LOANS OUTSTANDING OF UNIVERSAL AND COMMERCIAL BANKS 1                    
  as of periods indicated                          
                             
  Levels (in million pesos)
  2011
    Jan Feb Mar Apr May  Jun  Jul Aug Sep  Oct Nov Dec *
                           
  A.  For Production by Economic Activity    2,093,750 2,120,700 2,149,384 2,197,078 2,284,931 2,358,803 2,335,407 2,381,648 2,401,911 2,411,964 2,496,161 2,541,159  
         1.  Agriculture, Hunting & Forestry 2 340,402 337,775 336,714 344,377 349,377 348,756 337,316 330,721 321,888 324,838 297,109 236,149  
         2.  Fishing 3,229 3,400 3,501 3,578 3,649 3,803 3,301 3,526 3,397 3,484 3,658 5,993  
         3.  Mining and Quarrying 17,080 17,309 18,154 17,982 21,816 20,760 28,546 30,099 31,655 26,428 25,502 25,263  
         4.  Manufacturing 393,996 385,439 393,550 406,184 426,969 419,178 417,647 441,391 449,340 458,847 471,618 510,911  
         5.  Electricity, Gas & Water 176,460 200,663 211,123 215,356 239,331 255,937 248,862 242,860 252,799 250,024 262,154 257,413  
         6.  Construction 29,200 29,773 29,224 28,090 28,651 31,998 33,148 33,188 33,396 33,179 35,443 35,397  
         7.  Wholesale & Retail Trade 259,976 263,915 261,905 269,099 272,961 290,746 278,032 302,741 299,805 304,634 361,307 403,082  
         8.  Transportation, Storage & Communication 155,997 158,009 160,278 168,056 175,271 172,369 174,263 176,331 177,574 182,262 189,039 173,411  
         9.  Financial Intermediation 166,955 170,441 171,135 173,020 179,649 227,161 212,865 213,365 220,474 211,943 216,234 225,599  
        10. Real Estate, Renting & Bus. Services 366,271 368,921 377,641 385,900 397,254 399,789 411,098 413,722 419,368 422,509 437,715 445,928  
        11.  Public Administration and Defense 67,024 67,026 66,995 67,030 66,450 68,365 68,903 69,170 69,058 70,498 70,680 79,638  
        12.  Education 9,314 9,238 9,637 9,245 9,337 9,322 9,012 8,838 8,904 8,794 8,463 8,785  
        13.  Health and Social Work 10,366 10,251 10,624 10,403 10,865 10,636 10,557 10,029 10,096 10,087 9,732 9,432  
        14.  Other Community, Social & Personal Services 63,577 63,595 64,304 63,188 67,882 64,074 65,468 69,859 69,686 69,665 72,127 87,404  
        15.  Undifferentiated Production Activities of Private Households  0 0 0 0 0 0 0 0 0 0 0 0  
        16.  Hotels and Restaurants 33,903 34,945 34,600 35,570 35,468 35,910 36,388 35,810 34,469 34,772 35,380 36,756  
                           
  B.  For Household Consumption    190,736 190,808 194,739 199,413 201,690 206,010 207,606 210,007 214,684 219,625 224,867 225,566  
         1.  Credit Card 116,664 115,950 118,384 120,505 119,924 120,794 121,024 123,014 126,109 127,198 130,870 130,557  
         2.  Auto Loans 58,345 59,416 60,884 62,203 64,251 64,083 65,577 66,279 67,643 69,284 70,504 71,555  
         3.  Others 15,727 15,442 15,471 16,705 17,515 21,132 21,005 20,715 20,931 23,143 23,492 23,454  
                           
  C.  Under RRPs Arrangement 212,656 247,014 206,524 226,193 227,758 255,619 231,497 265,713 208,367 235,618 241,992 224,235  
                           
        TOTAL LOANS OUTSTANDING (Resident)                          
                   Gross of RRPs 2,497,142 2,558,522 2,550,647 2,622,684 2,714,379 2,820,433 2,774,509 2,857,368 2,824,962 2,867,207 2,963,020 2,990,960  
                   Net of RRPs 2,284,486 2,311,508 2,344,123 2,396,491 2,486,621 2,564,814 2,543,012 2,591,655 2,616,595 2,631,589 2,721,028 2,766,725  
                           
  D.  Non-Resident  3 30,523 29,826 28,275 27,418 27,686 25,783 24,685 24,818 28,872 28,805 29,354 23,974  
                           
        TOTAL LOANS OUTSTANDING (Resident and Non-resident)                          
                   Gross of RRPs 2,527,665 2,588,348 2,578,922 2,650,102 2,742,064 2,846,215 2,799,194 2,882,187 2,853,834 2,896,012 2,992,374 3,014,935  
                   Net of RRPs 2,315,009 2,341,334 2,372,398 2,423,909 2,514,306 2,590,596 2,567,697 2,616,474 2,645,467 2,660,394 2,750,382 2,790,700  
                             
    Annual Growth Rates (percent)
  2011
    Jan Feb Mar Apr May  Jun  Jul Aug Sep  Oct Nov Dec  
                           
