9 LOANS OUTSTANDING OF UNIVERSAL AND COMMERCIAL BANKS 1                                                  
  as of periods indicated                                              
                                                 
  Levels (in million pesos)   Levels (in million pesos)                                  
        2011 2012  
    Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec   Jan Feb Mar Apr May  Jun  Jul Aug Sep Oct Nov Dec Oct Nov Dec   Jan  Feb Mar Apr May  Jun  Jul Aug Sep Oct Nov Dec  
       
  A.  For Production by Economic Activity    1,862,047 1,862,680 1,859,061 1,899,614 1,920,714 1,956,030 1,937,597 1,960,457 1,955,063 1,958,824 2,022,966 2,115,283   2,093,750 2,120,700 2,149,384 2,197,079 2,284,929 2,358,804 2,335,407 2,381,648 2,401,911 2,411,964 2,496,161 2,541,159 2,411,964 2,496,161 2,541,159 2,505,790  
         1.  Agriculture, Hunting & Forestry 2 319,965 320,189 305,009 310,142 308,979 332,850 317,541 326,928 333,524 345,634 349,706 378,551   340,402 337,775 336,714 344,377 349,377 348,756 337,316 330,721 321,888 324,838 297,109 236,149 324,838 297,109 236,149 192,725  
         2.  Fishing 3,280 3,567 3,578 4,715 4,494 3,212 3,125 3,376 3,434 3,221 3,353 3,717   3,229 3,400 3,501 3,578 3,649 3,803 3,301 3,526 3,397 3,484 3,658 5,993 3,484 3,658 5,993 7,187  
         3.  Mining and Quarrying 8,681 8,740 10,123 10,323 6,744 7,081 7,128 7,550 7,161 9,292 9,796 15,783   17,080 17,309 18,154 17,982 21,816 20,760 28,546 30,099 31,655 26,428 25,502 25,263 26,428 25,502 25,263 24,153  
         4.  Manufacturing 311,053 318,054 326,606 339,846 355,296 357,869 361,497 371,201 361,747 351,330 377,529 386,653   393,996 385,439 393,550 406,184 426,969 419,178 417,647 441,391 449,340 458,847 471,618 510,911 458,847 471,618 510,911 501,207  
         5.  Electricity, Gas & Water 145,454 147,413 145,819 146,188 156,758 157,702 161,371 161,713 161,720 165,628 166,666 166,602   176,460 200,663 211,123 215,356 239,331 255,937 248,862 242,860 252,799 250,024 262,154 257,413 250,024 262,154 257,413 261,839  
         6.  Construction 27,076 25,947 26,932 28,075 27,187 28,250 27,999 27,128 28,387 26,747 28,135 28,943   29,200 29,773 29,224 28,090 28,651 31,998 33,148 33,188 33,396 33,179 35,443 35,397 33,179 35,443 35,397 36,280  
         7.  Wholesale & Retail Trade 227,721 223,598 227,219 236,543 244,755 241,618 228,358 236,618 230,901 231,477 246,456 255,491   259,976 263,915 261,905 269,099 272,961 290,746 278,032 302,741 299,805 304,634 361,307 403,082 304,634 361,307 403,082 405,892  
         8.  Transportation, Storage & Communication 148,884 146,675 152,405 154,984 151,278 139,363 138,788 140,283 148,821 139,219 148,923 144,695   155,997 158,009 160,278 168,056 175,271 172,369 174,263 176,331 177,574 182,262 189,039 173,411 182,262 189,039 173,411 171,869  
         9.  Financial Intermediation 177,098 172,889 161,457 156,330 149,271 172,251 170,790 168,467 166,046 168,365 161,703 193,068   166,955 170,441 171,135 173,020 179,649 227,161 212,865 213,365 220,474 211,943 216,234 225,599 211,943 216,234 225,599 212,397  
        10. Real Estate, Renting & Bus. Services 311,085 315,677 321,094 329,287 327,481 332,140 333,324 330,278 332,527 335,078 340,992 356,267   366,271 368,921 377,641 385,900 397,254 399,789 411,098 413,722 419,368 422,509 437,715 445,928 422,509 437,715 445,928 448,837  
        11.  Public Administration and Defense 67,772 67,726 64,998 70,935 70,901 68,270 71,990 71,206 66,337 67,264 66,404 67,420   67,024 67,026 66,995 67,030 66,450 68,365 68,903 69,170 69,058 70,498 70,680 79,638 70,498 70,680 79,638 95,335  
        12.  Education 10,724 11,053 11,035 11,984 10,588 10,453 10,352 9,843 9,888 9,789 9,614 9,912   9,314 9,238 9,637 9,245 9,337 9,322 9,012 8,838 8,904 8,794 8,463 8,785 8,794 8,463 8,785 10,976  
        13.  Health and Social Work 10,695 11,042 11,192 11,436 11,222 11,193 12,040 10,480 10,615 10,702 10,879 10,630   10,366 10,251 10,624 10,403 10,865 10,636 10,557 10,029 10,096 10,087 9,732 9,432 10,087 9,732 9,432 11,910  
        14.  Other Community, Social & Personal Services 63,563 60,376 61,466 58,401 65,124 62,062 62,141 64,563 62,787 63,622 70,343 63,404   63,577 63,595 64,304 63,188 67,882 64,074 65,468 69,859 69,686 69,665 72,127 87,404 69,665 72,127 87,404 88,893  
        15.  Undifferentiated Production Activities of Private Households  0 0 0 0 0 0 0 0 0 0 0 0   0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0  
        16.  Hotels and Restaurants 28,996 29,734 30,128 30,425 30,636 31,716 31,153 30,823 31,168 31,456 32,467 34,147   33,903 34,945 34,600 35,570 35,468 35,910 36,388 35,810 34,469 34,772 35,380 36,756 34,772 35,380 36,756 36,289  
       
