LOANS OUTSTANDING OF UNIVERSAL AND COMMERCIAL BANKS 1                    
  as of periods indicated                        
                           
  Levels (in million pesos)
    2012
    Jan * Feb  Mar Apr * May  Jun  Jul Aug Sep Oct Nov Dec
   
  A.  For Production by Economic Activity    2,505,790 2,510,718 2,565,136 2,630,527 2,621,315 2,714,729 2,717,923 2,717,512 2,735,871 2,808,383 2,860,228 2,962,035
         1.  Agriculture, Hunting & Forestry 2 192,725 184,674 185,578 180,615 179,047 190,608 187,963 185,470 172,468 176,430 173,033 175,928
         2.  Fishing 7,187 7,081 7,639 6,579 7,231 7,244 7,046 6,777 6,941 7,324 7,565 8,117
         3.  Mining and Quarrying 24,153 17,842 12,953 12,441 15,266 14,920 16,025 16,410 16,129 16,002 15,434 14,135
         4.  Manufacturing 501,207 501,824 531,222 525,700 517,616 524,376 522,681 521,773 516,051 525,945 535,921 558,414
         5.  Electricity, Gas & Water 261,839 261,218 256,702 269,409 265,461 272,346 273,927 281,419 280,522 284,494 282,817 283,140
         6.  Construction 36,280 37,519 40,449 40,823 42,549 44,675 44,210 43,806 49,323 50,746 47,587 53,563
         7.  Wholesale & Retail Trade 405,892 394,315 413,757 423,973 411,046 413,974 413,519 417,734 429,169 446,369 458,371 474,600
         8.  Transportation, Storage & Communication 171,869 177,741 187,407 213,042 228,353 226,183 221,112 227,210 229,674 233,750 239,187 238,518
         9.  Financial Intermediation 212,397 227,948 226,103 245,722 243,826 282,500 280,286 270,337 269,440 279,367 296,907 312,432
        10. Real Estate, Renting & Bus. Services 448,837 466,167 472,333 485,453 485,772 508,202 512,657 515,806 525,548 543,437 546,250 578,326
        11.  Public Administration and Defense 95,335 94,473 94,577 95,487 94,280 92,002 92,062 91,804 104,754 105,249 105,264 106,241
        12.  Education 10,976 11,102 11,299 11,230 11,332 11,610 11,417 11,216 10,613 11,365 10,832 11,908
        13.  Health and Social Work 11,910 11,686 11,769 11,927 11,729 12,437 12,359 12,399 13,296 12,587 13,239 14,599
        14.  Other Community, Social & Personal Services 88,893 79,800 74,216 70,485 68,274 72,867 76,460 74,577 70,689 74,587 84,931 89,384
        15.  Undifferentiated Production Activities of Private Households  0 0 0 0 0 0 0 0 0 0 0 0
        16.  Hotels and Restaurants 36,289 37,327 39,133 37,641 39,534 40,786 46,199 40,773 41,253 40,731 42,890 42,732
   
  B.  For Household Consumption    228,737 229,491 230,843 234,317 235,660 238,488 239,677 243,151 246,101 250,124 252,116 257,381
         1.  Credit Card 132,050 131,770 131,373 134,343 135,260 136,067 136,014 137,666 138,971 142,143 144,058 148,091
         2.  Auto Loans 72,721 73,535 74,981 74,667 75,236 76,662 77,651 78,600 79,470 80,008 80,197 81,571
         3.  Others 23,967 24,185 24,489 25,308 25,164 25,759 26,012 26,886 27,660 27,973 27,862 27,719
   
  C.  Under RRPs Arrangement 189,243 241,673 219,737 185,513 231,563 216,884 247,621 257,214 256,073 228,258 255,330 236,576
   
        TOTAL LOANS OUTSTANDING (Resident)  
                   Gross of RRPs 2,923,771 2,981,881 3,015,716 3,050,357 3,088,537 3,170,101 3,205,220 3,217,877 3,238,045 3,286,765 3,367,674 3,455,993
                   Net of RRPs 2,734,528 2,740,208 2,795,979 2,864,844 2,856,974 2,953,217 2,957,599 2,960,663 2,981,972 3,058,507 3,112,344 3,219,417
   
  D.  Non-Resident  3 22,583 21,939 20,803 24,379 26,905 23,482 20,209 21,473 21,826 21,312 22,395 24,426
   
        TOTAL LOANS OUTSTANDING (Resident and Non-resident)  
                   Gross of RRPs 2,946,354 3,003,821 3,036,519 3,074,737 3,115,442 3,193,583 3,225,429 3,239,351 3,259,871 3,308,077 3,390,068 3,480,418
                   Net of RRPs 2,757,111 2,762,148 2,816,782 2,889,224 2,883,879 2,976,699 2,977,808 2,982,137 3,003,798 3,079,819 3,134,738 3,243,842
   
    Annual Growth Rates (percent)
  2012
    Jan Feb  Mar * Apr * May  Jun  Jul Aug Sep Oct Nov Dec
   
