LOANS OUTSTANDING OF UNIVERSAL BANKS/COMMERCIAL BANKS  (Monthly)1                                                                                                                          
     as of periods indicated                                                                                                                                
                                                                                                                                   
              (in million pesos)                                         Growth Rates (%)    
    Jan-08 Feb-08 Mar-08 Apr-08 May-08 Jun-08 Jul-08 Aug-08 Sep-08 Oct-08 Nov-08 Dec-08   Jan-09 Feb-09 Mar-09 Apr-09 May-09 Jun-09 Jul-09 Aug-09 Sep-09 Oct-09 Nov-09     Jan-07 Feb-07 Mar-07 Apr-07 May-07 Jun-07 Jul-07 Aug-07 Sep-07 Oct-07 Nov-07 Dec-07   Jan 08/ Jan 07 Feb 08/ Feb 07 Mar 08/ Mar 07 Apr 08/ Apr 07 May 08/ May 07 Jun 08/ Jun 07 Jul 08/ Jul 07 Aug 08/ Aug 07 Sept 08/ Sept 07 Oct 08/ Oct 07 Nov 08/ Nov 07 Dec 08/ Dec 07   Jan 09/ Jan 08 Feb 09/ Feb 08 Mar 09/ Mar 08 Apr 09/ Apr 08 May 09/ May 08 Jun 09/ Jun 08 Jul 09/ Jul 08 Aug 09/ Aug 08 Sept 09/ Sept 08 Oct 09/ Oct 08 Nov 09/ Nov 08  
                                                                                                                                   
  A.  For Production by Economic Activity   1,461,679 1,466,545 1,492,492 1,512,652 1,520,892 1,563,139 1,599,239 1,645,609 1,677,529 1,717,679 1,725,564 1,748,206 1,783,212 1,760,380 1,742,506 1,786,185 1,780,410 1,788,980 1,729,516 1,738,913 1,765,114 1,790,643 1,840,651 1,336,053 1,322,252 1,304,158 1,338,295 1,336,018 1,351,403 1,373,495 1,374,096 1,370,236 1,440,881 1,457,257 1,478,294 9.4 10.9 14.4 13.0 13.8 15.7 16.4 19.8 22.4 19.2 18.4 18.3 22.0 20.0 16.8 18.1 17.1 14.4 8.1 5.7 5.2 4.2 6.7  
         1.  Agriculture, Hunting & Forestry 2 202,326 201,167 172,447 223,280 215,169 211,725 237,649 230,607 264,979 279,246 261,398 309,279   292,661 292,937 293,310 298,257 305,628 293,647 279,752 300,007 286,986 303,775 308,419     180,974 177,626 178,618 184,493 192,175 190,814 188,973 193,534 192,312 193,598 196,444 202,087   11.8 13.3 -3.5 21.0 12.0 11.0 25.8 19.2 37.8 44.2 33.1 53.0   44.6 45.6 70.1 33.6 42.0 38.7 17.7 30.1 8.3 8.8 18.0  
         2.  Fishing 6,834 6,881 3,802 2,581 2,904 3,536 3,482 3,635 3,842 3,753 3,827 3,934   4,514 4,592 3,195 3,127 4,401 4,624 4,612 3,201 3,553 3,573 3,685     5,724 5,755 5,750 6,347 6,539 6,578 6,659 6,559 6,551 6,552 6,584 6,889   19.4 19.6 -33.9 -59.3 -55.6 -46.2 -47.7 -44.6 -41.4 -42.7 -41.9 -42.9   -33.9 -33.3 -16.0 21.2 51.5 30.8 32.5 -11.9 -7.5 -4.8 -3.7  
         3.  Mining and Quarrying 8,793 9,162 11,439 8,102 4,779 5,498 5,289 5,740 5,943 7,530 7,069 6,890   5,553 5,353 4,222 7,205 5,532 5,627 4,534 4,353 7,138 4,368 4,670     9,176 9,381 8,997 10,107 10,836 9,618 9,892 9,616 9,658 12,291 9,524 10,342   -4.2 -2.3 27.1 -19.8 -55.9 -42.8 -46.5 -40.3 -38.5 -38.7 -25.8 -33.4   -36.8 -41.6 -63.1 -11.1 15.8 2.3 -14.3 -24.2 20.1 -42.0 -33.9  
