AUTO LOANS OF UNIVERSAL AND COMMERCIAL BANKS AND THRIFT BANKS (Bank Proper and Subsidiaries) 
As of Periods Indicated
(Amounts In Billion Pesos)
Particulars Mar '11 Dec '11 Mar '12
Bank
Proper		 Subsidiaries
of U/KBs 		 Total Bank
Proper		 Subsidiaries
of U/KBs 		 Total Bank
Proper 		 Subsidiaries
of U/KBs		 Total
TBs  RBs NBFIs Total  TBs  RBs NBFIs Total  TBs RBs NBFIs Total 
TOTAL UNIVERSAL AND COMMERCIAL BANKS
AND THRIFT  BANKS		  
TOTAL AUTO LOANS            65.101            59.121                    -                0.175            59.297          124.398            76.248            62.904                    -                0.223            63.126          139.374            79.563            65.275                    -                0.240            65.515          145.078
      PERFORMING            61.829            56.921                    -                0.173            57.094          118.924            72.724            60.446                    -                0.216            60.662          133.386            75.899            62.717                    -                0.230            62.947          138.847
      NON-PERFORMING              3.272              2.200                    -                0.002              2.202              5.474              3.524              2.458                    -                0.006              2.464              5.988              3.664              2.558                    -                0.010              2.568              6.231
      LOAN LOSS RESERVES              1.694              1.734                    -                0.000              1.734              3.428              2.361              1.655                    -                0.003              1.658              4.019              2.604              2.149                    -                0.006              2.155              4.759
TOTAL LOAN PORTFOLIO (net of IBL)       2,705.127          234.133              0.179            31.313          265.625       2,970.752       3,228.163          255.388              1.586            38.404          295.378       3,523.541       3,193.571          257.597              0.699            46.060          304.355       3,497.926
NON-PERFORMING LOANS           117.031            14.166              0.112              3.547            17.825          134.856          114.802            13.481              0.514              3.235            17.230          132.032          118.946            13.496              0.662              4.251            18.408          137.354
Total ALs to TLP(%)                2.41              25.25                    -                  0.56              22.32                4.19                2.36              24.63                    -                  0.58              21.37                3.96                2.49              25.34                    -                  0.52              21.53                4.15
Non-Performing ALs to total NPLs (%)                2.80              15.53                    -                  0.07              12.36                4.06                3.07              18.23                    -                  0.19              14.30                4.54                3.08              18.95                    -                  0.23              13.95                4.54
Non-Performing ALs to TLP (%)                0.12                0.94                    -                  0.01                0.83                0.18                0.11                0.96                    -                  0.02                0.83                0.17                0.11                0.99                    -                  0.02                0.84                0.18
Non-Performing ALs to total ALs (%)                5.03                3.72                    -                  1.38                3.71                4.40                4.62                3.91                    -                  2.82                3.90                4.30                4.60                3.92                    -                  4.08                3.92                4.30
Loan Loss Reserves (ALs) to Non-Performing ALs (%)              51.78              78.82                    -                  2.60              78.74              62.63              67.00              67.33                    -                40.97              67.27              67.11              71.08              84.02                    -                57.19              83.92              76.37
   
UNIVERSAL AND
COMMERCIAL BANKS		  
TOTAL AUTO LOANS            60.884            59.121                    -                0.174            59.296          120.179            71.877            62.904                    -                0.223            63.126          135.003            74.981            65.275                    -                0.240            65.515          140.496
      PERFORMING            57.855            56.921                    -                0.172            57.094          114.949            68.612            60.446                    -                0.216            60.662          129.274            71.586            62.717                    -                0.230            62.947          134.533
      NON-PERFORMING              3.028              2.200                    -                0.002              2.202              5.230              3.264              2.458                    -                0.006              2.464              5.729              3.395              2.558                    -                0.010              2.568              5.963
      LOAN LOSS RESERVES              1.671              1.734                    -                      -                1.734              3.405              2.304              1.655                    -                0.003              1.658              3.962              2.515              2.149                    -                0.006              2.155              4.670
TOTAL LOAN PORTFOLIO (net of IBL)       2,590.549          234.133              0.179            31.304          265.616       2,856.166       3,098.024          255.388              1.586            38.394          295.368       3,393.392       3,058.522          257.597              0.699            46.049          304.345       3,362.866
