LOANS OUTSTANDING OF UNIVERSAL BANKS/COMMERCIAL BANKS  (Monthly)1                                                                         
     as of periods indicated                                                                                
                                                                                   
              (in million pesos)                             Growth Rates (%)
    Jan-09 Feb-09 Mar-09 Apr-09 May-09 Jun-09 Jul-09 Aug-09 Sep-09 Oct-09 Nov-09 Dec-09   Jan-10 Feb-10 Mar-10 Apr-10 May-10 Jun-10   Jan 09/ Jan 08 Feb 09/ Feb 08 Mar 09/ Mar 08 Apr 09/ Apr 08 May 09/ May 08 Jun 09/ Jun 08 Jul 09/ Jul 08 Aug 09/ Aug 08 Sept 09/ Sept 08 Oct 09/ Oct 08 Nov 09/ Nov 08 Dec 09/ Dec 08   Jan 10/ Jan 09 Feb 10/ Feb 09 Mar 10/ Mar 09 Apr 10/ Apr 09 May 10/ May 09 Jun 10/ Jun 09  
                                                                                   
  A.  For Production by Economic Activity    1,783,212 1,760,380 1,773,045 1,786,185 1,780,410 1,788,980 1,729,516 1,738,913 1,765,114 1,790,643 1,840,651 1,921,667 1,862,047 1,862,680 1,859,061 1,899,614 1,920,714 1,956,030 22.0 20.0 18.8 18.1 17.1 14.4 8.1 5.7 5.2 4.2 6.7 9.9 4.4 5.8 4.9 6.4 7.9 9.3  
         1.  Agriculture, Hunting & Forestry 2 292,661 292,937 297,260 298,257 305,628 293,647 279,752 300,007 286,986 303,775 308,419 333,787 319,965 320,189 305,009 310,142 308,979 332,850 44.6 45.6 72.4 33.6 42.0 38.7 17.7 30.1 8.3 8.8 18.0 7.9 9.3 9.3 2.6 4.0 1.1 13.4  
         2.  Fishing 4,514 4,592 3,327 3,127 4,401 4,624 4,612 3,201 3,553 3,573 3,685 3,460 3,280 3,567 3,578 4,715 4,494 3,212 -33.9 -33.3 -12.5 21.2 51.5 30.8 32.5 -11.9 -7.5 -4.8 -3.7 -12.0 -27.3 -22.3 7.5 50.8 2.1 -30.5  
         3.  Mining and Quarrying 5,553 5,353 4,564 7,205 5,532 5,627 4,534 4,353 7,138 4,368 4,670 5,237 8,681 8,740 10,123 10,323 6,744 7,081 -36.8 -41.6 -60.1 -11.1 15.8 2.3 -14.3 -24.2 20.1 -42.0 -33.9 -24.0 56.3 63.3 121.8 43.3 21.9 25.8  
         4.  Manufacturing 368,174 339,772 362,475 371,525 347,527 339,048 292,950 304,630 319,824 325,090 325,553 327,010 311,053 318,054 326,606 339,846 355,296 357,869 2.3 -7.5 0.1 3.4 -6.3 -12.6 -26.8 -23.3 -20.5 -19.0 -16.7 -16.7 -15.5 -6.4 -9.9 -8.5 2.2 5.6  
         5.  Electricity, Gas & Water 145,948 144,541 138,336 137,986 139,584 127,514 137,243 134,939 142,594 140,530 141,446 144,244 145,454 147,413 145,819 146,188 156,758 157,702 18.5 11.2 31.5 34.6 35.5 28.3 23.7 18.7 40.3 26.8 19.8 28.1 -0.3 2.0 5.4 5.9 12.3 23.7  
         6.  Construction 28,120 26,309 25,140 23,323 21,315 23,799 22,955 22,824 24,939 23,623 24,794 25,046 27,076 25,947 26,932 28,075 27,187 28,250 12.6 3.5 6.0 -5.5 -32.8 -12.5 -18.7 -21.7 -18.3 -19.0 -4.5 -27.4 -3.7 -1.4 7.1 20.4 27.5 18.7  
