3 Balance Sheet                
                   
                   
  Philippine Banking System                
  as of end of periods indicated                
  amounts in thousand Pesos                
                   
   
  Selected Accounts Jan-21 Feb-21 Mar-21 Apr-21 May-21 Jun-21 Jul-21  
   
  TOTAL ASSETS  19,184,778,010.75 19,332,590,349.32 19,448,893,844.60 19,393,020,800.42 19,536,480,631.23 19,811,165,622.87 19,794,978,235.09  
  CASH AND DUE FROM BANKS 3,566,108,812.31 3,610,526,564.89 3,533,744,782.09 3,408,304,479.88 3,425,268,990.79 3,518,423,483.79 3,373,344,194.66  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  10,247,329,495.79 10,205,662,292.98 10,287,500,161.44 10,271,519,507.69 10,286,355,368.36 10,377,922,406.60 10,403,121,714.85  
  Total Loan Portfolio (TLP), gross  10,618,503,360.58 10,579,294,020.07 10,660,781,777.92 10,649,330,553.22 10,669,745,319.99 10,775,712,745.40 10,804,625,681.24  
  (a) Interbank Loans Receivable (IBL) 296,238,509.83 299,050,964.27 305,951,152.22 307,144,415.52 332,564,982.88 317,149,166.53 349,386,764.03  
  (b) Total Reverse Repurchase (RRPs) 389,240,824.79 361,491,211.77 392,073,516.50 360,008,754.05 350,871,208.07 379,736,916.59 359,546,346.45  
  of which:  
  Reverse Repurchase (RRPs) with BSP 292,479,757.17 299,669,612.32 302,826,316.19 302,809,220.35 303,379,264.58 302,990,877.61 303,232,452.72  
  Reverse Repurchase (RRPs) with Other Banks 39,231,265.83 35,132,596.80 59,095,507.77 30,207,104.24 25,517,830.82 53,336,442.44 27,081,374.17  
  (c) Loans and Receivable - Others, net of amortization 9,933,024,025.96 9,918,751,844.03 9,962,757,109.19 9,982,177,383.65 9,986,309,129.04 10,078,826,662.27 10,095,692,570.76  
  Allowance for Credit Losses  371,173,864.79 373,631,727.09 373,281,616.47 377,811,045.53 383,389,951.63 397,790,338.80 401,503,966.39  
  TLP, gross (exclusive of IBL) 10,322,264,850.75 10,280,243,055.80 10,354,830,625.69 10,342,186,137.70 10,337,180,337.10 10,458,563,578.86 10,455,238,917.21  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 9,990,553,827.75 9,945,440,846.67 9,992,908,801.73 10,009,169,813.11 10,008,283,241.70 10,102,236,258.81 10,124,925,090.32  
  TOTAL INVESTMENTS, NET 4,602,417,134.57 4,735,451,823.76 4,887,489,752.52 4,972,545,165.64 5,080,996,295.47 5,185,810,513.07 5,269,100,788.42  
  (A) Financial Assets, net (Portfolio Investments) 4,326,564,736.67 4,458,089,638.08 4,609,191,144.53 4,693,529,633.41 4,814,622,207.88 4,914,151,924.36 4,995,661,501.71  
  Financial Assets, gross (net of amortization) 4,313,426,648.25 4,462,094,151.69 4,623,305,213.76 4,702,170,702.34 4,818,420,825.35 4,913,330,179.39 4,994,821,794.25  
  (1) Financial Assets Held for Trading (HFT) 316,365,529.49 341,971,859.25 323,113,847.89 327,190,367.62 329,994,550.47 375,985,534.09 378,020,538.88  
  (2) Financial Assets DFVPL 3,728,221.22 3,879,462.98 4,277,907.17 3,602,693.28 4,030,878.43 4,801,963.78 3,678,745.36  
