OTHER CONSUMER LOANS (CLs)
OF UNIVERSAL AND COMMERCIAL BANKS & THRIFT BANKS 
As of End Periods Indicated
(Amounts In Billion Pesos)
               
Particulars Dec '10 Sept '11 Dec '11 Increase/(Decrease)
Jun '11 - Sept '11 Sept '10 - Sept '11
Amount % Amount %
TOTAL UNIVERSAL AND COMMERCIAL BANKS AND THRIFT  BANKS              
OTHER CONSUMER LOANS (CLs) 46.350 50.914 53.652 2.738                     5.38                   7.302                  15.75
      PERFORMING 38.568 42.656 46.087 3.431                     8.04                   7.519                  19.50
      NON-PERFORMING 7.782 8.257 7.565 (0.692)                   (8.39)                 (0.217)                   (2.79)
       LOAN LOSS RESERVES 6.798 7.213 6.412 (0.801)                 (11.10)                 (0.386)                   (5.68)
TOTAL LOAN PORTFOLIO (Net of IBL) 2,960.120 3,231.345 3,483.551 252.206                     7.80               523.431                  17.68
NON-PERFORMING LOANS  132.727 131.701 128.283 (3.418)                   (2.60)                 (4.444)                   (3.35)
Total OTHER CLs to TLP(%)                         1.57                          1.58                         1.54                   (0.04)                   (0.03)
Non-Performing OTHER CLs to total NPLs (%)                         5.86                          6.27                         5.90                   (0.37)                    0.03
Non-Performing OTHER CLs to TLP (%)                         0.26                          0.26                         0.22                   (0.04)                   (0.05)
Non-Performing OTHER CLs to total OTHER CLs (%)                       16.79                        16.22                       14.10                   (2.12)                   (2.69)
Loan Loss Reserves (OTHER CLs) to Non-Performing OTHER CLs                       87.35                        87.35                       84.76                     (2.59)                     (2.59)
               
UNIVERSAL AND COMMERCIAL
BANKS
 
OTHER CONSUMER LOANS (CLs) 15.971 20.931 23.511 2.580                   12.32                   7.540                  47.21
      PERFORMING 13.424 18.526 21.529 3.003                   16.21                   8.105                  60.37
      NON-PERFORMING 2.547 2.405 1.982 (0.423)                 (17.59)                 (0.565)                 (22.17)
       LOAN LOSS RESERVES 2.178 2.102 1.631 (0.471)                 (22.41)                 (0.547)                 (25.11)
TOTAL LOAN PORTFOLIO (Net of IBL) 2,607.617 2,868.233 3,098.024 229.791                     8.01               490.407                  18.81
NON-PERFORMING LOANS  103.959 105.581 102.541 (3.040)                   (2.88)                 (1.418)                   (1.36)
Total OTHER CLs to TLP(%)                         0.61                          0.73                         0.76                     0.03                    0.15
Non-Performing OTHER CLs to total NPLs (%)                         2.45                          2.28                         1.93                   (0.34)                   (0.52)
Non-Performing OTHER CLs to TLP (%)                         0.10                          0.08                         0.06                   (0.02)                   (0.03)
Non-Performing OTHER CLs to total OTHER CLs (%)                       15.95                        11.49                         8.43                   (3.06)                   (7.52)
Loan Loss Reserves (OTHER CLs) to Non-Performing OTHER CLs                       85.50                        87.39                       82.27                     (5.11)                     (3.23)
   
THRIFT BANKS  1/  
OTHER CONSUMER LOANS (CLs) 30.379 29.982 30.141 0.159                     0.53                 (0.238)                   (0.78)
      PERFORMING 25.144 24.130 24.559 0.428                     1.77                 (0.586)                   (2.33)
      NON-PERFORMING 5.235 5.852 5.583 (0.269)                   (4.60)                   0.347                    6.63
       LOAN LOSS RESERVES 4.620 5.111 4.781 (0.330)                   (6.45)                   0.161                    3.48
TOTAL LOAN PORTFOLIO (Net of IBL) 352.503 363.112 385.527 22.415                     6.17                 33.024                    9.37
NON-PERFORMING LOANS  28.768 26.120 25.742 (0.378)                   (1.45)                 (3.026)                 (10.52)
Total OTHER CLs to TLP(%)                         8.62                          8.26                         7.82                   (0.44)                   (0.80)
Non-Performing OTHER CLs to total NPLs (%)                       18.20                        22.40                       21.69                   (0.72)                    3.49
Non-Performing OTHER CLs to TLP (%)                         1.49                          1.61                         1.45                   (0.16)                   (0.04)
Non-Performing OTHER CLs to total OTHER CLs (%)                       17.23                        19.52                       18.52                   (1.00)                    1.29
Loan Loss Reserves (OTHER CLs) to Non-Performing OTHER CLs                       88.26                        87.34                       85.65                     (1.69)                     (2.61)
1/ Inclusive of TB-subsidiaries of UKBs