         4.  Manufacturing 359,815 367,374 361,941 359,143 371,016 387,722 400,370 396,980 402,162 401,418 391,053 392,794   368,174 339,772 355,995 371,525 347,527 339,048 292,950 304,630 319,824 325,090 325,553     386,424 370,380 366,355 357,496 354,663 362,462 366,552 366,592 370,751 375,148 373,525 373,154   -6.9 -0.8 -1.2 0.5 4.6 7.0 9.2 8.3 8.5 7.0 4.7 5.3   2.3 -7.5 -1.6 3.4 -6.3 -12.6 -26.8 -23.3 -20.5 -19.0 -16.7  
         5.  Electricity, Gas & Water 123,119 130,029 105,192 102,495 103,046 99,383 110,932 113,655 101,634 110,828 118,110 112,599   145,948 144,541 138,148 137,986 139,584 127,514 137,243 134,939 142,594 140,530 141,446     71,483 67,802 71,653 73,709 70,533 69,102 69,808 68,555 65,824 75,340 113,396 122,534   72.2 91.8 46.8 39.1 46.1 43.8 58.9 65.8 54.4 47.1 4.2 -8.1   18.5 11.2 31.3 34.6 35.5 28.3 23.7 18.7 40.3 26.8 19.8  
         6.  Construction 24,980 25,429 23,722 24,670 31,722 27,198 28,220 29,166 30,532 29,175 25,975 34,485   28,120 26,309 23,555 23,323 21,315 23,799 22,955 22,824 24,939 23,623 24,794     25,711 25,416 24,406 24,890 25,117 26,367 26,550 27,127 27,425 27,909 27,799 25,204   -2.8 0.1 -2.8 -0.9 26.3 3.2 6.3 7.5 11.3 4.5 -6.6 36.8   12.6 3.5 -0.7 -5.5 -32.8 -12.5 -18.7 -21.7 -18.3 -19.0 -4.5  
         7.  Wholesale & Retail Trade 172,619 170,190 235,048 210,353 197,764 220,226 189,639 250,278 237,972 228,517 232,867 228,716   214,205 205,558 196,032 201,834 200,268 228,208 217,033 211,988 212,755 214,986 228,261     167,852 162,808 164,116 172,912 165,376 158,976 155,788 162,507 159,298 177,255 180,074 178,879   2.8 4.5 43.2 21.7 19.6 38.5 21.7 54.0 49.4 28.9 29.3 27.9   24.1 20.8 -16.6 -4.0 1.3 3.6 14.4 -15.3 -10.6 -5.9 -2.0  
         8.  Transportation, Storage & Communication 60,408 59,790 99,169 76,786 83,924 83,893 87,806 101,367 104,114 109,144 115,839 81,017   107,263 109,477 119,705 129,137 122,438 133,368 142,083 129,176 147,871 138,288 143,310     44,405 45,421 55,515 55,439 53,096 53,425 51,608 52,202 57,186 60,117 60,531 55,542   36.0 31.6 78.6 38.5 58.1 57.0 70.1 94.2 82.1 81.6 91.4 45.9   77.6 83.1 20.7 68.2 45.9 59.0 61.8 27.4 42.0 26.7 23.7  
         9.  Financial Intermediation 175,184 162,705 146,264 150,104 128,829 133,517 137,066 125,536 125,891 120,110 131,759 130,560   165,776 182,742 170,287 157,606 170,583 159,381 151,640 144,714 138,885 143,992 151,386     108,699 119,450 95,400 104,502 127,763 145,681 167,895 164,948 159,729 185,091 162,959 153,366   61.2 36.2 53.3 43.6 0.8 -8.3 -18.4 -23.9 -21.2 -35.1 -19.1 -14.9   -5.4 12.3 16.4 5.0 32.4 19.4 10.6 15.3 10.3 19.9 14.9  
        10. Real Estate, Renting & Bus. Services 202,558 204,265 186,675 202,260 222,391 229,691 241,094 234,260 240,127 255,084 271,677 282,880   275,651 269,031 263,433 276,784 281,227 292,992 288,167 293,968 291,860 290,802 304,603     207,272 202,255 197,336 213,211 205,232 210,182 210,757 205,894 208,029 203,896 204,948 217,208   -2.3 1.0 -5.4 -5.1 8.4 9.3 14.4 13.8 15.4 25.1 32.6 30.2   36.1 31.7 41.1 36.8 26.5 27.6 19.5 25.5 21.5 14.0 12.1  
