19 CREDIT CARD RECEIVABLES
 
 
Universal and Commercial Banking System 
as of end of periods indicated
in billion pesos
 
           
  Mar-21 Jun-21 Sep-21  
         
  Credit Card Receivables (CCR)               400.209               402.243               404.396  
  Performing               366.279               367.895               372.251  
  Non-Performing                  33.930                  34.348                  32.144  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)        10,038.147        10,141.548        10,261.639  
  Total Non-Performing Loans (NPL)               416.060               449.690               448.440  
  CCR to TLP (%)                        3.99                        3.97                        3.94  
  Non-Performing CCR to Total NPL (%)                        8.16                        7.64                        7.17  
  Non-Performing CCR to TLP (%)                        0.34                        0.34                        0.31  
  Non-Performing CCR to CCR (%)                        8.48                        8.54                        7.95  
   
  Bank Proper  
  Credit Card Receivables (CCR)               398.055               400.147               402.407  
  Performing               364.497               366.213               370.685  
  Non-Performing                  33.558                  33.934                  31.722  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)           9,412.861           9,527.328           9,668.389  
  Total Non-Performing Loans (NPL)               362.039               397.178               400.649  
  CCR to TLP (%)                        4.23                        4.20                        4.16  
  Non-Performing CCR to Total NPL (%)                        9.27                        8.54                        7.92  
  Non-Performing CCR to TLP (%)                        0.36                        0.36                        0.33  
  Non-Performing CCR to CCR (%)                        8.43                        8.48                        7.88  
   
  Subsidiaries 1/  
  Credit Card Receivables (CCR)                     2.154                     2.096                     1.989  
  Performing                     1.782                     1.682                     1.566  
  Non-Performing                     0.372                     0.414                     0.423  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)               625.285               614.220               593.250  
  Total Non-Performing Loans (NPL)                  54.022                  52.513                  47.791  
  CCR to TLP (%)                        0.34                        0.34                        0.34  
  Non-Performing CCR to Total NPL (%)                        0.69                        0.79                        0.88  
  Non-Performing CCR to TLP (%)                        0.06                        0.07                        0.07  
  Non-Performing CCR to CCR (%)                     17.26                     19.74                     21.25  
                   
1/ Inclusive of thrift bank subsidiaries of universal and commercial banks
Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 23 December 2021