18 MOTOR VEHICLE LOANS
 
 
Universal and Commercial Banking System 
as of end of periods indicated
in billion pesos
 
           
  Mar-21 Jun-21 Sep-21  
         
  Motor Vehicle Loans (MVL) 491.414 464.614 441.256  
  Performing 431.059 406.513 385.589  
  Non-Performing 60.355 58.102 55.667  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 10,038.147 10,141.548 10,261.639  
  Total Non-Performing Loans (NPL) 416.060 449.690 448.440  
  MVL to TLP (%)                        4.90                        4.58                        4.30  
  Non-Performing MVL to Total NPL (%)                     14.51                     12.92                     12.41  
  Non-Performing MVL to TLP (%)                        0.60                        0.57                        0.54  
  Non-Performing MVL to MVL (%)                     12.28                     12.51                     12.62  
   
  Bank Proper  
  Motor Vehicle Loans (MVL) 347.682 327.744 310.772  
  Performing 299.599 281.019 265.087  
  Non-Performing 48.083 46.725 45.684  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 9,412.861 9,527.328 9,668.389  
  Total Non-Performing Loans (NPL) 362.039 397.178 400.649  
  MVL to TLP (%)                        3.69                        3.44                        3.21  
  Non-Performing MVL to Total NPL (%)                     13.28                     11.76                     11.40  
  Non-Performing MVL to TLP (%)                        0.51                        0.49                        0.47  
  Non-Performing MVL to MVL (%)                     13.83                     14.26                     14.70  
   
  Subsidiaries 1/  
  Motor Vehicle Loans (MVL) 143.732 136.870 130.484  
  Performing 131.459 125.494 120.502  
  Non-Performing 12.273 11.376 9.982  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 625.285 614.220 593.250  
  Total Non-Performing Loans (NPL) 54.022 52.513 47.791  
  MVL to TLP (%)                     22.99                     22.28                     21.99  
  Non-Performing MVL to Total NPL (%)                     22.72                     21.66                     20.89  
  Non-Performing MVL to TLP (%)                        1.96                        1.85                        1.68  
  Non-Performing MVL to MVL (%)                        8.54                        8.31                        7.65  
                   
1/ Inclusive of thrift bank subsidiaries of universal and commercial banks
Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 23 December 2021