  (3) Available-for-Sale (AFS) Financial Assets 2,029,989,896.11 2,100,103,852.32 2,275,568,927.02 2,335,482,019.16 2,414,046,436.37 2,386,015,509.41 2,391,629,705.42  
  (4) Held-to-Maturity (HTM) Financial Assets 1,963,308,269.19 2,016,104,244.92 2,020,344,531.68 2,035,895,622.28 2,070,348,960.09 2,146,527,172.12 2,221,492,804.58  
  (5) Unquoted Debt Securities Classified as Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  (6) Investments in Non-Marketable Equity Securities 34,732.23 34,732.23 0.00 0.00 0.00 0.00 0.00  
  Accumulated Market Gains/Losses  32,576,492.43 15,703,090.02 5,704,680.21 11,076,950.73 16,060,616.56 21,259,715.52 21,440,069.48  
  Allowance for Credit Losses  19,438,404.01 19,707,603.63 19,818,749.43 19,718,019.67 19,859,234.03 20,437,970.55 20,600,362.02  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 275,852,397.90 277,362,185.68 278,298,607.99 279,015,532.23 266,374,087.59 271,658,588.71 273,439,286.71  
  ROPA, NET 92,893,251.49 92,483,864.48 93,135,848.53 93,340,114.62 93,111,949.78 93,088,499.16 94,546,044.94  
  Real and Other Properties Acquired (ROPA), gross 127,344,693.57 127,030,034.96 127,587,697.90 128,263,655.84 128,320,070.36 128,694,385.74 129,648,455.89  
  of which:  
  (1) Sales Contract Receivables, Gross 16,687,042.31 16,530,304.13 16,249,343.92 16,352,435.43 16,339,266.16 16,163,489.67 16,137,048.62  
  (a) Performing 10,877,464.22 10,738,401.34 10,423,978.87 10,711,278.57 10,706,478.85 10,888,629.07 10,875,641.17  
  (b) Non-Performing 5,809,578.09 5,791,902.79 5,825,365.05 5,641,156.86 5,632,787.31 5,274,860.60 5,261,407.45  
  Sales Contract Receivables, Net 15,501,568.12 15,346,896.14 15,025,171.10 15,134,738.44 15,117,169.50 14,921,440.77 14,896,090.68  
  (2) Non-Current Assets Held for Sale, Gross 8,867,862.86 8,691,861.70 9,107,534.46 9,167,202.14 9,078,968.60 14,100,573.67 14,670,487.13  
  Non-Current Assets Held for Sale, net 7,034,318.35 6,913,234.72 7,395,457.12 7,417,891.68 7,372,525.36 10,978,717.71 12,065,907.91  
  Unamortized Discount and Other Deferred Credits 427,101.08 424,420.14 472,717.34 471,299.82 480,138.46 459,118.68 471,108.55  
  Accummulated Depreciation 20,362,781.75 20,514,584.89 20,931,861.19 21,296,492.90 21,408,169.26 20,778,168.98 20,740,546.52  
  Allowance for Losses 13,661,559.25 13,607,165.46 13,047,270.84 13,155,748.49 13,319,812.86 14,368,598.92 13,890,755.88  
  OTHER ASSETS 676,029,316.59 688,465,803.21 647,023,300.01 647,311,532.59 650,748,026.83 635,920,720.26 654,865,492.22  
  LIABILITIES AND CAPITAL  
  LIABILITIES 16,746,836,362.42 16,877,456,628.05 16,989,668,862.84 16,914,796,326.30 17,037,843,051.47 17,301,213,957.76 17,264,894,214.65  
  FINANCIAL LIABILITIES HFT 41,999,338.33 41,035,967.62 38,706,535.79 41,294,386.57 46,744,233.87 42,048,857.94 52,939,224.18  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 14,787,838,373.93 14,863,882,733.52 15,015,099,297.99 15,038,856,579.25 15,113,518,388.99 15,346,099,880.90 15,370,817,593.92  