NON-PERFORMING LOANS           105.285            14.166              0.112              3.547            17.825          123.110          102.541            13.481              0.514              3.235            17.230          119.771          106.354            13.496              0.662              4.251            18.408          124.761
Total ALs to TLP(%)                2.35              25.25                    -                  0.56              22.32                4.21                2.32              24.63                    -                  0.58              21.37                3.98                2.45              25.34                    -                  0.52              21.53                4.18
Non-Performing ALs to total NPLs (%)                2.88              15.53                    -                  0.07              12.36                4.25                3.18              18.23                    -                  0.19              14.30                4.78                3.19              18.95                    -                  0.23              13.95                4.78
Non-Performing ALs to TLP (%)                0.12                0.94                    -                  0.01                0.83                0.18                0.11                0.96                    -                  0.02                0.83                0.17                0.11                0.99                    -                  0.02                0.84                0.18
Non-Performing ALs to total ALs (%)                4.97                3.72                    -                  1.38                3.71                4.35                4.54                3.91                    -                  2.82                3.90                4.24                4.53                3.92                    -                  4.08                3.92                4.24
Loan Loss Reserves (ALs) to Non-Performing ALs (%)              55.19              78.82                    -                      -                78.74              65.11              70.59              67.33                    -                40.97              67.27              69.16              74.07              84.02                    -                57.19              83.92              78.31
   
THRIFT BANKS 1/  
TOTAL AUTO LOANS              4.217                    -                      -                0.001              0.001              4.218              4.372                    -                      -                      -                      -                4.372              4.582                    -                      -                      -                      -                4.582
      PERFORMING              3.974                    -                      -                0.001              0.001              3.975              4.112                    -                      -                      -                      -                4.112              4.313                    -                      -                      -                      -                4.313
      NON-PERFORMING              0.243                    -                      -                      -                      -                0.243              0.260                    -                      -                      -                      -                0.260              0.269                    -                      -                      -                      -                0.269
      LOAN LOSS RESERVES              0.023                    -                      -                0.000              0.000              0.023              0.057                    -                      -                      -                      -                0.057              0.090                    -                      -                      -                      -                0.090
TOTAL LOAN PORTFOLIO (net of IBL)          114.578                    -                      -                0.009              0.009          114.587          130.139                    -                      -                0.010              0.010          130.149          135.049                    -                      -                0.010              0.010          135.059
NON-PERFORMING LOANS             11.745                    -                      -                0.000              0.000            11.746            12.261                    -                      -                0.000              0.000            12.262            12.592                    -                      -                0.000              0.000            12.593
Total ALs to TLP(%)                3.68                    -                      -                  9.03                9.03                3.68                3.36                    -                        -                      -                  3.36                3.39                    -                        -                      -                  3.39
Non-Performing ALs to total NPLs (%)                2.07                    -                      -                      -                      -                  2.07                2.12                    -                      -                      -                  2.12                2.13                    -                      -                      -                  2.13
Non-Performing ALs to TLP (%)                0.21                    -                      -                      -                      -                  0.21                0.20                    -                      -                      -                  0.20                0.20                    -                      -                      -                  0.20
Non-Performing ALs to total ALs (%)                5.77                    -                      -                      -                      -                  5.77                5.94                    -                      -                      -                  5.94                5.86                    -                      -                      -                  5.86
Loan Loss Reserves (ALs) to Non-Performing ALs (%)                9.36                    -                      -                      -                      -                  9.39              21.79                    -                        -                      -                21.79              33.37                    -                        -                      -                33.37
1/ Exclusive of TB-subsidiaries of U/KBs