        11.  Public Administration and Defense 37,625 36,911 56,308 55,096 53,237 52,324 52,801 53,830 50,785 52,076 52,681 52,704   58,162 61,814 54,303 52,074 61,413 55,817 60,837 63,276 56,387 68,924 70,698     38,749 43,667 46,540 42,679 36,837 36,267 38,016 37,399 37,834 37,535 35,575 37,810   -2.9 -15.5 21.0 29.1 44.5 44.3 38.9 43.9 34.2 38.7 48.1 39.4   54.6 67.5 -3.6 -5.5 15.4 6.7 15.2 17.5 11.0 32.4 34.2  
        12.  Education 8,713 9,041 12,487 10,748 10,336 10,066 10,468 10,672 10,783 11,330 10,423 10,341   10,348 11,532 11,130 10,077 10,192 10,142 10,336 9,649 9,862 10,187 10,015     9,461 9,688 9,363 9,556 9,182 9,203 9,008 9,160 9,080 9,228 9,514 9,359   -7.9 -6.7 33.4 12.5 12.6 9.4 16.2 16.5 18.8 22.8 9.6 10.5   18.8 27.6 -10.9 -6.2 -1.4 0.8 -1.3 -9.6 -8.5 -10.1 -3.9  
        13.  Health and Social Work 6,377 6,622 7,196 7,930 7,398 8,080 8,360 8,505 9,769 10,090 9,700 8,364   7,970 9,933 10,136 10,230 10,279 10,975 11,123 10,433 10,054 9,837 9,484     7,079 7,243 7,016 6,802 6,594 6,367 6,223 6,504 6,445 6,493 6,587 7,084   -9.9 -8.6 2.6 16.6 12.2 26.9 34.3 30.8 51.6 55.4 47.3 18.1   25.0 50.0 40.9 29.0 38.9 35.8 33.1 22.7 2.9 -2.5 -2.2  
        14.  Other Community, Social & Personal Services 58,365 63,041 55,149 63,237 71,524 73,833 68,715 64,037 70,679 78,798 71,914 72,592   78,360 76,505 78,244 86,848 80,862 79,889 81,910 81,225 85,489 85,606 86,721     59,827 61,869 59,646 62,495 58,827 52,927 52385 50118 46779 57002 56517 64256   -2.4 1.9 -7.5 1.2 21.6 39.5 31.2 27.8 51.1 38.2 27.2 13.0   34.3 21.4 41.9 37.3 13.1 8.2 19.2 26.8 21.0 8.6 20.6  
        15.  Undifferentiated Production Activities of Private Households 0 0 0 0 0 0 0 0 0 0 0 0   0 0 0 0 0 0 0 0 0 0 0     0 0 0 0 0 0 0 0 0 0 0 0                                                    
                   and Other Unclassified Loans                                                                                                                                
        16.  Hotels and Restaurants 13,963 13,938 15,653 15,867 16,853 16,447 17,348 17,341 18,317 20,580 21,272 21,051   20,507 20,284 20,811 20,172 19,161 23,949 24,341 24,530 26,917 27,062 27,606     13,218 13,491 13,446 13,658 13,248 13,434 13,383 13,380 13,335 13,426 13,281 14,580   5.6 3.3 16.4 16.2 27.2 22.4 29.6 29.6 37.4 53.3 60.2 44.4   46.9 45.5 33.0 27.1 13.7 45.6 40.3 41.5 47.0 31.5 29.8  
                                                                                                                                   
  B.  For Household Consumption   134,051 134,548 139,656 137,327 145,207 149,037 147,603 152,401 157,833 161,540 163,731 159,066 155,996 154,992 152,196 155,927 159,144 159,789 159,693 160,494 168,688 167,882 169,990 115,331 112,360 117,031 121,092 121,003 122,142 125,092 126,778 127,862 132,965 135,773 140,330 16.2 19.7 19.3 13.4 20.0 22.0 18.0 20.2 23.4 21.5 20.6 13.4 16.4 15.2 9.0 13.5 9.6 7.2 8.2 5.3 6.9 3.9 3.8  