  B.  For Household Consumption    175,495 173,530 172,532 176,590 175,526 180,490 179,599 185,225 182,116 182,780 190,409 192,329   190,736 190,808 194,739 199,413 201,690 206,010 207,606 210,007 214,684 219,625 224,867 225,566 219,625 224,867 225,566 228,737  
         1.  Credit Card 114,096 111,100 109,643 111,948 109,953 113,705 112,251 113,688 111,382 112,147 118,193 119,755   116,664 115,950 118,384 120,505 119,924 120,794 121,024 123,014 126,109 127,198 130,870 130,557 127,198 130,870 130,557 132,050  
         2.  Auto Loans 46,149 47,021 47,598 48,863 49,810 50,945 51,623 52,860 53,738 54,986 55,723 56,603   58,345 59,416 60,884 62,203 64,251 64,083 65,577 66,279 67,643 69,284 70,504 71,555 69,284 70,504 71,555 72,721  
         3.  Others 15,250 15,409 15,291 15,779 15,763 15,840 15,725 18,677 16,996 15,647 16,493 15,971   15,727 15,442 15,471 16,705 17,515 21,132 21,005 20,715 20,931 23,143 23,492 23,454 23,143 23,492 23,454 23,967  
       
  C.  Under RRPs Arrangement 163,781 194,075 130,203 123,568 154,885 180,118 108,835 125,631 225,194 214,095 262,929 252,353   212,656 247,014 206,524 226,193 227,758 255,619 231,497 265,713 208,367 235,618 241,992 224,235 235,618 241,992 224,235 189,243  
       
