PHILIPPINES: TOTAL LOANS (GROSS), LOAN LOSS PROVISIONS AND NON-PERFORMING LOANS 1
			BY TYPE OF COMMERCIAL BANKS
			in million pesos
					Total Loans						Non-Performing Loans 2						Loan Loss Provision						Ratios (NPL/Total Loans)
					Total	EKBs	NEKBs	Gov't 3	FX  4		Total	EKBs	NEKBs	Gov't 3	FX  4		Total	EKBs	NEKBs	Gov't 3	FX  4		Total	EKBs	NEKBs	Gov't 3	FX  4
									Banks						Banks						Banks						Banks
	1996				1,221,763	882,602	96,695	134,822	107,644		34,206	21,144	3,598	5,906	3,558		15,149	9,890	1,227	3,103	929		2.800	2.396	3.721	4.381	3.305
			Jan		0						0						0						#DIV/0!	#VALUE!	#VALUE!	#VALUE!	#VALUE!
			Feb		0						0						0						#DIV/0!	#VALUE!	#VALUE!	#VALUE!	#VALUE!
			Mar		0						0						0						#DIV/0!	#VALUE!	#VALUE!	#VALUE!	#VALUE!
			Apr		0						0						0						#DIV/0!	#VALUE!	#VALUE!	#VALUE!	#VALUE!
			May		0						0						0						#DIV/0!	#VALUE!	#VALUE!	#VALUE!	#VALUE!
			Jun		0						0						0						#DIV/0!	#VALUE!	#VALUE!	#VALUE!	#VALUE!
			Jul		0						0						0						#DIV/0!	#VALUE!	#VALUE!	#VALUE!	#VALUE!
			Aug		0						0						0						#DIV/0!	#VALUE!	#VALUE!	#VALUE!	#VALUE!
			Sep		0						0						0						#DIV/0!	#VALUE!	#VALUE!	#VALUE!	#VALUE!
			Oct		0						0						0						#DIV/0!	#VALUE!	#VALUE!	#VALUE!	#VALUE!
			Nov		0						0						0						#DIV/0!	#VALUE!	#VALUE!	#VALUE!	#VALUE!
			Dec		1,221,763	882,602	96,695	134,822	107,644		34,206	21,144	3,598	5,906	3,558		15,149	9,890	1,227	3,103	929		2.800	2.396	3.721	4.381	3.305
	1997				1,573,140	1,111,957	137,626	166,446	157,111		73,602	46,582	9,845	10,232	6,943		34,780	22,823	1,904	5,804	4,249		4.679	4.189	7.153	6.147	4.419
			Jan		1,237,287	877,022	103,501	140,470	116,294		37,676	22,905	4,384	6,499	3,888		15,405	10,068	1,241	3,175	921		3.045	2.612	4.236	4.627	3.343
			Feb		1,264,241	888,654	106,263	145,357	123,967		39,640	24,128	4,580	7,419	3,513		15,863	10,335	1,243	3,346	939		3.135	2.715	4.310	5.104	2.834
			Mar		1,284,591	912,491	108,442	142,489	121,169		42,319	25,996	4,392	7,858	4,073		16,939	11,519	1,166	3,306	948		3.294	2.849	4.050	5.515	3.361
			Apr		1,326,161	935,731	114,435	140,274	135,721		43,133	25,611	5,350	8,169	4,003		17,625	11,926	1,207	3,489	1,003		3.252	2.737	4.675	5.824	2.949
			May		1,361,678	959,432	114,242	140,784	147,220		45,020	27,275	5,195	8,382	4,168		17,871	12,180	1,147	3,472	1,072		3.306	2.843	4.547	5.954	2.831
			Jun		1,418,953	1,006,994	114,777	141,277	155,905		47,856	29,442	5,491	8,332	4,591		18,517	12,518	1,174	3,668	1,157		3.373	2.924	4.784	5.898	2.945
			Jul		1,437,033	1,023,352	122,619	152,504	138,558		50,741	30,940	5,890	8,968	4,943		19,417	12,916	1,203	4,037	1,261		3.531	3.023	4.803	5.881	3.567
			Aug		1,405,373	1,002,268	120,810	148,675	133,620		53,592	32,317	6,495	9,101	5,679		19,827	13,236	1,190	4,103	1,298		3.813	3.224	5.376	6.121	4.250
			Sep		1,499,248	1,069,083	124,461	160,789	144,915		59,399	36,417	7,080	9,455	6,447		21,517	14,459	1,234	4,310	1,514		3.962	3.406	5.689	5.880	4.449
			Oct		1,490,497	1,050,638	129,680	166,572	143,607		65,324	40,111	8,628	10,187	6,398		22,775	15,061	1,137	4,743	1,834		4.383	3.818	6.653	6.116	4.455
			Nov		1,478,187	1,043,352	131,324	166,572	136,939		71,396	44,586	10,110	10,337	6,363		24,306	16,359	1,267	5,014	1,666		4.830	4.273	7.699	6.206	4.647
			Dec		1,573,140	1,111,957	137,626	166,446	157,111		73,602	46,582	9,845	10,232	6,943		34,780	22,823	1,904	5,804	4,249		4.679	4.189	7.153	6.147	4.419
	1998				1,542,487	1,080,053	120,790	185,917	155,727		160,001	112,445	16,487	18,824	12,245		61,333	41,782	3,370	8,807	7,374		10.373	10.411	13.649	10.125	7.863
			Jan		1,578,816	1,099,780	137,003	177,278	164,755		90,961	59,661	12,467	11,517	7,316		35,839	23,781	1,790	5,975	4,293		5.761	5.425	9.100	6.497	4.441
			Feb		1,527,364	1,066,314	126,450	180,887	153,713		100,975	68,243	11,032	12,532	9,168		36,576	24,606	1,800	5,998	4,172		6.611	6.400	8.724	6.928	5.964