         1.  Credit Card 88,879 89,528 93,653 96,067 97,401 99,529 100,794 102,044 102,745 104,382 105,440 107,943   104,142 102,675 101,812 103,302 104,165 104,898 104,088 105,212 110,007 108,141 109,426     72,060 69,312 73,867 76,077 76,920 78,192 78,792 80,361 81,336 83,592 85,514 89,545   23.3 29.2 26.8 26.3 26.6 27.3 27.9 27.0 26.3 24.9 23.3 20.5   17.2 14.7 8.7 7.5 6.9 5.4 3.3 3.1 7.1 3.6 3.8  
         2.  Auto Loans 27,568 27,568 27,657 23,234 25,873 31,927 29,767 33,125 33,583 35,926 36,248 35,560   35,633 36,123 35,160 37,116 38,341 38,074 39,314 40,148 43,358 44,320 45,326     26,431 26,431 26,431 27,697 27,697 27,697 29,938 29,938 29,938 32,189 32,189 32,189   4.3 4.3 4.6 -16.1 -6.6 15.3 -0.6 10.6 12.2 11.6 12.6 10.5   29.3 31.0 27.1 59.7 48.2 19.3 32.1 21.2 29.1 23.4 25.0  
         3.  Others 17,604 17,452 18,346 18,026 21,933 17,581 17,042 17,232 21,505 21,232 22,043 15,563   16,221 16,194 15,224 15,509 16,638 16,817 16,291 15,134 15,323 15,421 15,238     16,840 16,618 16,733 17,318 16,386 16,253 16,362 16,479 16,588 17,184 18,070 18,596   4.5 5.0 9.6 4.1 33.9 8.2 4.2 4.6 29.6 23.6 22.0 -16.3   -7.9 -7.2 -17.0 -14.0 -24.1 -4.3 -4.4 -12.2 -28.7 -27.4 -30.9  
                                          162157                                                                                        
  C.  Under RRPs Arrangement 175,169 154,579 194,890 192,570 247,652 273,704 244,942 206,728 182,576 219,573 281,672 230,083 117,074 187,523 249,581 125,599 151,620 248,106 149,990 162,157 198,238 184,214 212,932 232,109 226,308 252,571 271,361 179,124 149,024 132,833 142,433 156,303 138,789 209,594 238,082 -24.5 -31.7 -22.8 -29.0 38.3 83.7 84.4 45.1 16.8 58.2 34.4 -3.4 -33.2 21.3 28.1 -34.8 -38.8 -9.4 -38.8 -21.6 8.6 -16.1 -24.4  
            TOTAL Loans Outstanding to Residents 152,620  
                   Gross of RRPs 1,770,899 1,755,672 1,827,038 1,842,549 1,913,751 1,985,880 1,991,784 2,004,738 2,017,938 2,098,792 2,170,967 2,137,355 2,056,282 2,102,895 2,144,283 2,067,711 2,091,174 2,196,875 2,039,199 2,061,564 2,132,040 2,142,739 2,223,573 1,683,493 1,660,920 1,673,760 1,730,748 1,636,145 1,622,569 1,631,420 1,643,307 1,654,401 1,712,635 1,802,624 1,856,706 5.2 5.7 9.2 6.5 17.0 22.4 22.1 22.0 22.0 22.5 20.4 15.1 16.1 19.8 17.4 12.2 9.3 10.6 2.4 2.8 5.7 2.1 2.4  
                   Net of RRPs 1,595,730 1,601,093 1,632,148 1,649,979 1,666,099 1,712,176 1,746,842 1,798,010 1,835,362 1,879,219 1,889,295 1,907,272 1,939,208 1,915,372 1,894,702 1,942,112 1,939,554 1,948,769 1,889,209 1,899,407 1,933,802 1,958,525 2,010,641 1,451,384 1,434,612 1,421,189 1,459,387 1,457,021 1,473,545 1,498,586 1,500,874 1,498,098 1,573,846 1,593,030 1,618,624 9.9 11.6 14.8 13.1 14.3 16.2 16.6 19.8 22.5 19.4 18.6 17.8 21.5 19.6 16.1 17.7 16.4 13.8 8.1 5.6 5.4 4.2 6.4  
  D.  Non-Resident  3 0 6 18,494 21,780 21,886 28,780 29,290 34,948 34,951 38,842 43,690 43,762 47,083 48,255 49,263 46,914 41,070 41,054 40,859 41,717 46,246 49,896 49,112 3 0 0 4 5 1 1 1 1 0 0 0 166.4 115.4 87.7 42.6 39.5 19.4 32.3 28.5 12.4  
   
   TOTAL LOANS OUTSTANDING  
