24 LOANS OUTSTANDING FOR PRODUCTION AND HOUSEHOLD CONSUMPTION: UNIVERSAL AND COMMERCIAL BANKS 1,2                    
  as of end-periods indicated                              
  in million pesos                              
      Jan-18 Feb-18 Mar-18 Apr-18 May-18 Jun-18 Jul-18 Aug-18 Sep-18 Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 p
   
I. Residents  
  A. For Production by Economic Activity 6,301,697 6,381,843 6,477,086 6,598,468 6,677,843 6,787,346 6,862,361 6,953,852 7,047,068 7,140,057 7,213,721 7,400,125 7,279,921 7,251,538  
  1. Agriculture, Forestry and Fishing 162,686 163,226 161,662 164,262 165,348 168,408 172,968 174,087 186,086 189,830 190,892 192,216 192,153 194,555  
  2. Mining and Quarrying 50,008 50,330 52,531 51,005 51,926 50,678 49,978 49,705 49,001 52,550 51,910 53,926 53,725 53,507  
  3. Manufacturing 932,570 936,783 961,938 991,879 995,206 1,017,438 1,024,907 1,039,808 1,049,901 1,054,328 1,058,205 1,068,469 1,075,630 1,065,489  
  4. Electricity, Gas, Steam & Airconditioning Supply 829,139 842,586 843,523 840,547 841,189 852,910 853,759 878,925 896,311 919,618 910,233 929,456 927,434 922,175  
  5. Water Supply, Sewerage, Waste Mgnt and Remediation Activities 66,953 67,560 71,452 71,415 72,662 73,597 78,368 78,996 79,514 79,471 79,393 82,473 83,783 84,143  
  6. Construction 201,820 208,274 216,169 220,503 229,335 236,315 244,524 243,512 250,949 266,519 269,473 298,704 294,017 300,701  
  7. Wholesale & Retail Trade, Repair of Motor Vehicles and Motorcycles 969,765 976,458 985,959 1,022,305 1,034,001 1,058,237 1,075,271 1,086,307 1,089,455 1,107,654 1,132,918 1,159,976 1,126,872 1,119,047  
  8. Accomodation and Food Services Activities 144,308 144,234 146,752 128,446 130,588 131,495 136,719 140,172 145,906 148,288 149,836 152,521 151,194 150,797  
  9. Transportation and Storage 227,964 236,176 238,276 245,919 254,563 257,866 252,923 254,381 257,485 258,993 262,027 271,363 271,050 267,694  
  10. Information and Communication 281,162 283,102 285,406 290,085 300,614 305,182 302,526 303,556 305,274 305,451 309,802 316,403 311,592 302,516  
  11. Financial and Insurance Activities 590,797 604,210 596,194 624,963 658,155 666,224 700,729 735,316 737,973 764,639 766,486 787,383 747,524 738,555  
  12. Real Estate Activities 1,248,215 1,246,748 1,267,765 1,259,743 1,269,499 1,296,806 1,307,651 1,320,559 1,333,233 1,354,158 1,368,177 1,402,372 1,381,695 1,396,957  
  13. Professional, Scientific and Technical Activities 74,912 81,350 76,485 89,327 81,667 72,444 71,709 76,879 83,227 63,639 64,139 71,392 65,029 60,843  
  14. Administrative and Support Services Activities 29,917 30,765 30,245 31,875 33,435 34,017 34,369 33,192 32,481 32,218 34,524 36,222 32,781 36,233  
  15. Public Administration and Defense, Compulsory Social Security 132,695 133,143 132,618 132,956 131,966 130,503 130,342 129,564 129,229 129,701 132,417 136,068 136,182 135,077  
  16. Education 32,814 33,746 34,153 35,119 35,861 35,952 36,654 36,954 37,415 38,962 39,342 39,747 39,691 39,858  
  17. Human Health and Social Work Activities 55,004 55,906 56,505 56,712 50,064 51,685 52,491 53,239 54,293 54,918 54,945 55,609 56,170 57,320  
  18. Arts, Entertainment and Recreation 92,569 92,812 94,897 113,260 122,113 122,183 121,577 118,314 120,243 120,430 135,895 132,183 129,250 127,685  
  19. Other Community, Social & Personal Activities 102,409 120,358 148,031 150,754 143,465 145,191 133,941 118,712 126,690 115,996 117,486 127,994 119,406 114,192  
  20. Activities of Households as Employers, Undifferentiated Goods & Services 75,990 74,073 76,525 77,395 76,185 80,213 80,955 81,674 82,401 82,696 85,620 85,646 84,743 84,194  
  21. Activities of Extra-Territorial Organizations & Bodies .. .. .. .. .. .. .. .. .. .. .. .. .. ..  
   
