19 CREDIT CARD RECEIVABLES
 
 
Universal and Commercial Banking System 
as of end of periods indicated
in billion pesos
 
           
  Mar-21 Jun-21  
       
  Credit Card Receivables (CCR)               400.209               402.243  
  Performing               366.279               367.895  
  Non-Performing                  33.930                  34.348  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)        10,038.147        10,141.548  
  Total Non-Performing Loans (NPL)               416.060               449.690  
  CCR to TLP (%)                        3.99                        3.97  
  Non-Performing CCR to Total NPL (%)                        8.16                        7.64  
  Non-Performing CCR to TLP (%)                        0.34                        0.34  
  Non-Performing CCR to CCR (%)                        8.48                        8.54  
   
  Bank Proper  
  Credit Card Receivables (CCR)               398.055               400.147  
  Performing               364.497               366.213  
  Non-Performing                  33.558                  33.934  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)           9,412.861           9,527.328  
  Total Non-Performing Loans (NPL)               362.039               397.178  
  CCR to TLP (%)                        4.23                        4.20  
  Non-Performing CCR to Total NPL (%)                        9.27                        8.54  
  Non-Performing CCR to TLP (%)                        0.36                        0.36  
  Non-Performing CCR to CCR (%)                        8.43                        8.48  
   
  Subsidiaries 1/  
  Credit Card Receivables (CCR)                     2.154                     2.096  
  Performing                     1.782                     1.682  
  Non-Performing                     0.372                     0.414  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)               625.285               614.220  
  Total Non-Performing Loans (NPL)                  54.022                  52.513  
  CCR to TLP (%)                        0.34                        0.34  
  Non-Performing CCR to Total NPL (%)                        0.69                        0.79  
  Non-Performing CCR to TLP (%)                        0.06                        0.07  
  Non-Performing CCR to CCR (%)                     17.26                     19.74  
                 
1/ Inclusive of thrift bank subsidiaries of universal and commercial banks
Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 7 September 2021