18 MOTOR VEHICLE LOANS
 
 
Universal and Commercial Banking System 
as of end of periods indicated
in billion pesos
 
           
  Mar-20 Jun-20 Sep-20 Dec-20  
           
  Motor Vehicle Loans (MVL) 557.143 551.289 523.620 505.275  
  Performing 533.080 522.630 471.122 449.615  
  Non-Performing 24.063 28.659 52.498 55.659  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 10,512.843 10,259.989 10,063.753 10,261.676  
  Total Non-Performing Loans (NPL) 226.409 252.191 347.363 365.126  
  MVL to TLP (%)                        5.30                        5.37                        5.20                        4.92  
  Non-Performing MVL to Total NPL (%)                     10.63                     11.36                     15.11                     15.24  
  Non-Performing MVL to TLP (%)                        0.23                        0.28                        0.52                        0.54  
  Non-Performing MVL to MVL (%)                        4.32                        5.20                     10.03                     11.02  
   
  Bank Proper  
  Motor Vehicle Loans (MVL) 389.540 386.289 368.029 356.011  
  Performing 372.850 365.083 329.044 313.423  
  Non-Performing 16.690 21.206 38.985 42.588  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 9,832.248 9,589.289 9,406.657 9,624.064  
  Total Non-Performing Loans (NPL) 187.980 212.283 286.877 308.832  
  MVL to TLP (%)                        3.96                        4.03                        3.91                        3.70  
  Non-Performing MVL to Total NPL (%)                        8.88                        9.99                     13.59                     13.79  
  Non-Performing MVL to TLP (%)                        0.17                        0.22                        0.41                        0.44  
  Non-Performing MVL to MVL (%)                        4.28                        5.49                     10.59                     11.96  
   
  Subsidiaries 1/  
  Motor Vehicle Loans (MVL) 167.603 165.000 155.592 149.263  
  Performing 160.230 157.547 142.078 136.192  
  Non-Performing 7.372 7.453 13.514 13.071  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 680.596 670.700 657.096 637.612  
  Total Non-Performing Loans (NPL) 38.428 39.909 60.486 56.294  
  MVL to TLP (%)                     24.63                     24.60                     23.68                     23.41  
  Non-Performing MVL to Total NPL (%)                     19.18                     18.68                     22.34                     23.22  
  Non-Performing MVL to TLP (%)                        1.08                        1.11                        2.06                        2.05  
  Non-Performing MVL to MVL (%)                        4.40                        4.52                        8.69                        8.76  
                     
1/ Inclusive of thrift bank subsidiaries of universal and commercial banks
Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 11 May 2020