  B. For Household Consumption 583,020 587,595 591,857 599,802 606,624 611,481 615,352 620,172 627,320 635,997 646,598 658,159 660,082 675,276  
  1. Credit Card 237,892 238,954 239,606 244,775 248,971 253,682 256,181 258,541 263,110 269,702 278,466 287,088 286,689 297,478  
  2. Motor Vehicle Loans 262,795 266,041 271,776 273,057 275,547 276,073 278,592 280,674 282,755 284,682 286,623 288,267 291,244 292,784  
  3. Salary-Based General Purpose Consumption Loans 69,524 69,578 69,023 69,679 70,295 69,947 68,246 68,550 69,408 69,168 68,761 67,750 69,431 70,870  
  4. Others 12,810 13,022 11,452 12,291 11,811 11,779 12,333 12,407 12,047 12,445 12,749 15,053 12,718 14,144  
   
  C. Under BSP RRP Arrangement 276,926 214,718 278,525 191,178 221,453 239,404 257,561 193,519 253,964 230,425 225,364 250,646 260,341 260,349  
   
  Total Loans Outstanding to Residents  
  Gross of RRPs 7,161,643 7,184,156 7,347,468 7,389,449 7,505,920 7,638,231 7,735,274 7,767,544 7,928,351 8,006,479 8,085,683 8,308,929 8,200,344 8,187,163  
  Net of RRPs 6,884,717 6,969,438 7,068,943 7,198,271 7,284,467 7,398,827 7,477,712 7,574,024 7,674,387 7,776,054 7,860,319 8,058,283 7,940,003 7,926,813  
   
II. Non-Residents 241,968 247,997 261,803 260,623 258,526 264,625 269,662 270,794 274,709 272,285 269,342 275,121 278,836 278,104  
   
III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of RRPs 7,403,610 7,432,153 7,609,270 7,650,072 7,764,446 7,902,856 8,004,936 8,038,338 8,203,060 8,278,764 8,355,025 8,584,051 8,479,180 8,465,267  
  Net of RRPs 7,126,685 7,217,435 7,330,745 7,458,894 7,542,993 7,663,452 7,747,374 7,844,818 7,949,096 8,048,339 8,129,661 8,333,405 8,218,839 8,204,918  
   
  Memo Items:  
  a. Loans to domestic banks' foreign offices 43,312 43,468 50,879 50,371 50,237 52,015 51,494 53,394 53,426 53,249 52,206 52,770 55,152 53,619  
  b. Interbank loans inclusive of loans to BSP 304,137 261,955 229,901 260,425 253,709 277,057 211,367 219,769 280,820 268,246 248,846 255,397 232,951 255,056  
  c. Loans and Receivables Arising form Repurchase Agreements, Certificates of Assignment  
  Participation with Recourse andSecurities Lending and Borrowing Transactions 3 76,187 68,436 106,270 92,727 78,577 99,432 85,224 94,188 121,468 121,159 125,175 125,562 85,201 70,831  
  Total Loans Outstanding (inclusive of memo items) 4 7,827,247 7,806,012 7,996,321 8,053,595 8,146,968 8,331,361 8,353,021 8,405,688 8,658,774 8,721,418 8,781,253 9,017,780 8,852,484 8,844,774  
                                   
   
1 Net of amortization  
2 Based on 2009 Philippine Standard Industrial Classification (PSIC). Compilation based on PSIC 2009 started only for reporting period ending June 2014, per BSP Memorandum No. M-2014-009.  
3 Excludes BSP RRP arrangement  
4 Sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Arrangement) and of all memo items  
p Preliminary  
.. No transaction  
  Details may not add up to totals due to rounding.  
                                   
