LOANS OUTSTANDING FOR PRODUCTION AND HOUSEHOLD CONSUMPTION: UNIVERSAL AND COMMERCIAL BANKS 1          
    as of periods indicated                        
      LEVELS   Y-O-Y GROWTH   SHARE TO TOTAL LO NET OF RRPS
  (million pesos) (percent) (percent)
      Dec-16 Jan-17 Dec-17  Jan-18 P   Dec-17  Jan-18 P   Dec-16 Jan-17 Dec-17  Jan-18 P
   
I.  Residents  
  A. For Production by Economic Activity       5,387,633       5,339,038       6,388,558       6,304,558                 18.6                18.1              89.3            89.2               88.7               88.4
  1. Agriculture, Forestry and Fishing          188,779          184,145          163,369          162,872               (13.5)              (11.6)                3.1              3.1                 2.3                 2.3
  2. Mining and Quarrying            31,340            32,037            46,753            50,032                 49.2                56.2                0.5              0.5                 0.6                 0.7
  3. Manufacturing          841,566          833,259          944,486          932,626                 12.2                11.9              13.9            13.9               13.1               13.1
  4. Electricity, Gas, Steam & Airconditioning Supply          662,455          664,546          830,390          829,186                 25.4                24.8              11.0            11.1               11.5               11.6
  5. Water Supply, Sewerage, Waste Mgnt and Remediation Activities            59,949            61,082            67,462            66,953                 12.5                  9.6                1.0              1.0                 0.9                 0.9
  6. Construction          178,693          162,191          219,480          202,258                 22.8                24.7                3.0              2.7                 3.0                 2.8
  7. Wholesale & Retail Trade, Repair of Motor Vehicles and Motorcycles          830,160          858,442       1,004,207          972,058                 21.0                13.2              13.8            14.3               13.9               13.6
  8. Accomodation and Food Services Activities          128,020          125,632          144,096          144,301                 12.6                14.9                2.1              2.1                 2.0                 2.0
  9. Transportation and Storage          184,816          182,888          231,672          228,971                 25.4                25.2                3.1              3.1                 3.2                 3.2
  10. Information and Communication          224,096          184,284          277,164          281,169                 23.7                52.6                3.7              3.1                 3.8                 3.9
  11. Financial and Insurance Activities          516,208          513,335          603,139          590,127                 16.8                15.0                8.6              8.6                 8.4                 8.3
  12. Real Estate Activities       1,054,993       1,057,806       1,261,329       1,248,533                 19.6                18.0              17.5            17.7               17.5               17.5
  13. Professional, Scientific and Technical Activities            51,781            43,093            63,058            74,893                 21.8                73.8                0.9              0.7                 0.9                 1.1
  14. Administrative and Support Services Activities            47,369            51,472            32,061            29,240               (32.3)              (43.2)                0.8              0.9                 0.4                 0.4
  15. Public Administration and Defense, Compulsory Social Security          103,089          102,436          133,879          132,698                 29.9                29.5                1.7              1.7                 1.9                 1.9
  16. Education            24,542            25,362            32,921            32,804                 34.1                29.3                0.4              0.4                 0.5                 0.5
  17. Human Health and Social Work Activities            50,138            50,944            54,223            55,009                   8.1                  8.0                0.8              0.9                 0.8                 0.8
  18. Arts, Entertainment and Recreation            69,059            69,324            93,697            92,569                 35.7                33.5                1.1              1.2                 1.3                 1.3
  19. Other Community, Social & Personal Activities            77,023            73,754          115,044          102,158                 49.4                38.5                1.3              1.2                 1.6                 1.4
  20. Activities of Households as Employers, Undifferentiated Goods & Services            63,557            63,007            70,128            76,101                 10.3                20.8                1.1              1.1                 1.0                 1.1
  21. Activities of Extra-Territorial Organizations & Bodies                   -                     -                     -                     -    
               
  B. For Household Consumption          479,541          484,938          579,157          583,185                 20.8                20.3                7.9              8.1                 8.0                 8.2
  1. Credit Card          196,662          197,495          237,137          238,516                 20.6                20.8                3.3              3.3                 3.3                 3.3
  2. Motor Vehicle Loans          203,847          209,444          256,560          261,816                 25.9                25.0                3.4              3.5                 3.6                 3.7
  3. Salary-Based Geneeral Purpose Consumption Loan            64,987            65,324            70,360            69,974                   8.3                  7.1                1.1              1.1                 1.0                 1.0
  4. Others            14,045            12,675            15,100            12,879                   7.5                  1.6                0.2              0.2                 0.2                 0.2
               
  C. Under BSP RRP Arrangement          279,244          263,298          271,313          269,303                 (2.8)                  2.3  
               
  Total Loans Outstanding to Residents  
  Gross of RRPs       6,146,418       6,087,273       7,239,028       7,157,046                 17.8                17.6  
  Net of RRPs       5,867,174       5,823,975       6,967,715       6,887,743                 18.8                18.3  
   
II.  Non-Residents          166,646          164,798          237,034          241,906                 42.2                46.8                2.8              2.8                 3.3                 3.4
               
III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of RRPs       6,313,064       6,252,071       7,476,061       7,398,952                 18.4 18.3  
  Net of RRPs       6,033,820       5,988,773       7,204,749       7,129,650                 19.4 19.1            100.0          100.0             100.0             100.0
               
  Memo Items:              
  a. Loans to domestic banks' foreign offices           36,713           34,920           40,158           43,312  
  b. Interbank loans inclusive of loans to BSP         265,465         245,912         249,964         320,071  
  c. Loans and Receivables Arising form Repurchase Agreements, Certificates of Assignment              
  Participation with Recourse  andSecurities Lending and Borrowing Transactions 3           91,070           82,049         100,895           84,786  
  Total Loans Outstanding (inclusive of memo items) 4       6,706,312       6,614,952       7,867,078       7,847,122  
                             
1 Net of amortization  
2 Based on 2009 Philippine Standard Industrial Classification (PSIC). Compilation based on PSIC 2009 started only for reporting period ending June 2014, per BSP Memorandum No. M-2014-009.  
3 Excludes BSP RRP arrangement  
4 Sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Arrangement) and of all memo items  
p Preliminary