         7.  Wholesale & Retail Trade 214,205 205,558 201,692 201,834 200,268 228,208 217,033 211,988 212,755 214,986 228,261 239,290 227,721 223,598 227,219 236,543 244,755 241,618 24.1 20.8 -14.2 -4.0 1.3 3.6 14.4 -15.3 -10.6 -5.9 -2.0 4.6 6.3 8.8 12.7 17.2 22.2 5.9  
         8.  Transportation, Storage & Communication 107,263 109,477 121,164 129,137 122,438 133,368 142,083 129,176 147,871 138,288 143,310 150,046 148,884 146,675 152,405 154,984 151,278 139,363 77.6 83.1 22.2 68.2 45.9 59.0 61.8 27.4 42.0 26.7 23.7 85.2 38.8 34.0 25.8 20.0 23.6 4.5  
         9.  Financial Intermediation 165,776 182,742 171,331 157,606 170,583 159,381 151,640 144,714 138,885 143,992 151,386 189,936 177,098 172,889 161,457 156,330 149,271 172,251 -5.4 12.3 17.1 5.0 32.4 19.4 10.6 15.3 10.3 19.9 14.9 45.5 6.8 -5.4 -5.8 -0.8 -12.5 8.1  
        10. Real Estate, Renting & Bus. Services 275,651 269,031 271,908 276,784 281,227 292,992 288,167 293,968 291,860 290,802 304,603 317,592 311,085 315,677 321,094 329,287 327,481 332,140 36.1 31.7 45.7 36.8 26.5 27.6 19.5 25.5 21.5 14.0 12.1 12.3 12.9 17.3 18.1 19.0 16.4 13.4  
        11.  Public Administration and Defense 58,162 61,814 54,303 52,074 61,413 55,817 60,837 63,276 56,387 68,924 70,698 66,314 67,772 67,726 64,998 70,935 70,901 68,270 54.6 67.5 -3.6 -5.5 15.4 6.7 15.2 17.5 11.0 32.4 34.2 25.8 16.5 9.6 19.7 36.2 15.4 22.3  
        12.  Education 10,348 11,532 11,413 10,077 10,192 10,142 10,336 9,649 9,862 10,187 10,015 9,825 10,724 11,053 11,035 11,984 10,588 10,453 18.8 27.6 -8.6 -6.2 -1.4 0.8 -1.3 -9.6 -8.5 -10.1 -3.9 -5.0 3.6 -4.2 -3.3 18.9 3.9 3.1  
        13.  Health and Social Work 7,970 9,933 10,209 10,230 10,279 10,975 11,123 10,433 10,054 9,837 9,484 10,527 10,695 11,042 11,192 11,436 11,222 11,193 25.0 50.0 41.9 29.0 38.9 35.8 33.1 22.7 2.9 -2.5 -2.2 25.9 34.2 11.2 9.6 11.8 9.2 2.0  
        14.  Other Community, Social & Personal Services 78,360 76,505 78,903 86,848 80,862 79,889 81,910 81,225 85,489 85,606 86,721 71,131 63,563 60,376 61,466 58,401 65,124 62,062 34.3 21.4 43.1 37.3 13.1 8.2 19.2 26.8 21.0 8.6 20.6 -2.0 -18.9 -21.1 -22.1 -32.8 -19.5 -22.3  
        15.  Undifferentiated Production Activities of Private Households  0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0  
                   and Other Unclassified Loans  
        16.  Hotels and Restaurants 20,507 20,284 21,020 20,172 19,161 23,949 24,341 24,530 26,917 27,062 27,606 28,222 28,996 29,734 30,128 30,425 30,636 31,716 46.9 45.5 34.3 27.1 13.7 45.6 40.3 41.5 47.0 31.5 29.8 34.1 41.4 46.6 43.3 50.8 59.9 32.4  
   