  Peso Liabilities 12,571,190,348.10 12,664,591,253.78 12,823,995,656.28 12,817,526,134.30 12,897,395,902.38 13,087,021,873.80 13,046,945,820.45  
  Demand and NOW 4,014,737,408.32 4,091,435,193.68 4,175,649,940.10 4,200,234,612.56 4,261,181,175.32 4,365,994,350.98 4,334,732,556.54  
  Savings 5,940,774,709.13 6,036,476,476.61 6,118,105,893.70 6,127,964,888.24 6,175,453,954.02 6,234,172,554.79 6,246,540,902.96  
  Time 2,410,151,014.40 2,331,143,726.65 2,324,703,422.53 2,289,781,315.47 2,261,206,404.40 2,287,291,645.27 2,266,099,941.97  
  LTNCD 205,527,216.24 205,535,856.84 205,536,399.96 199,545,318.04 199,554,368.64 199,563,322.76 199,572,418.97  
  Foreign Currency 2,216,648,030.71 2,199,291,484.52 2,191,103,641.50 2,221,330,444.72 2,216,122,486.39 2,259,078,004.68 2,323,871,771.05  
  Demand and NOW 84,123,123.46 70,680,255.20 79,964,941.37 71,914,155.24 70,282,386.98 73,420,301.21 77,826,148.24  
  Savings 1,199,430,533.55 1,216,418,371.60 1,217,842,648.53 1,263,961,534.13 1,262,733,125.48 1,271,372,945.77 1,307,268,724.63  
  Time 933,094,373.70 912,192,857.72 893,296,051.59 885,454,755.35 883,106,973.93 914,284,757.71 938,776,898.19  
  LTNCD 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 131,854,996.81 141,457,245.04 160,735,389.85 134,674,862.08 172,538,821.06 170,929,890.19 117,254,177.34  
  BILLS PAYABLE 459,776,141.27 436,417,885.62 436,947,517.07 368,806,603.46 373,288,803.35 429,016,338.05 405,981,779.24  
  BONDS PAYABLE 694,032,900.39 701,594,302.81 718,801,672.09 716,619,858.72 700,583,578.72 699,783,028.55 696,606,872.83  
  UNSECURED SUBORDINATED DEBT, NET 27,520,361.26 22,541,752.67 22,539,210.68 22,539,375.01 22,539,545.31 22,540,002.97 22,540,173.87  
  REDEEMABLE PREFERRED SHARES 249,838.30 249,983.40 251,865.70 251,905.20 251,905.20 250,971.14 199,172.04  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 722,692.31 574,964.55 492,333.79 510,034.27 531,269.26 503,616.46 561,082.01  
  OTHER LIABILITIES 602,841,719.81 669,701,792.83 596,095,039.88 591,242,721.75 607,846,505.71 590,041,371.56 597,994,139.22  
  TOTAL CAPITAL ACCOUNTS  2,437,941,648.33 2,455,133,721.27 2,459,224,981.76 2,478,224,474.12 2,498,637,579.77 2,509,951,665.11 2,530,084,020.44  
  Capital Stock 1,007,711,616.74 1,047,734,622.16 1,048,811,756.78 1,050,105,636.05 1,050,527,237.97 1,051,287,999.24 1,055,462,707.22  
  Retained Earnings & Undivided Profits 1,226,265,043.84 1,219,030,762.83 1,231,093,746.88 1,244,244,473.49 1,258,644,497.32 1,262,189,162.75 1,277,009,649.16  
  Other Comprehensive Income (16,505,757.70) (32,405,477.08) (42,420,655.88) (37,476,311.86) (32,284,560.42) (26,364,247.47) (25,289,032.91)  
  Appraisal Increment Reserves 2,596,067.05 2,596,867.85 2,637,641.40 2,728,347.96 2,729,348.96 2,745,478.80 2,746,479.80  
  Other Capital 217,874,678.41 218,176,945.52 219,102,492.58 218,622,328.48 219,021,055.94 220,093,271.79 220,154,217.18  
                   
Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 9 September 2021