LOANS OUTSTANDING FOR PRODUCTION AND HOUSEHOLD CONSUMPTION: UNIVERSAL AND COMMERCIAL BANKS 1              
    as of periods indicated                    
      LEVELS Y-O-Y GROWTH SHARE TO TOTAL LO NET OF RRPS
      (million pesos) (percent) (percent)
      Jun-17 Jul-17 Jun-18 Jul-18 p Jun-18  Jul-18 p Jun-17 Jul-17 Jun-18 Jul-18 p
I.  Residents
A. For Production by Economic Activity    5,694,973    5,731,167    6,787,346    6,862,361                19.2               19.7             88.5           88.4              88.6              88.6
1. Agriculture, Forestry and Fishing        182,721        186,139        168,408        172,968                (7.8)                (7.1)               2.8             2.9                2.2                2.2
2. Mining and Quarrying          47,674          47,340          50,678          49,978                  6.3                 5.6               0.7             0.7                0.7                0.6
3. Manufacturing        865,845        861,185    1,017,438    1,024,907                17.5               19.0             13.5           13.3              13.3              13.2
4. Electricity, Gas, Steam & Airconditioning Supply        773,486        778,463        852,910        853,759                10.3                 9.7             12.0           12.0              11.1              11.0
5. Water Supply, Sewerage, Waste Mgnt and Remediation Activities          63,685          63,875          73,597          78,368                15.6               22.7               1.0             1.0                1.0                1.0
6. Construction        176,363        177,680        236,315        244,524                34.0               37.6               2.7             2.7                3.1                3.2
7. Wholesale & Retail Trade, Repair of Motor Vehicles and Motorcycles        845,045        856,133    1,058,237    1,075,271                25.2               25.6             13.1           13.2              13.8              13.9
8. Accomodation and Food Services Activities        130,039        130,331        131,495        136,719                  1.1                 4.9               2.0             2.0                1.7                1.8
9. Transportation and Storage        201,940        205,886        257,866        252,923                27.7               22.8               3.1             3.2                3.4                3.3
10. Information and Communication        246,420        248,816        305,182        302,526                23.8               21.6               3.8             3.8                4.0                3.9
11. Financial and Insurance Activities        508,015        515,437        666,224        700,729                31.1               35.9               7.9             8.0                8.7                9.0
12. Real Estate Activities    1,116,790    1,127,934    1,296,806    1,307,651                16.1               15.9             17.4           17.4              16.9              16.9
13. Professional, Scientific and Technical Activities          56,521          51,350          72,444          71,709                28.2               39.6               0.9             0.8                0.9                0.9
14. Administrative and Support Services Activities          72,135          71,767          34,017          34,369              (52.8)             (52.1)               1.1             1.1                0.4                0.4
15. Public Administration and Defense, Compulsory Social Security        105,915        101,296        130,503        130,342                23.2               28.7               1.6             1.6                1.7                1.7
16. Education          30,020          29,433          35,952          36,654                19.8               24.5               0.5             0.5                0.5                0.5
17. Human Health and Social Work Activities          50,132          50,633          51,685          52,491                  3.1                 3.7               0.8             0.8                0.7                0.7
18. Arts, Entertainment and Recreation          82,676          83,234        122,183        121,577                47.8               46.1               1.3             1.3                1.6                1.6
19. Other Community, Social & Personal Activities          74,267          78,708        145,191        133,941                95.5               70.2               1.2             1.2                1.9                1.7
20. Activities of Households as Employers, Undifferentiated Goods & Services          65,282          65,528          80,213          80,955                22.9               23.5               1.0             1.0                1.0                1.0
21. Activities of Extra-Territorial Organizations & Bodies                   -                     -                     -                     -  
           
B. For Household Consumption        519,286        526,602        611,481        615,352                17.8               16.9               8.1             8.1                8.0                7.9
1. Credit Card        208,885        208,445        253,682        256,181                21.4               22.9               3.2             3.2                3.3                3.3
2. Motor Vehicle Loans        230,322        235,804        276,073        278,592                19.9               18.1               3.6             3.6                3.6                3.6
3. Salary-Based Geneeral Purpose Consumption Loan          66,585          68,578          69,947          68,246                  5.0                (0.5)               1.0             1.1                0.9                0.9
4. Others          13,494          13,776          11,779          12,333              (12.7)             (10.5)               0.2             0.2                0.2                0.2
           
C. Under BSP RRP Arrangement        279,648        261,467        239,404        257,561              (14.4)                (1.5)
           
Total Loans Outstanding to Residents
Gross of RRPs    6,493,908    6,519,237    7,638,231    7,735,274                17.6               18.7
Net of RRPs    6,214,259    6,257,770    7,398,827    7,477,712                19.1               19.5
II.  Non-Residents        219,514        222,402        264,625        269,662                20.6               21.2               3.4             3.4                3.5                3.5
           
III. Total Loans Outstanding to Residents and Non-Residents
Gross of RRPs    6,713,422    6,741,639    7,902,856    8,004,936                17.7 18.7
Net of RRPs    6,433,774    6,480,172    7,663,452    7,747,374                19.1 19.6          100.0         100.0            100.0           100.0
           
Memo Items:            
a. Loans to domestic banks' foreign offices         35,931         35,093         52,015         51,494
b. Interbank loans inclusive of loans to BSP       228,771       204,202       277,057       211,367
c. Loans and Receivables Arising form Repurchase Agreements, Certificates of Assignment            
Participation with Recourse  andSecurities Lending and Borrowing Transactions 3       111,610         84,179         99,432         85,224
Total Loans Outstanding (inclusive of memo items) 4    7,089,734    7,065,113    8,331,361    8,353,021
                         
1 Net of amortization
2 Based on 2009 Philippine Standard Industrial Classification (PSIC). Compilation based on PSIC 2009 started only for reporting period ending June 2014, per BSP Memorandum No. M-2014-009.
3 Excludes BSP RRP arrangement
4 Sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Arrangement) and of all memo items
p Preliminary