			Mar		1,517,632	1,070,174	124,759	178,856	143,843		112,601	77,387	12,713	14,480	8,021		39,313	26,139	1,911	6,579	4,684		7.420	7.231	10.190	8.096	5.576
			Apr		1,528,545	1,060,592	126,744	180,834	160,375		131,381	91,487	14,546	16,633	8,715		40,935	26,738	2,216	7,024	4,957		8.595	8.626	11.477	9.198	5.434
			May		1,517,641	1,048,242	126,336	181,045	162,018		143,278	98,404	18,279	17,343	9,252		41,644	27,049	2,273	7,415	4,907		9.441	9.388	14.469	9.579	5.710
			Jun		1,595,372	1,111,605	132,292	184,562	166,913		142,731	100,978	17,566	15,491	8,696		43,776	28,462	2,506	7,587	5,221		8.947	9.084	13.278	8.393	5.210
			Jul		1,555,647	1,074,666	127,846	190,735	162,400		149,911	99,467	22,414	16,988	11,042		45,179	29,283	2,566	8,051	5,279		9.637	9.256	17.532	8.907	6.799
			Aug		1,581,574	1,092,697	132,199	190,427	166,251		166,155	120,525	19,411	17,658	8,561		47,476	30,485	3,071	8,337	5,583		10.506	11.030	14.683	9.273	5.149
			Sep		1,586,250	1,096,343	122,760	192,394	174,753		175,109	128,091	17,667	18,804	10,547		49,175	31,034	2,687	8,966	6,488		11.039	11.683	14.391	9.774	6.035
			Oct		1,520,243	1,035,807	120,705	192,978	170,753		181,936	133,565	16,960	19,914	11,497		51,753	32,665	2,794	9,679	6,615		11.968	12.895	14.051	10.319	6.733
			Nov		1,511,851	1,023,999	118,345	189,520	179,987		178,105	129,145	16,560	20,904	11,496		52,524	33,195	2,634	9,812	6,883		11.781	12.612	13.993	11.030	6.387
			Dec		1,542,487	1,080,053	120,790	185,917	155,727		160,001	112,445	16,487	18,824	12,245		61,333	41,782	3,370	8,807	7,374		10.373	10.411	13.649	10.125	7.863
	1999				1,582,894	1,086,088	139,650	200,989	156,167		195,389	141,630	22,954	25,382	5,423		91,038	63,002	5,987	15,856	6,193		12.344	13.040	16.437	12.629	3.473
			Jan		1,488,227	1,012,974	130,763	191,766	152,724		180,185	129,502	20,094	20,539	10,050		62,647	42,602	4,386	9,040	6,619		12.107	12.784	15.367	10.710	6.580
			Feb		1,496,584	999,198	132,278	189,504	175,604		192,543	141,138	20,394	20,697	10,314		64,442	43,706	4,541	9,320	6,875		12.865	14.125	15.418	10.922	5.873
			Mar		1,484,465	1,016,744	130,644	186,230	150,847		195,635	143,267	20,170	22,019	10,179		67,740	45,696	5,013	9,977	7,054		13.179	14.091	15.439	11.824	6.748
			Apr		1,465,178	986,780	130,044	202,514	145,840		212,138	156,747	20,898	23,550	10,943		70,458	47,198	5,071	10,908	7,281		14.479	15.885	16.070	11.629	7.503
			May		1,468,750	989,933	130,684	199,908	148,225		212,399	156,018	21,690	24,371	10,320		70,813	47,768	5,150	11,084	6,811		14.461	15.760	16.597	12.191	6.962
			Jun		1,505,581	1,023,674	133,991	193,208	154,708		208,122	151,119	22,106	24,272	10,625		73,315	49,681	5,147	11,646	6,841		13.823	14.762	16.498	12.563	6.868
			Jul		1,472,306	992,054	133,433	197,695	149,124		210,563	152,258	22,446	25,431	10,428		73,656	50,014	5,260	11,426	6,956		14.302	15.348	16.822	12.864	6.993
			Aug		1,504,437	1,029,670	136,890	204,135	133,742		216,059	156,407	25,319	27,077	7,256		76,794	51,900	5,268	11,826	7,800		14.361	15.190	18.496	13.264	5.425
			Sep		1,557,117	1,061,021	138,789	211,165	146,142		208,629	152,990	20,750	27,831	7,058		76,212	52,801	5,227	11,709	6,475		13.398	14.419	14.951	13.180	4.830
			Oct		1,500,409	1,017,083	134,950	207,561	140,815		217,616	156,668	27,645	27,156	6,147		78,179	54,018	5,481	12,204	6,476		14.504	15.404	20.485	13.083	4.365
			Nov		1,552,097	1,055,223	144,617	208,055	144,202		226,743	166,025	26,954	28,522	5,242		81,400	56,670	5,481	12,590	6,659		14.609	15.734	18.638	13.709	3.635
			Dec		1,582,894	1,086,088	139,650	200,989	156,167		195,389	141,630	22,954	25,382	5,423		91,038	63,002	5,987	15,856	6,193		12.344	13.040	16.437	12.629	3.473
	2000				1,628,214	1,024,964	184,355	222,387	196,508		245,813	172,396	32,414	33,523	7,480		107,206	71,027	10,085	17,248	8,846		15.097	16.820	17.582	15.074	3.806
			Jan		1,512,969	1,031,360	139,530	199,659	142,420		203,177	146,458	24,054	26,725	5,940		94,044	65,822	6,081	16,079	6,062		13.429	14.200	17.239