                   Gross of RRPs 1,770,899 1,755,678 1,845,532 1,864,329 1,935,637 2,014,660 2,021,074 2,039,686 2,052,889 2,137,634 2,214,657 2,181,117 2,103,365 2,151,150 2,193,546 2,114,625 2,132,244 2,237,929 2,080,058 2,103,281 2,178,286 2,192,635 2,272,685 1,683,496 1,660,920 1,673,760 1,730,752 1,636,150 1,622,570 1,631,421 1,643,308 1,654,402 1,712,635 1,802,624 1,856,706 5.2 5.7 10.3 7.7 18.3 24.2 23.9 24.1 24.1 24.8 22.9 17.5 18.8 22.5 18.9 13.4 10.2 11.1 2.9 3.1 6.1 2.6 2.6  
                   Net of RRPs 1,595,730 1,601,099 1,650,642 1,671,759 1,687,985 1,740,956 1,776,132 1,832,958 1,870,313 1,918,061 1,932,985 1,951,034 1,986,291 1,963,627 1,943,965 1,989,026 1,980,624 1,989,823 1,930,068 1,941,124 1,980,048 2,008,421 2,059,753 1,451,387 1,434,612 1,421,189 1,459,391 1,457,026 1,473,546 1,498,587 1,500,875 1,498,099 1,573,846 1,593,030 1,618,624 9.9 11.6 16.1 14.6 15.9 18.1 18.5 22.1 24.8 21.9 21.3 20.5 24.5 22.6 17.8 19.0 17.3 14.3 8.7 5.9 5.9 4.7 6.6  
                                                                                                                                   
  r  Revisions largely  involved classification.               1839685                                                                                                                
  * Embargo until press release on 15 January 2010.                                                                                                                                
  r  Revised                                                                                                                                
  1 The old series covered all Other Depository Corporations that included, apart from universal/commercial banks, thrift banks and rural banks.                                                                                                                      
  2 Data may include loans to sectors integrated with agriculture such as trading of agricultural and fishery products and manufacturing of agri-and fishery-based commodities.                                                                                                                
  3 In the old series, loans to nonresidents were lodged together with those of residents and classified according to economic sector. Since the old database did not provide for a separate category on loans                                                                                                          
               to nonresidents, the 2007 data of the present series were based on the reports of a few banks which could readily identify and estimate the nonresident account.                                                                                                                
  * EMBARGO until press release on 3 June 2009.                                                                                                                                
    Source:  FRP                                                                                                                                
  1/14/10 4:13 PM