LOANS OUTSTANDING FOR PRODUCTION AND HOUSEHOLD CONSUMPTION: UNIVERSAL AND COMMERCIAL BANKS 1          
    as of periods indicated                        
      LEVELS   Y-O-Y GROWTH   SHARE TO TOTAL LO NET OF RRPS
  (million pesos) (percent) (percent)
      Aug-14 Sep-14 Aug-15 Sep-15 P   Aug-15  Sep-15 P   Aug-14 Sep-14 Aug-15 Sep-15 P
                             
I.  Residents  
  A. For Production by Economic Activity       3,657,865       3,741,960       4,162,846       4,228,057                 13.8                13.0              89.5            89.0               89.2               89.4
  1. Agriculture, Forestry and Fishing          129,609          131,970          149,702          138,536                 15.5                  5.0                3.2              3.1                 3.2                 2.9
  2. Mining and Quarrying            24,819            20,310            32,048            32,245                 29.1                58.8                0.6              0.5                 0.7                 0.7
  3. Manufacturing          672,673          717,052          711,896          701,765                   5.8                (2.1)              16.5            17.0               15.3               14.8
  4. Electricity, Gas, Steam & Airconditioning Supply          385,980          401,203          484,857          508,598                 25.6                26.8                9.4              9.5               10.4               10.8
  5. Water Supply, Sewerage, Waste Mgnt and Remediation Activities            53,402            53,453            56,571            56,776                   5.9                  6.2                1.3              1.3                 1.2                 1.2
  6. Construction            94,489            96,324          125,196          129,267                 32.5                34.2                2.3              2.3                 2.7                 2.7
  7. Wholesale & Retail Trade, Repair of Motor Vehicles and Motorcycles          567,496          586,489          655,608          667,065                 15.5                13.7              13.9            13.9               14.0               14.1
  8. Accomodation and Food Services Activities            65,561            81,044            98,572            97,228                 50.4                20.0                1.6              1.9                 2.1                 2.1
  9. Transportation and Storage          153,982          144,945          145,967          144,762                 (5.2)                (0.1)                3.8              3.4                 3.1                 3.1
  10. Information and Communication          124,054          127,693          129,952          136,887                   4.8                  7.2                3.0              3.0                 2.8                 2.9
  11. Financial and Insurance Activities          356,998          370,515          411,478          428,197                 15.3                15.6                8.7              8.8                 8.8                 9.1
  12. Real Estate Activities          704,434          689,001          809,397          828,753                 14.9                20.3              17.2            16.4               17.3               17.5
  13. Professional, Scientific and Technical Activities            32,408            33,874            36,444            35,835                 12.5                  5.8                0.8              0.8                 0.8                 0.8
  14. Administrative and Support Services Activities            20,696            21,127            25,577            25,625                 23.6                21.3                0.5              0.5                 0.5                 0.5
  15. Public Administration and Defense, Compulsory Social Security          104,193          103,224          106,843          107,846                   2.5                  4.5                2.5              2.5                 2.3                 2.3
  16. Education            15,174            15,642            21,616            21,890                 42.5                39.9                0.4              0.4                 0.5                 0.5
  17. Human Health and Social Work Activities            23,769            24,307            34,455            35,232                 45.0                44.9                0.6              0.6                 0.7                 0.7
  18. Arts, Entertainment and Recreation            27,649            27,537            28,660            29,031                   3.7                  5.4                0.7              0.7                 0.6                 0.6
  19. Other Community, Social & Personal Activities            52,977            47,504            43,840            48,236               (17.2)                  1.5                1.3              1.1                 0.9                 1.0
  20. Activities of Households as Employers, Undifferentiated Goods & Services            47,501            48,745            54,168            54,282                 14.0                11.4                1.2              1.2                 1.2                 1.1
  21. Activities of Extra-Territorial Organizations & Bodies                   -                     -                     -                     -    
               
  B. For Household Consumption          316,431          320,806          360,598          359,354                 14.0                12.0                7.7              7.6                 7.7                 7.6
  1. Credit Card          156,477          156,020          165,747          166,737                   5.9                  6.9                3.8              3.7                 3.6                 3.5
  2. Motor Vehicle Loans          106,225          108,160          136,031          138,974                 28.1                28.5                2.6              2.6                 2.9                 2.9
  3. Salary-Based Geneeral Purpose Consumption Loan            25,634            28,875            35,192            38,121                 37.3                32.0                0.6              0.7                 0.8                 0.8
  4. Others            28,095            27,752            23,629            15,522               (15.9)              (44.1)                0.7              0.7                 0.5                 0.3
               
  C. Under BSP RRP Arrangement          251,019          270,115          293,182          375,070                 16.8                38.9  
               
  Total Loans Outstanding to Residents  
  Gross of RRPs       4,225,315       4,332,882       4,816,626       4,962,480                 14.0                14.5  
  Net of RRPs       3,974,296       4,062,767       4,523,444       4,587,410                 13.8                12.9  
   
II.  Non-Residents          114,891          142,839          143,829          143,689                 25.2                  0.6                2.8              3.4                 3.1                 3.0
               
III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of RRPs       4,340,206       4,475,721       4,960,455       5,106,169                 14.3                14.1  
  Net of RRPs       4,089,187       4,205,606       4,667,273       4,731,099                 14.1                12.5            100.0          100.0             100.0             100.0
               
  Memo Items:              
  a. Loans to domestic banks' foreign offices           19,935           21,855           32,411           31,179  
  b. Interbank loans inclusive of loans to BSP         200,098         179,230         163,011         149,264  
  c. Loans and Receivables Arising form Repurchase Agreements, Certificates of Assignment              
  Participation with Recourse  andSecurities Lending and Borrowing Transactions 3           28,552           27,851           45,092           26,554  
  Total Loans Outstanding (inclusive of memo items) 4       4,588,791       4,704,656       5,200,969       5,313,166  
                             
1 Net of amortization                        
2 Based on 2009 Philippine Standard Industrial Classification (PSIC). Compilation based on PSIC 2009 started only for reporting period ending June 2014, per BSP Memorandum No. M-2014-009.  
3 Excludes BSP RRP arrangement  
4 Sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Arrangement) and of all memo items  
p Preliminary  
r Revised