  A.  For Production by Economic Activity    19.7 18.4 19.3 19.7 14.7 15.1 16.4 14.1 13.9 16.4 14.6 16.6
         1.  Agriculture, Hunting & Forestry 2 -43.4 -45.3 -44.9 -47.6 -48.8 -45.3 -44.3 -43.9 -46.4 -45.7 -41.8 -25.5
         2.  Fishing 122.6 108.3 118.2 83.9 98.1 90.5 113.4 92.2 104.3 110.2 106.8 35.4
         3.  Mining and Quarrying 41.4 3.1 -28.7 -30.8 -30.0 -28.1 -43.9 -45.5 -49.0 -39.4 -39.5 -44.0
         4.  Manufacturing 27.2 30.2 35.0 29.4 21.2 25.1 25.1 18.2 14.8 14.6 13.6 9.3
         5.  Electricity, Gas & Water 48.4 30.2 21.6 25.1 10.9 6.4 10.1 15.9 11.0 13.8 7.9 10.0
         6.  Construction 24.2 26.0 38.4 45.3 48.5 39.6 33.4 32.0 47.7 52.9 34.3 51.3
         7.  Wholesale & Retail Trade 56.1 49.4 58.0 57.6 50.6 42.4 48.7 38.0 43.1 46.5 26.9 17.7
         8.  Transportation, Storage & Communication 10.2 12.5 16.9 26.8 30.3 31.2 26.9 28.9 29.3 28.2 26.5 37.5
         9.  Financial Intermediation 27.2 33.7 32.1 42.0 35.7 24.4 31.7 26.7 22.2 31.8 37.3 38.5
        10. Real Estate, Renting & Bus. Services 22.5 26.4 25.1 25.8 22.3 27.1 24.7 24.7 25.3 28.6 24.8 29.7
        11.  Public Administration and Defense 42.2 40.9 41.2 42.5 41.9 34.6 33.6 32.7 51.7 49.3 48.9 33.4
        12.  Education 17.8 20.2 17.2 21.5 21.4 24.5 26.7 26.9 19.2 29.2 28.0 35.5
        13.  Health and Social Work 14.9 14.0 10.8 14.6 8.0 16.9 17.1 23.6 31.7 24.8 36.0 54.8
        14.  Other Community, Social & Personal Services 39.8 25.5 15.4 11.5 0.6 13.7 16.8 6.8 1.4 7.1 17.8 2.3
        15.  Undifferentiated Production Activities of Private Households   
        16.  Hotels and Restaurants 7.0 6.8 13.1 5.8 11.5 13.6 27.0 13.9 19.7 17.1 21.2 16.3
   
  B.  For Household Consumption    19.9 20.3 18.5 17.5 16.8 15.8 15.4 15.8 14.6 13.9 12.1 14.1
         1.  Credit Card 13.2 13.6 11.0 11.5 12.8 12.6 12.4 11.9 10.2 11.7 10.1 13.4
         2.  Auto Loans 24.6 23.8 23.2 20.0 17.1 19.6 18.4 18.6 17.5 15.5 13.7 14.0
         3.  Others 52.4 56.6 58.3 51.5 43.7 21.9 23.8 29.8 32.1 20.9 18.6 18.2
   
  C.  Under RRPs Arrangement -11.0 -2.2 6.4 -18.0 1.7 -15.2 7.0 -3.2 22.9 -3.1 5.5 5.5
   
        TOTAL LOANS OUTSTANDING (Resident)  
                   Gross of RRPs 17.1 16.5 18.2 16.3 13.8 12.4 15.5 12.6 14.6 14.6 13.7 15.5
                   Net of RRPs 19.7 18.5 19.3 19.5 14.9 15.1 16.3 14.2 14.0 16.2 14.4 16.4
   
  D.  Non-Resident  3 -26.0 -26.4 -26.4 -11.1 -2.8 -8.9 -18.1 -13.5 -24.4 -26.0 -23.7 1.9
   
        TOTAL LOANS OUTSTANDING (Resident and Non-resident)  
                   Gross of RRPs 16.6 16.1 17.7 16.0 13.6 12.2 15.2 12.4 14.2 14.2 13.3 15.4
                   Net of RRPs 19.1 18.0 18.7 19.2 14.7 14.9 16.0 14.0 13.5 15.8 14.0 16.2
       
* Embargo until press release on 17 January 2013.                        
1 Excludes interbank loans and transactions of local banks' foreign offices.  
2 Data may include loans to other sectors integrated with agriculture such as trading of agricultural and fishery products and manufacturing of agri-and fishery-based commodities.  
3 In the old series, loans to nonresidents were lodged together with those of residents and classified according to economic sector. Since the old database did not provide for a separate category on loans  
  to non-residents, the 2007 data of the present series were based on the reports of a few banks which could readily identify and estimate the non-resident account.  
  Source : Department of Economic Statistics  
*