24 LOANS OUTSTANDING FOR PRODUCTION AND HOUSEHOLD CONSUMPTION: UNIVERSAL AND COMMERCIAL BANKS 1,2                    
  share to total loans outstanding net of RRPs, in percent                              
  Jan-18 Feb-18 Mar-18 Apr-18 May-18 Jun-18 Jul-18 Aug-18 Sep-18 Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 p
I. Residents  
  A. For Production by Economic Activity 88.4 88.4 88.4 88.5 88.5 88.6 88.6 88.6 88.7 88.7 88.7 88.8 88.6 88.4  
  1. Agriculture, Forestry and Fishing 2.3 2.3 2.2 2.2 2.2 2.2 2.2 2.2 2.3 2.4 2.3 2.3 2.3 2.4  
  2. Mining and Quarrying 0.7 0.7 0.7 0.7 0.7 0.7 0.6 0.6 0.6 0.7 0.6 0.6 0.7 0.7  
  3. Manufacturing 13.1 13.0 13.1 13.3 13.2 13.3 13.2 13.3 13.2 13.1 13.0 12.8 13.1 13.0  
  4. Electricity, Gas, Steam & Airconditioning Supply 11.6 11.7 11.5 11.3 11.2 11.1 11.0 11.2 11.3 11.4 11.2 11.2 11.3 11.2  
  5. Water Supply, Sewerage, Waste Mgnt and Remediation Activities 0.9 0.9 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0  
  6. Construction 2.8 2.9 2.9 3.0 3.0 3.1 3.2 3.1 3.2 3.3 3.3 3.6 3.6 3.7  
  7. Wholesale & Retail Trade, Repair of Motor Vehicles and Motorcycles 13.6 13.5 13.4 13.7 13.7 13.8 13.9 13.8 13.7 13.8 13.9 13.9 13.7 13.6  
  8. Accomodation and Food Services Activities 2.0 2.0 2.0 1.7 1.7 1.7 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8  
  9. Transportation and Storage 3.2 3.3 3.3 3.3 3.4 3.4 3.3 3.2 3.2 3.2 3.2 3.3 3.3 3.3  
  10. Information and Communication 3.9 3.9 3.9 3.9 4.0 4.0 3.9 3.9 3.8 3.8 3.8 3.8 3.8 3.7  
  11. Financial and Insurance Activities 8.3 8.4 8.1 8.4 8.7 8.7 9.0 9.4 9.3 9.5 9.4 9.4 9.1 9.0  
  12. Real Estate Activities 17.5 17.3 17.3 16.9 16.8 16.9 16.9 16.8 16.8 16.8 16.8 16.8 16.8 17.0  
  13. Professional, Scientific and Technical Activities 1.1 1.1 1.0 1.2 1.1 0.9 0.9 1.0 1.0 0.8 0.8 0.9 0.8 0.7  
  14. Administrative and Support Services Activities 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4  
  15. Public Administration and Defense, Compulsory Social Security 1.9 1.8 1.8 1.8 1.7 1.7 1.7 1.7 1.6 1.6 1.6 1.6 1.7 1.6  
  16. Education 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5 0.5  
  17. Human Health and Social Work Activities 0.8 0.8 0.8 0.8 0.7 0.7 0.7 0.7 0.7 0.7 0.7 0.7 0.7 0.7  
  18. Arts, Entertainment and Recreation 1.3 1.3 1.3 1.5 1.6 1.6 1.6 1.5 1.5 1.5 1.7 1.6 1.6 1.6  
  19. Other Community, Social & Personal Activities 1.4 1.7 2.0 2.0 1.9 1.9 1.7 1.5 1.6 1.4 1.4 1.5 1.5 1.4  
  20. Activities of Households as Employers, Undifferentiated Goods & Services 1.1 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.1 1.0 1.0 1.0  
  21. Activities of Extra-Territorial Organizations & Bodies .. .. .. .. .. .. .. .. .. .. .. .. .. ..  
   
