Loan Loss Reserves (OTHER CLs) to Non-Performing OTHER CLs         35.01         40.67         41.74    1.07      6.73
   
THRIFT BANKS  1/  
OTHER CONSUMER LOANS (CLs) 12.751 21.357 21.191 (0.167)   (0.78)       8.440    66.19
      PERFORMING 10.473 17.523 17.039 (0.484)   (2.76)       6.566    62.69
      NON-PERFORMING 2.278 3.835 4.152 0.317    8.27       1.874    82.28
       LOAN LOSS RESERVES 1.422 2.771 2.674 (0.097)   (3.52)       1.252    88.05
TOTAL LOAN PORTFOLIO (Net of IBL) 260.090 281.019 295.364 14.344    5.10     35.274    13.56
NON-PERFORMING LOANS 21.868 23.223 25.466 2.243    9.66       3.598    16.45
Total OTHER CLs to TLP(%)           4.90           7.60           7.17   (0.43)      2.27
Non-Performing OTHER CLs to total NPLs (%)         10.42         16.51         16.30   (0.21)      5.89
Non-Performing OTHER CLs to TLP (%)           0.88           1.36           1.41    0.04      0.53
Non-Performing OTHER CLs to total OTHER CLs (%)         17.86         17.96         19.59    1.64      1.73
Loan Loss Reserves (OTHER CLs) to Non-Performing OTHER CLs         62.42         72.27         64.40     (7.87)        1.98
1/ Inclusive of TB-subsidiaries of UKBs              
r/ Revised
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