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| 8 |
REAL
ESTATE EXPOSURE |
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| Philippine Banking System |
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| as of end of period indicated |
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| in billion pesos |
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Bank Proper
and Trust Department |
|
Bank Proper |
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Trust
Department |
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Mar-25 |
|
Mar-25 |
|
Mar-25 |
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Levels/1 |
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Real Estate Loans (REL) |
|
2,967.528 |
|
2,963.240 |
|
4.288 |
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|
Residential REL |
|
1,134.358 |
|
1,132.968 |
|
1.390 |
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|
Commercial REL |
|
1,833.170 |
|
1,830.272 |
|
2.898 |
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Current REL |
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|
2,818.010 |
|
2,813.948 |
|
4.062 |
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|
Residential REL |
|
1,026.736 |
|
1,025.573 |
|
1.164 |
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|
Commercial REL |
|
1,791.274 |
|
1,788.376 |
|
2.898 |
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Past Due (PD) REL |
|
149.518 |
|
149.291 |
|
0.227 |
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|
Residential REL |
|
107.622 |
|
107.395 |
|
0.226 |
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|
Commercial REL |
|
41.896 |
|
41.896 |
|
0.000 |
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Gross Non-Performing (NP) REL |
|
111.272 |
|
111.232 |
|
0.040 |
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|
Residential REL |
|
72.257 |
|
72.218 |
|
0.039 |
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Commercial REL |
|
39.014 |
|
39.014 |
|
0.000 |
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Real Estate Investment (REI) |
|
372.400 |
|
97.268 |
|
275.132 |
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|
Debt Securities |
|
256.043 |
|
93.906 |
|
162.137 |
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|
Equity Securities |
|
116.357 |
|
3.362 |
|
112.995 |
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Past Due (PD) REI |
|
0.265 |
|
0.228 |
|
0.036 |
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|
Debt Securities |
|
0.265 |
|
0.228 |
|
0.036 |
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|
Equity Securities |
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. |
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. |
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. |
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Ratios (%) |
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Real Estate Loans (REL) |
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REL/Total Loan Portfolio (exclusive of IBL) |
19.41 |
|
19.44 |
|
9.33 |
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Residential REL / REL |
|
38.23 |
|
38.23 |
|
32.42 |
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Commercial REL/ REL |
|
61.77 |
|
61.77 |
|
67.58 |
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PDREL / REL |
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|
5.04 |
|
5.04 |
|
5.28 |
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PD Residential REL / Residential REL |
|
9.49 |
|
9.48 |
|
16.29 |
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|
PD Commercial REL / Commercial REL |
2.29 |
|
2.29 |
|
0.01 |
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Gross NPREL / REL |
|
3.75 |
|
3.75 |
|
0.92 |
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Gross NP Residential REL / Residential REL |
6.37 |
|
6.37 |
|
2.83 |
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|
Gross NP Commercial REL/ Commercial REL |
2.13 |
|
2.13 |
|
0.01 |
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Real Estate Investment (REI) |
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PDREI / REI |
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|
0.07 |
|
0.23 |
|
0.01 |
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PD Debt Securities REI / Debt Securities REI |
0.10 |
|
0.24 |
|
0.02 |
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PD Equity Securities REI / Equity Securities REI |
. |
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Note: Details may not add up to totals due to
rounding-off |
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1/Inclusive of Subsidiaries |
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r/revised |
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Source: Department of Supervisory Analytics,
Financial Supervision Sector, Bangko Sentral ng Pilipinas |
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Updated as of 05 June 2025 |
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