LOANS OUTSTANDING FOR PRODUCTION AND CONSUMER LOANS: UNIVERSAL AND COMMERCIAL BANKS 1
in million pesos
			LEVELS				Y-O-Y CHANGE		SHARE TO TOTAL LOANS OUTSTANDING NET OF RRPS
			(as of end-period)				(in percent)		(in percent)
			Jul-23	Aug-23	Jul-24 r	Aug-24	Jul-24 r	Aug-24	Jul-23	Aug-23	Jul-24 r	Aug-24
I.   Residents
	A. For Production by Economic Activity		9,538,916	9,575,371	10,374,219	10,473,808	8.8	9.4	86.7	86.5	85.4	85.5
	1.	Agriculture, Forestry and Fishing	214,263	203,703	220,502	225,847	2.9	10.9	1.9	1.8	1.8	1.8
	2.	Mining and Quarrying	42,479	43,048	53,303	52,387	25.5	21.7	0.4	0.4	0.4	0.4
	3.	Manufacturing	1,161,566	1,165,376	1,272,240	1,279,378	9.5	9.8	10.6	10.5	10.5	10.4
	4.	Electricity, Gas, Steam & Air-conditioning Supply	1,225,547	1,222,277	1,300,921	1,308,277	6.2	7.0	11.1	11.0	10.7	10.7
	5.	Water Supply, Sewerage, Waste Management and Remediation Activities	147,102	133,569	194,361	193,516	32.1	44.9	1.3	1.2	1.6	1.6
	6.	Construction	443,819	441,910	490,667	482,421	10.6	9.2	4.0	4.0	4.0	3.9
	7.	Wholesale & Retail Trade, Repair of Motor Vehicles and Motorcycles	1,269,585	1,265,349	1,393,270	1,400,413	9.7	10.7	11.5	11.4	11.5	11.4
	8.	Accommodation and Food Service  Activities	150,403	146,114	163,614	164,087	8.8	12.3	1.4	1.3	1.3	1.3
	9.	Transportation and Storage	378,007	377,747	464,831	466,124	23.0	23.4	3.4	3.4	3.8	3.8
	10.	Information and Communication	621,200	626,738	654,641	658,287	5.4	5.0	5.6	5.7	5.4	5.4
	11.	Financial and Insurance Activities	992,766	1,033,308	965,160	1,015,038	-2.8	-1.8	9.0	9.3	7.9	8.3
	12.	Real Estate Activities	2,194,584	2,206,252	2,474,720	2,497,956	12.8	13.2	20.0	19.9	20.4	20.4
	13.	Professional, Scientific and Technical Services	40,553	40,660	46,275	49,609	14.1	22.0	0.4	0.4	0.4	0.4
	14.	Administrative and Support Services Activities	41,827	41,908	46,379	46,987	10.9	12.1	0.4	0.4	0.4	0.4
	15.	Public Administration and Defense, Compulsory Social Security	168,773	179,607	201,783	203,969	19.6	13.6	1.5	1.6	1.7	1.7
	16.	Education	30,943	30,701	30,277	30,166	-2.2	-1.7	0.3	0.3	0.2	0.2
	17.	Human Health and Social Work Activities	99,981	99,257	97,848	97,524	-2.1	-1.7	0.9	0.9	0.8	0.8
	18.	Arts, Entertainment and Recreation	167,465	169,429	193,878	193,975	15.8	14.5	1.5	1.5	1.6	1.6
	19.	Other Service Activities	82,347	81,655	94,926	92,888	15.3	13.8	0.7	0.7	0.8	0.8
	20.	Activities of Households as Employers and Undifferentiated Goods-and Services-Producing Activities of Households for Own Use	65,706	66,764	14,625	14,958	-77.7	-77.6	0.6	0.6	0.1	0.1
	21.	Activities of Extra-Territorial Organizations & Bodies	0	0	0	0	--	--	0.0	0.0	0.0	0.0
	B. For Consumer Loans 2		1,146,236	1,170,846	1,424,472	1,447,860	24.3	23.7	10.4	10.6	11.7	11.8
	1.	Credit Card	632,084	649,289	810,432	827,431	28.2	27.4	5.7	5.9	6.7	6.8
	2.	Motor Vehicle Loans	354,403	360,114	424,925	429,587	19.9	19.3	3.2	3.3	3.5	3.5
	3.	Salary-Based General Purpose Consumption Loan	131,835	132,832	153,613	154,567	16.5	16.4	1.2	1.2	1.3	1.3
	4.	Others	27,914	28,612	35,502	36,274	27.2	26.8	0.3	0.3	0.3	0.3
	C. Under BSP Reverse Repurchase (RRP) Agreements		357,200	383,775	301,741	265,055	-15.5	-30.9
	Total Loans Outstanding to Residents
		Gross of RRPs	11,042,352	11,129,992	12,100,432	12,186,723	9.6	9.5
		Net of RRPs	10,685,152	10,746,217	11,798,691	11,921,668	10.4	10.9
II.   Nonresidents			314,661	324,301	343,683	329,075	9.2	1.5	2.9	2.9	2.8	2.7
lll.  Total Loans Outstanding to Residents and Nonresidents
		Gross of RRPs	11,357,013	11,454,293	12,444,115	12,515,798	9.6	9.3
		Net of RRPs	10,999,813	11,070,518	12,142,374	12,250,743	10.4	10.7	100.0	100.0	100.0	100.0
	Memo Items:
	a. Loans of domestic banks' foreign offices		93,312	81,226	91,977	97,332
	b. Interbank loans inclusive of loans to BSP		311,379	348,927	402,936	378,149
	c. Loans and Receivables Arising from Repurchase Agreements, Certificates of Assignment/
	Participation with Recourse and Securities Lending and Borrowing Transactions 3		134,504	124,854	205,650	217,142
	Total Loans Outstanding (inclusive of memo items) 4		11,896,208	12,009,300	13,144,678	13,208,422
1	Net of amortization. Based on 2009 Philippine Standard Industrial Classification (PSIC).
2	Excludes Residential Real Estate Loans (RREL)
3	Excludes BSP RRP Agreements
4	Sum of Total Loans Outstanding to Residents and Nonresidents (Gross of BSP RRP Agreements) and of all memo items
r	Revised
--	Undefined or indeterminate
	Note : Prepared on 4 October 2024