LOANS OUTSTANDING FOR PRODUCTION AND HOUSEHOLD CONSUMPTION: UNIVERSAL AND COMMERCIAL BANKS 1            
    as of periods indicated                    
      LEVELS Y-O-Y GROWTH SHARE TO TOTAL LO NET OF RRPS
      (million pesos) (percent) (percent)
      Oct-15 Nov-15 Oct-16 Nov-16 p Oct-16 Nov-16 p Oct-15 Nov-15 Oct-16 Nov-16 p
   
I.  Residents  
  A. For Production by Economic Activity    4,314,242    4,399,259    5,066,057    5,194,511                17.4               18.1             89.4           89.4              89.2              89.0
  1. Agriculture, Forestry and Fishing        142,965        146,018        173,614        182,258                21.4               24.8               3.0             3.0                3.1                3.1
  2. Mining and Quarrying          31,952          31,771          31,991          31,893                  0.1                 0.4               0.7             0.6                0.6                0.5
  3. Manufacturing        734,893        749,418        798,440        818,702                  8.6                 9.2             15.2           15.2              14.1              14.0
  4. Electricity, Gas, Steam & Airconditioning Supply        526,485        526,507        657,274        660,100                24.8               25.4             10.9           10.7              11.6              11.3
  5. Water Supply, Sewerage, Waste Mgnt and Remediation Activities          57,537          57,936          58,857          59,746                  2.3                 3.1               1.2             1.2                1.0                1.0
  6. Construction        122,270        127,883        158,699        162,830                29.8               27.3               2.5             2.6                2.8                2.8
  7. Wholesale & Retail Trade, Repair of Motor Vehicles and Motorcycles        686,695        708,743        770,809        798,232                12.2               12.6             14.2           14.4              13.6              13.7
  8. Accomodation and Food Services Activities          97,611        104,356        116,129        121,722                19.0               16.6               2.0             2.1                2.0                2.1
  9. Transportation and Storage        155,580        150,882        170,500        173,871                  9.6               15.2               3.2             3.1                3.0                3.0
  10. Information and Communication        137,520        140,837        193,696        208,922                40.8               48.3               2.9             2.9                3.4                3.6
  11. Financial and Insurance Activities        417,168        423,912        465,671        480,471                11.6               13.3               8.6             8.6                8.2                8.2
  12. Real Estate Activities        842,930        862,259    1,011,332    1,027,999                20.0               19.2             17.5           17.5              17.8              17.6
  13. Professional, Scientific and Technical Activities          34,892          37,366          47,002          47,916                34.7               28.2               0.7             0.8                0.8                0.8
  14. Administrative and Support Services Activities          26,486          28,967          38,989          45,124                47.2               55.8               0.5             0.6                0.7                0.8
  15. Public Administration and Defense, Compulsory Social Security        108,560        108,500        102,312        102,385                (5.8)                (5.6)               2.2             2.2                1.8                1.8
  16. Education          22,708          23,082          25,412          24,866                11.9                 7.7               0.5             0.5                0.4                0.4
  17. Human Health and Social Work Activities          36,076          36,903          48,159          49,162                33.5               33.2               0.7             0.7                0.8                0.8
  18. Arts, Entertainment and Recreation          29,194          29,089          68,239          69,195             133.7             137.9               0.6             0.6                1.2                1.2
  19. Other Community, Social & Personal Activities          48,000          49,352          62,010          67,121                29.2               36.0               1.0             1.0                1.1                1.1
  20. Activities of Households as Employers, Undifferentiated Goods & Services          54,721          55,478          66,921          61,996                22.3               11.7               1.1             1.1                1.2                1.1
  21. Activities of Extra-Territorial Organizations & Bodies                   -                     -                     -                     -    
               
  B. For Household Consumption        367,891        378,296        449,577        470,938                22.2               24.5               7.6             7.7                7.9                8.1
  1. Credit Card        167,771        173,987        186,034        193,340                10.9               11.1               3.5             3.5                3.3                3.3
  2. Motor Vehicle Loans        144,618        148,476        187,972        200,460                30.0               35.0               3.0             3.0                3.3                3.4
  3. Salary-Based Geneeral Purpose Consumption Loan          39,771          39,540          62,504          63,922                57.2               61.7               0.8             0.8                1.1                1.1
  4. Others          15,730          16,293          13,067          13,215              (16.9)             (18.9)               0.3             0.3                0.2                0.2
               
  C. Under BSP RRP Arrangement        294,213        287,857        268,827        277,048                (8.6)                (3.8)  
               
  Total Loans Outstanding to Residents  
  Gross of RRPs    4,976,345    5,065,412    5,784,461    5,942,498                16.2               17.3  
  Net of RRPs    4,682,132    4,777,555    5,515,634    5,665,450                17.8               18.6  
   
II.  Non-Residents        143,068        144,291        165,326        171,566                15.6               18.9               3.0             2.9                2.9                2.9
               
III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of RRPs    5,119,414    5,209,703    5,949,787    6,114,064                16.2               17.4  
  Net of RRPs    4,825,201    4,921,846    5,680,960    5,837,016                17.7               18.6          100.0         100.0            100.0           100.0
               
  Memo Items:              
  a. Loans to domestic banks' foreign offices         27,556         27,431         31,369         33,476  
  b. Interbank loans inclusive of loans to BSP       173,445       170,397       231,544       287,769  
  c. Loans and Receivables Arising form Repurchase Agreements, Certificates of Assignment              
  Participation with Recourse  andSecurities Lending and Borrowing Transactions 3         32,960         33,014         80,537         75,512  
  Total Loans Outstanding (inclusive of memo items) 4    5,353,375    5,440,546    6,293,238    6,510,821  
                         
   
1 Net of amortization  
2 Based on 2009 Philippine Standard Industrial Classification (PSIC). Compilation based on PSIC 2009 started only for reporting period ending June 2014, per BSP Memorandum No. M-2014-009.  
3 Excludes BSP RRP arrangement  
4 Sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Arrangement) and of all memo items  
p Preliminary