Selected Indicators on FCDU Loans 1/    
 As of Dates Indicated    
 In Billion US Dollars unless otherwise indicated    
     
   31 December 2009  30 September 2009  31 December 2008
  Amount Percent Distribution Amount Percent Distribution Amount Percent Distribution
                     
 A. Outstanding FCDU Loans  
  By Maturity 4.952 100.0 4.805 100.0 5.434 100.0  
      Short-term 1.905 38.5 1.981 41.2 2.241 41.2  
      Medium & long-term 3.047 61.5 2.824 58.8 3.192 58.7  
   
  By Borrower 4.952 100.0 4.805 100.0 5.434 100.0  
      Philippine Residents 3.406 68.8 3.281 68.3 3.951 72.7  
         Public 0.099 2.0 0.099 2.1 0.100 1.8  
         Private 3.307 66.8 3.182 66.2 5.334 98.2  
             Of which:  
                 Public Utilities 0.995 20.1 0.997 20.7 0.972 17.9  
                 Exporters 1.122 22.7 1.107 23.0 1.142 21.0  
      Non-residents 1.546 31.2 1.523 31.7 1.483 27.3  
   
  By Creditor Bank 4.952 100.0 4.805 100.0 5.434 100.0  
      Local Banks 3.334 67.3 3.252 67.7 4.031 74.2  
            Commercial Banks 3.311 66.9 3.247 67.6 4.021 74.0  
            Thrift Banks 0.023 0.5 0.005 0.1 0.010 0.2  
   
      Foreign Bank 1.618 32.7 1.553 32.3 1.402 25.8  
      Branches/Subsidiaries  
            Branches 1.476 29.8 1.440 30.0 1.218 22.4  
            Subsidiaries 0.142 2.9 0.113 2.4 0.184 3.4  
   
 B.  FCDU Deposit Liabilities  22.617 22.313 22.403
   
 C. Overall Loans-to-Deposits Ratio 
   (in percent) 2/  
       New procedure 21.5 p/ 21.1 25.8
       Lagged basis 22.5 p/ 22.4 25.7
             
   
1/ Sources of basic data: IOS Form 4 reports of banks (Consolidated Report on Loans granted by FCDUs/EFCDUs) and Consolidated Statement of Condition of banks (up to 2007) and the Balance Sheet of banks under the Financial Reporting Package (starting  March 2008)  
2/ The procedure for computing the loans-to-deposits ratio was amended under BSP Circular No. 613 dated 18 June 2008 (which became effective 14 July 2008) from the lagged basis which relates the current quarter's outstanding loans to the level of deposits two quarters back (based on BSP Circular No. 278 dated 29 March 2001), to the use of the same report cut-off date for both loans and deposits  
p/ Preliminary  
     
Note:  May not add up due to rounding  
   
Source: International Operations Department, Bangko Sentral ng Pilipinas