| |
| 8 |
REAL
ESTATE EXPOSURE |
| |
| |
| Philippine Banking System |
| as of end of period indicated |
| in billion pesos |
| |
| |
|
|
|
|
|
Bank Proper
and Trust Department |
|
Bank Proper |
|
Trust
Department |
|
| |
|
|
|
|
|
Mar-23 |
|
Mar-23 |
|
Mar-23 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Levels/1 |
|
|
|
|
|
|
|
|
|
| |
Real Estate Loans (REL) |
|
2,572.964 |
|
2,561.227 |
|
11.736 |
|
| |
|
Residential REL |
|
950.052 |
|
949.184 |
|
0.868 |
|
| |
|
Commercial REL |
|
1,622.911 |
|
1,612.043 |
|
10.868 |
|
| |
Current REL |
|
|
2,439.265 |
|
2,427.590 |
|
11.675 |
|
| |
|
Residential REL |
|
854.532 |
|
853.724 |
|
0.807 |
|
| |
|
Commercial REL |
|
1,584.734 |
|
1,573.866 |
|
10.868 |
|
| |
Past Due (PD) REL |
|
133.699 |
|
133.637 |
|
0.061 |
|
| |
|
Residential REL |
|
95.521 |
|
95.460 |
|
0.061 |
|
| |
|
Commercial REL |
|
38.178 |
|
38.178 |
|
0.000 |
|
| |
Gross Non-Performing (NP) REL |
|
105.260 |
|
105.221 |
|
0.040 |
|
| |
|
Residential REL |
|
71.122 |
|
71.083 |
|
0.039 |
|
| |
|
Commercial REL |
|
34.138 |
|
34.138 |
|
0.000 |
|
| |
Real Estate Investment (REI) |
|
425.463 |
|
111.260 |
|
314.204 |
|
| |
|
Debt Securities |
|
273.022 |
|
104.736 |
|
168.286 |
|
| |
|
Equity Securities |
|
152.441 |
|
6.524 |
|
145.917 |
|
| |
Past Due (PD) REI |
|
0.000 |
|
0.000 |
|
0.000 |
|
| |
|
Debt Securities |
|
0.000 |
|
0.000 |
|
0.000 |
|
| |
|
Equity Securities |
|
0.000 |
|
0.000 |
|
0.000 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Ratios (%) |
|
|
|
|
|
|
|
|
|
| |
Real Estate Loans (REL) |
|
|
|
|
|
|
|
| |
REL/Total Loan Portfolio (exclusive of IBL) |
21.08 |
|
21.13 |
|
14.07 |
|
| |
Residential REL / REL |
|
36.92 |
|
37.06 |
|
7.40 |
|
| |
Commercial REL/ REL |
|
63.08 |
|
62.94 |
|
92.60 |
|
| |
PDREL / REL |
|
|
5.20 |
|
5.22 |
|
0.52 |
|
| |
|
PD Residential REL / Residential REL |
10.05 |
|
10.06 |
|
7.04 |
|
| |
|
PD Commercial REL / Commercial REL |
2.35 |
|
2.37 |
|
0.00 |
|
| |
Gross NPREL / REL |
|
4.09 |
|
4.11 |
|
0.34 |
|
| |
|
Gross NP Residential REL / Residential REL |
7.49 |
|
7.49 |
|
4.53 |
|
| |
|
Gross NP Commercial REL/ Commercial REL |
2.10 |
|
2.12 |
|
0.00 |
|
| |
Real Estate Investment (REI) |
|
|
|
|
|
|
|
| |
PDREI / REI |
|
|
0.00 |
|
0.00 |
|
0.00 |
|
| |
|
PD Debt Securities REI / Debt Securities REI |
0.00 |
|
0.00 |
|
0.00 |
|
| |
|
PD Equity Securities REI / Equity Securities REI |
0.00 |
|
0.00 |
|
0.00 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Note: Details may not add up to totals due to
rounding-off |
|
|
|
|
|
| |
|
1/Inclusive of Subsidiaries |
|
|
|
|
|
|
|
| |
|
r/revised |
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Source: Department of Supervisory Analytics,
Financial Supervision Sector, Bangko Sentral ng Pilipinas |
|
| |
Updated as of 05 July 2023 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|