  A.  For Production by Economic Activity    12.4 13.9 15.6 15.7 19.0 20.6 20.5 21.5 22.9 23.1 23.4 20.1  
         1.  Agriculture, Hunting & Forestry 2 6.4 5.5 10.4 11.0 13.1 4.8 6.2 1.2 -3.5 -6.0 -15.0 -37.6  
         2.  Fishing -1.6 -4.7 -2.1 -24.1 -18.8 18.4 5.6 4.4 -1.1 8.2 9.1 61.2  
         3.  Mining and Quarrying 96.8 98.0 79.3 74.2 223.5 193.2 300.5 298.7 342.1 184.4 160.3 60.1  
         4.  Manufacturing 26.7 21.2 20.5 19.5 20.2 17.1 15.5 18.9 24.2 30.6 24.9 32.1  
         5.  Electricity, Gas & Water 21.3 36.1 44.8 47.3 52.7 62.3 54.2 50.2 56.3 51.0 57.3 54.5  
         6.  Construction 7.8 14.7 8.5 0.1 5.4 13.3 18.4 22.3 17.6 24.0 26.0 22.3  
         7.  Wholesale & Retail Trade 14.2 18.0 15.3 13.8 11.5 20.3 21.8 27.9 29.8 31.6 46.6 57.8  
         8.  Transportation, Storage & Communication 4.8 7.7 5.2 8.4 15.9 23.7 25.6 25.7 19.3 30.9 26.9 19.8  
         9.  Financial Intermediation -5.7 -1.4 6.0 10.7 20.4 31.9 24.6 26.7 32.8 25.9 33.7 16.8  
        10. Real Estate, Renting & Bus. Services 17.7 16.9 17.6 17.2 21.3 20.4 23.3 25.3 26.1 26.1 28.4 25.2  
        11.  Public Administration and Defense -1.1 -1.0 3.1 -5.5 -6.3 0.1 -4.3 -2.9 4.1 4.8 6.4 18.1  
        12.  Education -13.1 -16.4 -12.7 -22.9 -11.8 -10.8 -12.9 -10.2 -10.0 -10.2 -12.0 -11.4  
        13.  Health and Social Work -3.1 -7.2 -5.1 -9.0 -3.2 -5.0 -12.3 -4.3 -4.9 -5.7 -10.5 -11.3  
        14.  Other Community, Social & Personal Services 0.0 5.3 4.6 8.2 4.2 3.2 5.4 8.2 11.0 9.5 2.5 37.9  
        15.  Undifferentiated Production Activities of Private Households                           
        16.  Hotels and Restaurants 16.9 17.5 14.8 16.9 15.8 13.2 16.8 16.2 10.6 10.5 9.0 7.6  
                           
  B.  For Household Consumption    8.7 10.0 12.9 12.9 14.9 14.1 15.6 13.4 17.9 20.2 18.1 17.3  
         1.  Credit Card 2.3 4.4 8.0 7.6 9.1 6.2 7.8 8.2 13.2 13.4 10.7 9.0  
         2.  Auto Loans 26.4 26.4 27.9 27.3 29.0 25.8 27.0 25.4 25.9 26.0 26.5 26.4  
         3.  Others 3.1 0.2 1.2 5.9 11.1 33.4 33.6 10.9 23.2 47.9 42.4 46.9  
                           
  C.  Under RRPs Arrangement 29.8 27.3 58.6 83.1 47.0 41.9 112.7 111.5 -7.5 10.1 -8.0 -11.1  
                           
        TOTAL LOANS OUTSTANDING (Resident)                          
                   Gross of RRPs 13.4 14.7 18.0 19.2 20.6 21.7 24.6 25.8 19.6 21.7 19.7 16.8  
                   Net of RRPs 12.1 13.5 15.4 15.4 18.6 20.0 20.1 20.8 22.4 22.9 22.9 19.9  
                           
  D.  Non-Resident  3 -36.5 -37.9 -39.6 -39.9 -39.0 -41.2 -36.5 -35.8 -22.5 -19.2 -6.4 -22.6  
                           
        TOTAL LOANS OUTSTANDING (Resident and Non-resident)                          
                   Gross of RRPs 12.4 13.6 16.8 18.0 19.4 20.6 23.6 24.8 18.9 21.1 19.3 16.4  
                   Net of RRPs 11.0 12.3 14.1 14.2 17.4 18.8 19.1 19.8 21.7 22.2 22.5 19.3  
                             
* Embargo until press release on 8 February 2012                          
1 The old series (2001-2006) covered all Other Depository Corporations that included, apart from universal/commerical banks, thrift banks and rural banks.                          
2 Data may include loans to other sectors integrated with agriculture such as trading of agricultural and fishery products and manufacturing                           
   of agri-and fishery-based commodities.                          
3 In the old series, loans to nonresidents were lodged together with those of residents and classified according to economic sector. Since the old                           
  database did not provide for a separate category on loans to non-residents, the 2007 data of the present series were based on the reports of a few                           
  banks which could readily identify and estimate the non-resident account.                          
r Revised                          
  Source : Department of Economic Statistics