Selected Indicators on FCDU Loans 1/
As of Dates Indicated
In Billion US Dollars unless otherwise indicated
			30 June 2009			31 March 2009			30 June 2008
			Amount	Percent Distribution		Amount	Percent Distribution		Amount	Percent Distribution
A.	Outstanding FCDU Loans
	By Maturity		4.627	100.0		5.148	100.0		4.571	100.0
	Short-term		1.836	39.7		2.081	40.4		2.029	44.4
	Medium & long-term		2.791	60.3		3.067	59.6		2.542	55.6
	By Borrower		4.627	100.0		5.148	100.0		4.571	100.0
	Philippine Residents		3.359	72.6		3.645	70.8		3.550	77.7
	Public		0.100	2.2		0.100	1.9		0.117	2.6
	Private		3.259	70.4		3.545	68.9		3.433	75.1
	Of which:
	Public Utilities		0.982	21.2		1.012	19.7		0.770	16.8
	Exporters		1.140	24.6		1.102	21.4		0.966	21.1
	Non-residents		1.268	27.4		1.503	29.2		1.021	22.3
	By Creditor Bank		4.627	100.0		5.148	100.0		4.571	100.0
	Local Banks		3.251	70.3		3.729	72.4		3.395	74.3
	Commercial Banks		3.245	70.1		3.723	72.3		3.389	74.1
	Thrift Banks		0.006	0.1		0.006	0.1		0.006	0.1
	Foreign Bank		1.376	29.7		1.419	27.6		1.176	25.7
	Branches/Subsidiaries
	Branches		1.240	26.8		1.244	24.2		0.995	21.8
	Subsidiaries		0.136	2.9		0.175	3.4		0.181	4.0
B.	FCDU Deposit Liabilities		21.779 p/			21.168			20.535
C.	Overall Loans-to-Deposits Ratio
	(in percent) 2/
	New procedure		21.0 p/			23.8			22.1
	Lagged basis		22.2 p/			24.2			23.1
1/	Sources of basic data: IOS Form 4 reports of banks (Consolidated Report on Loans granted by FCDUs/EFCDUs) and Consolidated Statement of Condition of banks (up to 2007) and the Balance Sheet of banks under the Financial Reporting Package (starting  March 2008)
2/	The procedure for computing the loans-to-deposits ratio was amended under BSP Circular No. 613 dated 18 June 2008 (which became effective 14 July 2008) from the lagged basis which relates the current quarter's outstanding loans to the level of deposits two quarters back (based on BSP Circular No. 278 dated 29 March 2001), to the use of the same report cut-off date for both loans and deposits
p/	Preliminary
Note:  May not add up due to rounding
Source: International Operations Department, Bangko Sentral ng Pilipinas