  B. For Household Consumption 8.2 8.1 8.1 8.0 8.0 8.0 7.9 7.9 7.9 7.9 8.0 7.9 8.0 8.2  
  1. Credit Card 3.3 3.3 3.3 3.3 3.3 3.3 3.3 3.3 3.3 3.4 3.4 3.4 3.5 3.6  
  2. Motor Vehicle Loans 3.7 3.7 3.7 3.7 3.7 3.6 3.6 3.6 3.6 3.5 3.5 3.5 3.5 3.6  
  3. Salary-Based General Purpose Consumption Loans 1.0 1.0 0.9 0.9 0.9 0.9 0.9 0.9 0.9 0.9 0.8 0.8 0.8 0.9  
  4. Others 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2  
   
II. Non-Residents 3.4 3.4 3.6 3.5 3.4 3.5 3.5 3.5 3.5 3.4 3.3 3.3 3.4 3.4  
   
III. Total Loans Outstanding to Residents and Non-Residents  
  Net of RRPs 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0  
                                   
24 LOANS OUTSTANDING FOR PRODUCTION AND HOUSEHOLD CONSUMPTION: UNIVERSAL AND COMMERCIAL BANKS 1,2                    
  year-on-year growth rates in percent                              
      Jan-18 Feb-18 Mar-18 Apr-18 May-18 Jun-18 Jul-18 Aug-18 Sep-18 Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 p
   
I. Residents  
  A. For Production by Economic Activity 18.0 18.6 18.2 19.6 19.3 19.2 19.7 19.1 17.4 18.7 17.2 15.8 15.5 13.6  
  1. Agriculture, Forestry and Fishing (11.7) (11.4) (8.4) (6.8) (8.3) (7.8) (7.1) (25.2) 0.5 1.4 1.2 17.7 18.1 19.2  
  2. Mining and Quarrying 56.1 53.2 8.0 6.5 10.4 6.3 5.6 4.8 2.3 10.0 10.1 15.3 7.4 6.3  
  3. Manufacturing 11.9 10.7 11.5 14.4 17.7 17.5 19.0 19.9 20.6 20.7 16.0 13.1 15.3 13.7  
  4. Electricity, Gas, Steam & Airconditioning Supply 24.8 28.5 23.8 17.5 11.6 10.3 9.7 12.0 10.7 11.9 11.0 11.9 11.9 9.4  
  5. Water Supply, Sewerage, Waste Mgnt and Remediation Activities 9.6 9.1 16.1 13.4 14.8 15.6 22.7 21.8 22.0 20.5 20.1 22.3 25.1 24.5  
  6. Construction 24.4 22.6 25.0 30.0 32.9 34.0 37.6 36.9 37.0 39.2 38.1 36.1 45.7 44.4  
  7. Wholesale & Retail Trade, Repair of Motor Vehicles and Motorcycles 13.0 18.5 18.0 22.7 23.4 25.2 25.6 24.5 22.7 19.8 19.7 15.5 16.2 14.6  
  8. Accomodation and Food Services Activities 14.9 15.0 16.3 1.2 2.6 1.1 4.9 5.5 7.8 9.8 10.6 5.8 4.8 4.6  
  9. Transportation and Storage 24.6 29.7 27.5 30.9 29.0 27.7 22.8 28.2 22.0 17.7 17.1 17.1 18.9 13.3  
  10. Information and Communication 52.6 28.8 28.5 24.6 22.4 23.8 21.6 17.9 17.3 12.3 12.3 14.2 10.8 6.9  
  11. Financial and Insurance Activities 15.1 15.3 15.6 27.1 31.3 31.1 35.9 37.2 31.1 31.9 29.4 30.5 26.5 22.2  
  12. Real Estate Activities 18.0 18.1 17.9 15.7 15.7 16.1 15.9 15.6 15.5 15.4 12.5 11.2 10.7 12.0  
  13. Professional, Scientific and Technical Activities 73.8 54.6 23.1 62.3 52.4 28.2 39.6 49.9 (4.5) 22.2 10.5 13.2 (13.2) (25.2)  
  14. Administrative and Support Services Activities (41.9) (40.0) (41.7) (43.5) (49.2) (52.8) (52.1) 12.0 (55.2) 6.3 11.7 13.0 9.6 17.8  
  15. Public Administration and Defense, Compulsory Social Security 29.5 28.2 29.6 29.6 29.8 23.2 28.7 27.6 27.5 28.2 32.0 1.6 2.6 1.5  
  16. Education 29.4 34.5 36.4 41.2 25.8 19.8 24.5 23.8 23.9 25.5 24.5 20.7 21.0 18.1  
  17. Human Health and Social Work Activities 8.0 8.9 9.3 11.0 2.4 3.1 3.7 5.4 5.7 5.2 3.2 2.6 2.1 2.5  
  18. Arts, Entertainment and Recreation 33.5 24.1 24.4 42.4 46.8 47.8 46.1 42.8 37.7 38.0 45.5 41.1 39.6 37.6  
  19. Other Community, Social & Personal Activities 38.9 49.5 81.7 81.1 75.3 95.5 70.2 6.2 (6.4) 17.1 16.1 11.3 16.6 (5.1)  
  20. Activities of Households as Employers, Undifferentiated Goods & Services 20.6 19.9 22.8 23.6 20.9 22.9 23.5 23.9 23.7 18.9 25.1 22.1 11.5 13.7  
  21. Activities of Extra-Territorial Organizations & Bodies  
   