  B.  For Household Consumption    155,996 154,992 155,108 155,927 159,144 159,789 159,693 160,494 168,688 167,882 169,990 176,616 175,495 173,530 172,532 176,590 175,526 180,490 16.4 15.2 11.1 13.5 9.6 7.2 8.2 5.3 6.9 3.9 3.8 11.0 12.5 12.0 11.2 13.3 10.3 13.0  
         1.  Credit Card 104,142 102,675 101,886 103,302 104,165 104,898 104,088 105,212 110,007 108,141 109,426 114,979 114,096 111,100 109,643 111,948 109,953 113,705 17.2 14.7 8.8 7.5 6.9 5.4 3.3 3.1 7.1 3.6 3.8 6.5 9.6 8.2 7.6 8.4 5.6 8.4  
         2.  Auto Loans 35,633 36,123 37,443 37,116 38,341 38,074 39,314 40,148 43,358 44,320 45,326 45,446 46,149 47,021 47,598 48,863 49,810 50,945 29.3 31.0 35.4 59.7 48.2 19.3 32.1 21.2 29.1 23.4 25.0 27.8 29.5 30.2 27.1 31.6 29.9 33.8  
         3.  Others 16,221 16,194 15,779 15,509 16,638 16,817 16,291 15,134 15,323 15,421 15,238 16,191 15,250 15,409 15,291 15,779 15,763 15,840 -7.9 -7.2 -14.0 -14.0 -24.1 -4.3 -4.4 -12.2 -28.7 -27.4 -30.9 4.0 -6.0 -4.8 -3.1 1.7 -5.3 -5.8  
  162157  $ 154,885  
  C.  Under RRPs Arrangement 117,074 187,523 249,581 125,599 151,620 248,106 149,990 162,157 198,238 184,214 212,932 232,157 163,781 194,075 130,203 123,568 154,885 180,118 -33.2 21.3 28.1 -34.8 -38.8 -9.4 -38.8 -21.6 8.6 -16.1 -24.4 0.9 39.9 3.5 -47.8 -1.6 2.2 -27.4  
            TOTAL Loans Outstanding to Residents 152,620  
                   Gross of RRPs 2,056,282 2,102,895 2,177,734 2,067,711 2,091,174 2,196,875 2,039,199 2,061,564 2,132,040 2,142,739 2,223,573 2,330,440 2,201,323 2,230,285 2,161,796 2,199,772 2,251,125 2,316,638 16.1 19.8 19.2 12.2 9.3 10.6 2.4 2.8 5.7 2.1 2.4 9.0 7.1 6.1 -0.7 6.4 7.6 5.5  
                   Net of RRPs 1,939,208 1,915,372 1,928,153 1,942,112 1,939,554 1,948,769 1,889,209 1,899,407 1,933,802 1,958,525 2,010,641 2,098,283 2,037,542 2,036,210 2,031,593 2,076,204 2,096,240 2,136,520 21.5 19.6 18.1 17.7 16.4 13.8 8.1 5.6 5.4 4.2 6.4 10.0 5.1 6.3 5.4 6.9 8.1 9.6  
  D.  Non-Resident  3 47,083 48,255 51,427 46,914 41,070 41,054 40,859 41,717 46,246 49,896 49,112 48,454 48,103 48,010 46,789 45,636 45,375 43,851 178.1 115.4 87.7 42.6 39.5 19.4 32.3 28.5 12.4 10.7 2.2 -0.5 -9.0 -2.7 10.5 6.8  
   
   TOTAL LOANS OUTSTANDING  
                   Gross of RRPs 2,103,365 2,151,150 2,229,161 2,114,625 2,132,244 2,237,929 2,080,058 2,103,281 2,178,286 2,192,635 2,272,685 2,378,894 2,249,426 2,278,295 2,208,585 2,245,408 2,296,500 2,360,489 18.8 22.5 20.8 13.4 10.2 11.1 2.9 3.1 6.1 2.6 2.6 9.1 6.9 5.9 -0.9 6.2 7.7 5.5  
                   Net of RRPs 1,986,291 1,963,627 1,979,580 1,989,026 1,980,624 1,989,823 1,930,068 1,941,124 1,980,048 2,008,421 2,059,753 2,146,737 2,085,645 2,084,220 2,078,382 2,121,840 2,141,615 2,180,371 24.5 22.6 19.9 19.0 17.3 14.3 8.7 5.9 5.9 4.7 6.6 10.0 5.0 6.1 5.0 6.7 8.1 9.6  
                                                                                   
  r  Revisions largely  involved classification.                                                                                
  * Embargo until press release on 15 January 2010.                                                                                
  r  Revised                                                                                
  1 The old series covered all Other Depository Corporations that included, apart from universal/commercial banks, thrift banks and rural banks.                         180,118                                          
  2 Data may include loans to sectors integrated with agriculture such as trading of agricultural and fishery products and manufacturing of agri-and fishery-based commodities.                                                              
  3 In the old series, loans to nonresidents were lodged together with those of residents and classified according to economic sector. Since the old database did not provide for a separate category on loans                                                         
               to nonresidents, the 2007 data of the present series were based on the reports of a few banks which could readily identify and estimate the nonresident account.                                                              
  * EMBARGO until press release on 3 June 2009.                                                                                
  * Embargo until press release on 6 August 2010.                                                                                 
    Source:  FRP                                                                                 
  8/6/10 2:31 PM