        TOTAL LOANS OUTSTANDING (Resident)      
                   Gross of RRPs 2,201,323 2,230,285 2,161,796 2,199,772 2,251,125 2,316,638 2,226,031 2,271,313 2,362,373 2,355,699 2,476,304 2,559,965   2,497,142 2,558,522 2,550,647 2,622,685 2,714,377 2,820,434 2,774,509 2,857,368 2,824,962 2,867,207 2,963,020 2,990,960 2,867,207 2,963,020 2,990,960 2,923,771  
                   Net of RRPs 2,037,542 2,036,210 2,031,593 2,076,204 2,096,240 2,136,520 2,117,196 2,145,682 2,137,179 2,141,604 2,213,375 2,307,612   2,284,486 2,311,508 2,344,123 2,396,492 2,486,619 2,564,815 2,543,012 2,591,655 2,616,595 2,631,589 2,721,028 2,766,725 2,631,589 2,721,028 2,766,725 2,734,528  
       
  D.  Non-Resident  3 48,103 48,010 46,789 45,636 45,375 43,851 38,859 38,657 37,251 35,628 31,374 30,991   30,523 29,826 28,275 27,418 27,686 25,783 24,685 24,818 28,872 28,805 29,354 23,974 28,805 29,354 23,974 22,583  
       
        TOTAL LOANS OUTSTANDING (Resident and Non-resident)      
                   Gross of RRPs 2,249,426 2,278,295 2,208,585 2,245,408 2,296,500 2,360,489 2,264,890 2,309,970 2,399,624 2,391,327 2,507,678 2,590,956   2,527,665 2,588,348 2,578,922 2,650,102 2,742,063 2,846,215 2,799,194 2,882,187 2,853,834 2,896,012 2,992,374 3,014,935 2,896,012 2,992,374 3,014,935 2,946,354  
                   Net of RRPs 2,085,645 2,084,220 2,078,382 2,121,840 2,141,615 2,180,371 2,156,055 2,184,339 2,174,430 2,177,232 2,244,749 2,338,603   2,315,009 2,341,334 2,372,398 2,423,909 2,514,305 2,590,596 2,567,697 2,616,474 2,645,467 2,660,394 2,750,382 2,790,700 2,660,394 2,750,382 2,790,700 2,757,111  
                                                                                       
9 LOANS OUTSTANDING OF UNIVERSAL AND COMMERCIAL BANKS 1                                                                                      
                                                               
    Annual Growth Rates (percent)   Annual Growth Rates (percent)                                          
      2011 2012  
    Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec   Jan Feb Mar Apr May  Jun  Jul Aug  Sep Oct Nov Dec Oct Nov Dec   Jan Feb Mar Apr May  Jun  Jul Aug Sep Oct Nov Dec    
       