  B. For Household Consumption 20.2 19.9 19.8 19.0 18.4 17.8 16.9 15.8 18.2 14.6 13.8 13.6 13.2 14.9  
  1. Credit Card 20.5 20.9 21.9 21.0 21.1 21.4 22.9 22.0 22.2 21.7 20.2 21.1 20.5 24.5  
  2. Motor Vehicle Loans 25.5 24.6 25.1 23.4 22.0 19.9 18.1 16.7 21.9 14.2 13.1 12.4 10.8 10.1  
  3. Salary-Based General Purpose Consumption Loans 6.4 6.9 3.7 4.3 4.0 5.0 (0.5) (1.1) (1.2) (0.9) (1.7) (3.7) (0.1) 1.9  
  4. Others 1.1 (5.3) (15.3) (8.8) (11.8) (12.7) (10.5) (9.6) (9.1) (12.1) (2.6) (0.3) (0.7) 8.6  
   
  C. Under BSP RRP Arrangement 5.2 (24.3) 25.5 18.3 (19.5) (14.4) (1.5) 1.9 (9.7) 11.7 (19.0) (7.6) (6.0) 21.3  
   
  Total Loans Outstanding to Residents  
  Gross of RRPs 17.6 16.7 18.6 19.5 17.6 17.6 18.7 18.3 16.3 18.2 15.5 14.8 14.5 14.0  
  Net of RRPs 18.2 18.7 18.4 19.6 19.3 19.1 19.5 18.8 17.4 18.4 16.9 15.7 15.3 13.7  
   
II. Non-Residents 46.8 49.9 22.8 30.5 22.0 20.6 21.2 20.7 22.7 12.0 13.1 16.1 15.2 12.1  
   
III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of RRPs 18.4 17.6 18.8 19.9 17.7 17.7 18.7 18.4 16.5 17.9 15.4 14.8 14.5 13.9  
  Net of RRPs 19.0 19.5 18.5 19.9 19.3 19.1 19.6 18.9 17.6 18.1 16.8 15.7 15.3 13.7  
                                   
   
Year-on-year growth cannot be derived. Data series started only in June 2014.