LOANS OUTSTANDING FOR PRODUCTION AND CONSUMER LOANS: UNIVERSAL AND COMMERCIAL BANKS 1
as of periods indicated
			LEVELS				Y-O-Y CHANGE		SHARE TO TOTAL LOANS OUTSTANDING NET OF RRPS
			(in million pesos)				(in percent)		(in percent)
			Oct-19	Nov-19	Oct-20	Nov-20 p	Oct-20	Nov-20 p	Oct-19	Nov-19	Oct-20	Nov-20 p
I.   Residents
	A. For Production by Economic Activity		7,672,210	7,800,083	7,822,095	7,841,256	2.0	0.5	87.2	87.2	87.3	87.3
	1.	Agriculture, Forestry and Fishing	206,744	215,523	206,945	206,793	0.1	-4.1	2.4	2.4	2.3	2.3
	2.	Mining and Quarrying	46,069	46,309	44,523	43,882	-3.4	-5.2	0.5	0.5	0.5	0.5
	3.	Manufacturing	1,035,499	1,034,167	992,522	990,818	-4.2	-4.2	11.8	11.6	11.1	11.0
	4.	Electricity, Gas, Steam & Air-conditioning Supply	967,712	979,530	1,007,184	1,006,245	4.1	2.7	11.0	10.9	11.2	11.2
	5.	Water Supply, Sewerage, Waste Mgnt and Remediation Activities	94,720	103,049	105,410	102,757	11.3	-0.3	1.1	1.2	1.2	1.1
	6.	Construction	343,576	347,912	351,796	350,401	2.4	0.7	3.9	3.9	3.9	3.9
	7.	Wholesale & Retail Trade, Repair of Motor Vehicles and Motorcycles	1,141,371	1,157,212	1,090,862	1,088,198	-4.4	-6.0	13.0	12.9	12.2	12.1
	8.	Accommodation and Food Service  Activities	144,970	149,207	158,670	159,213	9.5	6.7	1.6	1.7	1.8	1.8
	9.	Transportation and Storage	273,583	275,242	297,966	297,487	8.9	8.1	3.1	3.1	3.3	3.3
	10.	Information and Communication	338,600	342,493	362,524	364,684	7.1	6.5	3.8	3.8	4.0	4.1
	11.	Financial and Insurance Activities	853,822	883,957	821,132	854,903	-3.8	-3.3	9.7	9.9	9.2	9.5
	12.	Real Estate Activities	1,605,048	1,631,669	1,716,829	1,716,228	7.0	5.2	18.2	18.2	19.2	19.1
	13.	Professional, Scientific and Technical Services	45,793	53,462	35,699	51,904	-22.0	-2.9	0.5	0.6	0.4	0.6
	14.	Administrative and Support Services Activities	35,749	37,547	35,222	34,969	-1.5	-6.9	0.4	0.4	0.4	0.4
	15.	Public Administration and Defense, Compulsory Social Security	139,477	141,091	140,459	142,717	0.7	1.2	1.6	1.6	1.6	1.6
	16.	Education	41,624	42,078	41,697	40,768	0.2	-3.1	0.5	0.5	0.5	0.5
	17.	Human Health and Social Work Activities	58,247	58,775	84,842	85,426	45.7	45.3	0.7	0.7	0.9	1.0
	18.	Arts, Entertainment and Recreation	145,221	145,993	150,625	151,392	3.7	3.7	1.7	1.6	1.7	1.7
	19.	Other Service Activities	76,052	75,576	90,683	66,271	19.2	-12.3	0.9	0.8	1.0	0.7
	20.	Activities of Private Households as Employers and Undifferentiated Goods & Services and Producing Activities of Households for Own Use	78,334	79,291	86,506	86,199	10.4	8.7	0.9	0.9	1.0	1.0
	21.	Activities of Extra-Territorial Organizations & Bodies	0	0	0	0	-	-	0	0	0	0
	B. For Consumer Loans 2		805,934	818,408	869,630	876,209	7.9	7.1	9.2	9.1	9.7	9.8
	1.	Credit Card	343,015	352,358	407,038	415,504	18.7	17.9	3.9	3.9	4.5	4.6
	2.	Motor Vehicle Loans	371,613	375,666	366,638	363,423	-1.3	-3.3	4.2	4.2	4.1	4.0
	3.	Salary-Based General Purpose Consumption Loan	74,495	73,622	80,544	81,759	8.1	11.1	0.8	0.8	0.9	0.9
	4.	Others	16,812	16,761	15,410	15,522	-8.3	-7.4	0.2	0.2	0.2	0.2
	C. Under BSP RRP Arrangement		234,602	255,683	265,314	265,156	13.1	3.7
	Total Loans Outstanding to Residents
		Gross of RRPs	8,712,746	8,874,174	8,957,038	8,982,621	2.8	1.2
		Net of RRPs	8,478,144	8,618,491	8,691,725	8,717,464	2.5	1.1
II.   Non-Residents			318,816	331,589	264,523	260,740	-17.0	-21.4	3.6	3.7	3.0	2.9
lll.  Total Loans Outstanding to Residents and Non-Residents
		Gross of RRPs	9,031,561	9,205,763	9,221,561	9,243,361	2.1	0.4
		Net of RRPs	8,796,959	8,950,080	8,956,247	8,978,204	1.8	0.3	100.0	100.0	100.0	100.0
	Memo Items:
	a. Loans to domestic banks' foreign offices		61,983	67,889	60,882	67,072
	b. Interbank loans inclusive of loans to BSP		287,383	253,435	329,410	296,729
	c. Loans and Receivables Arising form Repurchase Agreements, Certificates of Assignment
	Participation with Recourse  andSecurities Lending and Borrowing Transactions 3		87,577	92,755	55,276	66,054
	Total Loans Outstanding (inclusive of memo items) 4		9,468,504	9,619,842	9,667,129	9,673,215
1	Net of amortization. Based on 2009 Philippine Standard Industrial Classification (PSIC).
2	Excludes Residential Real Estate Loans (RREL)
3	Excludes BSP RRP arrangement
4	Sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Arrangement) and of all memo items
p	Preliminary
-	Not Available
	Note : Prepared on 7 January 2021