  A.  For Production by Economic Activity    4.4 5.8 4.9 6.4 7.9 9.3 12.0 12.7 10.8 9.4 9.9 10.1   12.4 13.9 15.6 15.7 19.0 20.6 20.5 21.5 22.9 23.1 23.4 20.1 23.1 23.4 20.1 19.7  
         1.  Agriculture, Hunting & Forestry 2 9.3 9.3 2.6 4.0 1.1 13.4 13.5 9.0 16.2 13.8 13.4 13.4   6.4 5.5 10.4 11.0 13.1 4.8 6.2 1.2 -3.5 -6.0 -15.0 -37.6 -6.0 -15.0 -37.6 -43.4  
         2.  Fishing -27.3 -22.3 7.5 50.8 2.1 -30.5 -32.2 5.5 -3.3 -9.9 -9.0 7.4   -1.6 -4.7 -2.1 -24.1 -18.8 18.4 5.6 4.4 -1.1 8.2 9.1 61.2 8.2 9.1 61.2 122.6  
         3.  Mining and Quarrying 56.3 63.3 121.8 43.3 21.9 25.8 57.2 73.4 0.3 112.7 109.8 201.4   96.8 98.0 79.3 74.2 223.5 193.2 300.5 298.7 342.1 184.4 160.3 60.1 184.4 160.3 60.1 41.4  
         4.  Manufacturing -15.5 -6.4 -9.9 -8.5 2.2 5.6 23.4 21.9 13.1 8.1 16.0 18.2   26.7 21.2 20.5 19.5 20.2 17.1 15.5 18.9 24.2 30.6 24.9 32.1 30.6 24.9 32.1 27.2  
         5.  Electricity, Gas & Water -0.3 2.0 5.4 5.9 12.3 23.7 17.6 19.8 13.4 17.9 17.8 15.5   21.3 36.1 44.8 47.3 52.7 62.3 54.2 50.2 56.3 51.0 57.3 54.5 51.0 57.3 54.5 48.4  
         6.  Construction -3.7 -1.4 7.1 20.4 27.5 18.7 22.0 18.9 13.8 13.2 13.5 15.6   7.8 14.7 8.5 0.1 5.4 13.3 18.4 22.3 17.6 24.0 26.0 22.3 24.0 26.0 22.3 24.2  
         7.  Wholesale & Retail Trade 6.3 8.8 12.7 17.2 22.2 5.9 5.2 11.6 8.5 7.7 8.0 6.8   14.2 18.0 15.3 13.8 11.5 20.3 21.8 27.9 29.8 31.6 46.6 57.8 31.6 46.6 57.8 56.1  
         8.  Transportation, Storage & Communication 38.8 34.0 25.8 20.0 23.6 4.5 -2.3 8.6 0.6 0.7 3.9 -3.6   4.8 7.7 5.2 8.4 15.9 23.7 25.6 25.7 19.3 30.9 26.9 19.8 30.9 26.9 19.8 10.2  
         9.  Financial Intermediation 6.8 -5.4 -5.8 -0.8 -12.5 8.1 12.6 16.4 19.6 16.9 6.8 1.6   -5.7 -1.4 6.0 10.7 20.4 31.9 24.6 26.7 32.8 25.9 33.7 16.8 25.9 33.7 16.8 27.2  
        10. Real Estate, Renting & Bus. Services 12.9 17.3 18.1 19.0 16.4 13.4 15.7 12.4 13.9 15.2 11.9 12.2   17.7 16.9 17.6 17.2 21.3 20.4 23.3 25.3 26.1 26.1 28.4 25.2 26.1 28.4 25.2 22.5  
        11.  Public Administration and Defense 16.5 9.6 19.7 36.2 15.4 22.3 18.3 12.5 17.6 -2.4 -6.1 1.7   -1.1 -1.0 3.1 -5.5 -6.3 0.1 -4.3 -2.9 4.1 4.8 6.4 18.1 4.8 6.4 18.1 42.2  
        12.  Education 3.6 -4.2 -3.3 18.9 3.9 3.1 0.2 2.0 0.3 -3.9 -4.0 0.9   -13.1 -16.4 -12.7 -22.9 -11.8 -10.8 -12.9 -10.2 -10.0 -10.2 -12.0 -11.4 -10.2 -12.0 -11.4 17.8  
        13.  Health and Social Work 34.2 11.2 9.6 11.8 9.2 2.0 8.2 0.5 5.6 8.8 14.7 1.0   -3.1 -7.2 -5.1 -9.0 -3.2 -5.0 -12.3 -4.3 -4.9 -5.7 -10.5 -11.3 -5.7 -10.5 -11.3 14.9  
        14.  Other Community, Social & Personal Services -18.9 -21.1 -22.1 -32.8 -19.5 -22.3 -24.1 -20.5 -26.6 -25.7 -18.9 -10.9   0.0 5.3 4.6 8.2 4.2 3.2 5.4 8.2 11.0 9.5 2.5 37.9 9.5 2.5 37.9 39.8  
        15.  Undifferentiated Production Activities of Private Households       
        16.  Hotels and Restaurants 41.4 46.6 43.3 50.8 59.9 32.4 28.0 25.7 15.8 16.2 17.6 21.0   16.9 17.5 14.8 16.9 15.8 13.2 16.8 16.2 10.6 10.5 9.0 7.6 10.5 9.0 7.6 7.0  
       
