INTEREST RATES ON LOANS AND DISCOUNTS GRANTED
(For the period January 30 - February 3, 2012)*
		Short-term				Medium-term				Long-term
		HIGH		LOW		HIGH		LOW		HIGH		LOW
LOCAL  BANKS:
1.	Asia United Bank	15.000		3.750		18.000		8.000		18.000		10.250
2.	Bank of Commerce	18.000		4.500		54.000		11.520		10.000		5.980
3.	BDO Private Bank (Banco Santander)	7.560		5.940		n.t.		n.t.		n.t.		n.t.
4.	East West Bank	19.041		4.000		26.578		5.300		49.480		4.750
5.	Export and Industry Bank	n.t.		n.t.		n.t.		n.t.		n.t.		n.t.
6.	Al Amanah Islamic Bank	n.t.		n.t.		n.t.		n.t.		n.t.		n.t.
7.	Philippine Bank of Communications	11.750		6.130		7.000		7.000		n.t.		n.t.
8.	Phil. Trust Co.	n.t.		n.t.		n.t.		n.t.		n.t.		n.t.
9.	Phil. Veterans Bank	9.500		6.000		16.000		7.750		11.000		7.500
SUBSIDIARIES OF FOREIGN BANKS:
10.	Robinsons Bank Corp (RBS)  (ABN AMRO)	36.000		7.750		47.037		7.452		35.004		6.880
11.	Chinatrust Bank	37.540		5.000		36.980		8.500		8.500		5.750
12.	Maybank	27.215		3.500		31.464		3.212		13.068		7.880
FOREIGN BANKS:
1.	ANZ Bank	7.200		2.200		n.t.		n.t.		n.t.		n.t.
2.	Bangkok Bank	n.t.		n.t.		n.t.		n.t.		n.t.		n.t.
3.	Bank of America	n.t.		n.t.		5.000		5.000		n.t.		n.t.
4.	Bank of China	8.000		8.000		n.t.		n.t.		n.t.		n.t.
5.	Bank of Tokyo-Mitsubishi	8.600		3.800		n.t.		n.t.		n.t.		n.t.
6.	JPMorgan Chase Bank	n.t.		n.t.		n.t.		n.t.		n.t.		n.t.
7.	Citibank, N.A.	7.500		3.500		n.t.		n.t.		12.740		4.565
8.	Deutsche Bank	6.850		5.700		n.t.		n.t.		n.t.		n.t.
9.	Mizuho Corporate Bank Ltd. (Fuji Bank)	6.650		0.630		n.t.		n.t.		n.t.		n.t.
10.	Hongkong & Shanghai Bank	26.000		4.950		26.000		7.650		9.690		5.450
11.	ING Bank	n.t.		n.t.		n.t.		n.t.		n.t.		n.t.
12.	Mega Int'l. Commercial Bank Co. Ltd.	8.750		7.500		n.t.		n.t.		n.t.		n.t.
13.	Korea Exchange Bank	n.t.		n.t.		n.t.		n.t.		n.t.		n.t.
14.	Standard Chartered Bank	3.960		3.900		9.810		9.810		n.t.		n.t.
UBS:
1.	Allied Banking Corporation	9.750		4.700		8.400		7.500		6.453		6.453
2.	Banco De Oro Universal Bank	41.703		2.417		41.501		4.000		11.500		3.034
3.	Bank of the Philippine Islands	9.500		3.100		6.788		5.500		8.250		4.000
4.	China Banking Corporation	10.750		3.700		n.t.		n.t.		7.500		5.250
5.	Development Bank of the Philippines	15.000		4.000		15.000		9.000		10.000		9.000
6.	Land Bank of the Philippines	14.000		2.384		16.000		3.843		14.000		6.000
7.	Metropolitan Bank and Trust Company	14.250		1.000		14.000		3.574		8.000		4.500
8.	Philippine National Bank	15.000		4.000		12.000		2.000		12.000		5.398
9.	Rizal Commercial Banking Corporation	16.000		1.500		8.000		8.000		9.000		7.815
10.	Security Bank Corporation	14.000		3.750		10.000		7.431		10.059		5.500
11.	United Coconut Planters Bank	8.551		5.750		8.750		7.590		7.000		7.000
12.	Union Bank of the Philippines	15.000		3.650		14.670		1.310		12.000		5.730
*	Cut-off day for banks' weekly report on interest rates for done transactions is Wednesday for Thursday submission to BSP.
	n.t.  no transaction
	Notes:
	1. Interest rates above refer to actual rate charged or paid for the use of money, expressed as an annual percentage of the principal.
	2. Short-term interest rates refer to interest rates charge on loan contracts or debt instruments with maturity period of one year and below;
	medium-term   interest rates on loan contracts or debt instruments with maturity period of more than one year to five years; and long-term
	interest rates on loan contracts or debt instruments with maturity period of more than five years.
	3. Some banks charge lower interest rates on medium and long-term loans compared to short-term loans because the former are secured
	by collaterals.