  B.  For Household Consumption    12.5 12.0 11.2 13.3 10.3 13.0 12.5 15.4 8.0 8.9 12.0 8.9   8.7 10.0 12.9 12.9 14.9 14.1 15.6 13.4 17.9 20.2 18.1 17.3 20.2 18.1 17.3 19.9  
         1.  Credit Card 9.6 8.2 7.6 8.4 5.6 8.4 7.8 8.1 1.2 3.7 8.0 4.2   2.3 4.4 8.0 7.6 9.1 6.2 7.8 8.2 13.2 13.4 10.7 9.0 13.4 10.7 9.0 13.2  
         2.  Auto Loans 29.5 30.2 27.1 31.6 29.9 33.8 31.3 31.7 23.9 24.1 22.9 24.6   26.4 26.4 27.9 27.3 29.0 25.8 27.0 25.4 25.9 26.0 26.5 26.4 26.0 26.5 26.4 24.6  
         3.  Others -6.0 -4.8 -3.1 1.7 -5.3 -5.8 -3.5 23.4 10.9 1.5 8.2 -1.4   3.1 0.2 1.2 5.9 11.1 33.4 33.6 10.9 23.2 47.9 42.4 46.9 47.9 42.4 46.9 52.4  
       
  C.  Under RRPs Arrangement 39.9 3.5 -47.8 -1.6 2.2 -27.4 -27.4 -22.5 13.6 16.2 23.5 8.7   29.8 27.3 58.6 83.1 47.0 41.9 112.7 111.5 -7.5 10.1 -8.0 -11.1 10.1 -8.0 -11.1 -11.0  
       
        TOTAL LOANS OUTSTANDING (Resident)      
                   Gross of RRPs 7.1 6.1 -0.7 6.4 7.6 5.5 9.2 10.2 10.8 9.9 11.4 9.8   13.4 14.7 18.0 19.2 20.6 21.7 24.6 25.8 19.6 21.7 19.7 16.8 21.7 19.7 16.8 17.1  
                   Net of RRPs 5.1 6.3 5.4 6.9 8.1 9.6 12.1 13.0 10.5 9.3 10.1 10.0   12.1 13.5 15.4 15.4 18.6 20.0 20.1 20.8 22.4 22.9 22.9 19.9 22.9 22.9 19.9 19.7  
       
  D.  Non-Resident  3 2.2 -0.5 -9.0 -2.7 10.5 6.8 -4.9 -7.3 -19.5 -28.6 -36.1 -36.0   -36.5 -37.9 -39.6 -39.9 -39.0 -41.2 -36.5 -35.8 -22.5 -19.2 -6.4 -22.6 -19.2 -6.4 -22.6 -26.0  
       
        TOTAL LOANS OUTSTANDING (Resident and Non-resident)      
                   Gross of RRPs 6.9 5.9 -0.9 6.2 7.7 5.5 8.9 9.8 10.2 9.1 10.3 8.9   12.4 13.6 16.8 18.0 19.4 20.6 23.6 24.8 18.9 21.1 19.3 16.4 21.1 19.3 16.4 16.6  
                   Net of RRPs 5.0 6.1 5.0 6.7 8.1 9.6 11.7 12.5 9.8 8.4 9.0 8.9   11.0 12.3 14.1 14.2 17.4 18.8 19.1 19.8 21.7 22.2 22.5 19.3 22.2 22.5 19.3 19.1  
                                                                 
                               
1 The old series (2001 - 2006) covered all Other Depository Corporations that included, apart from universal/commerical banks, thrift banks and rural banks.    
2 Data may include loans to other sectors integrated with agriculture such as trading of agricultural and fishery products and manufacturing of agri-and fishery-based commodities.    
3 In the old series, loans to nonresidents were lodged together with those of residents and classified according to economic sector. Since the old database did not provide for a separate category on loans    
  to non-residents, the 2007 data of the present series were based on the reports of a few banks which could readily identify and estimate the non-resident account.    
  Source : Department of Economic Statistics      
*                                                                                        
r Revised