39 Balance Sheet
###	Thrift Bank Group
###	as of end of periods indicated
	amounts in thousand Pesos
	Selected Accounts	Jan-25	Feb-25	Mar-25
total_assets_web	TOTAL ASSETS	1,089,976,208.89	1,094,700,633.27	1,111,814,886.56
cash_due_from_b_cb	CASH AND DUE FROM BANKS	101,952,553.78	90,512,191.79	106,699,447.69
tlp_net	TLP (INCLUSIVE OF IBL AND RRPs) , NET	775,833,135.71	790,965,347.91	788,372,366.15
tlp_gross	Total Loan Portfolio (TLP), gross	807,905,234.50	823,975,182.50	821,435,408.29
ibl	(a) Interbank Loans Receivable (IBL)	2,228,295.78	10,119,712.31	200,000.03
lrara	(b) Total Reverse Repurchase (RRPs)	30,518,000.00	28,941,000.00	25,770,000.00
	of which:
lrara_bsp	Reverse Repurchase (RRPs) with BSP	30,518,000.00	28,941,000.00	25,770,000.00
lrara_banks	Reverse Repurchase (RRPs) with Other Banks	0.00	0.00	0.00
loans_receivables	(c) Loans and Receivable - Others, net of amortization	775,158,938.72	784,914,470.20	795,465,408.26
tlp_acl	Allowance for Credit Losses	32,072,098.80	33,009,834.59	33,063,042.13
tlp_gross_exc_ibl	TLP, gross (exclusive of IBL)	805,676,938.72	813,855,470.20	821,235,408.26
tlp_gross_exc_ibl_bsp_bank	TLP, gross (exclusive of IBL and RRP with BSP and Other Banks)	775,158,938.72	784,914,470.20	795,465,408.26
investments_net	TOTAL INVESTMENTS, NET	137,169,417.30	138,160,080.12	140,396,933.17
fin_asst_net_equity	(A) Financial Assets, net (Portfolio Investments)	134,433,593.21	135,407,181.32	137,733,967.94
fin_asst_gross_net_amort	Financial Assets, gross (net of amortization)	135,615,428.55	136,434,045.94	138,659,955.67
fin_asst_hft	(1) Financial Assets Held for Trading (HFT)	10,684,043.01	9,240,775.03	8,904,549.76
fin_asst_dfv_pl	(2) Financial Assets DFVPL	23,647.87	0.00	0.00
fin_asst_fvoci	(3) Available-for-Sale (AFS) Financial Assets	64,637,028.99	67,159,437.11	68,669,175.29
debt_sec_net_amort	(4) Held-to-Maturity (HTM) Financial Assets	60,270,708.67	60,033,833.80	61,086,230.62
	(5) Unquoted Debt Securities Classified as Loans
	(6) Investments in Non-Marketable Equity Securities
accum_market_gain_loss	Accumulated Market Gains/Losses	-1,123,050.88	-968,364.53	-867,732.30
fin_asst_acl	Allowance for Credit Losses	58,784.46	58,500.09	58,255.43
equity_inv_subs_net	(B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments)	2,735,824.09	2,752,898.79	2,662,965.22
ropa_net	ROPA, NET	18,334,126.25	18,377,439.58	18,707,930.77
ropa_gross	Real and Other Properties Acquired (ROPA), gross	23,245,693.60	23,302,132.28	23,567,038.36
	of which:
scr_gross	(1) Sales Contract Receivables, Gross	3,100,023.18	3,133,932.23	3,103,403.94
scr_performing	(a) Performing	2,472,501.51	2,491,760.07	2,443,733.25
scr_nonperforming	(b) Non-Performing	627,521.67	642,172.15	659,670.68
scr_net	Sales Contract Receivables, Net	2,680,828.40	2,714,714.38	2,683,023.69
ncahs_gross	(2) Non-Current Assets Held for Sale, Gross	1,704,467.45	1,684,693.61	1,781,997.47
ncahs_net	Non-Current Assets Held for Sale, net	1,546,786.43	1,528,163.73	1,617,917.12
unamort_disc_defer_cred	Unamortized Discount and Other Deferred Credits	419,194.77	419,217.85	420,380.25
ropa_accum_dep	Accummulated Depreciation	3,051,360.04	3,063,294.03	3,062,229.16
ropa_acl	Allowance for Losses	1,441,012.53	1,442,180.82	1,376,498.19
other_assets_web	OTHER ASSETS	56,686,975.85	56,685,573.87	57,638,208.78
	LIABILITIES AND CAPITAL
total_liabilities_web	LIABILITIES	914,429,742.97	917,741,353.41	932,825,251.53
fin_liab_hft	FINANCIAL LIABILITIES HFT	22.49	307.25	0.00
fin_liab_dfvpl	FINANCIAL LIABILITIES DFVPL	0.00	0.00	0.00
deposit_liab	DEPOSIT LIABILITIES	814,881,609.15	828,315,452.84	839,682,463.87
deposit_liab_peso	Peso Liabilities	787,970,279.96	800,853,798.56	812,788,890.26
demand_now_peso	Demand and NOW	135,015,541.46	130,634,030.40	130,939,462.87
savings_dep_peso	Savings	196,527,622.75	198,537,908.95	202,882,415.45
time_dep_peso	Time	456,427,115.75	471,681,859.21	478,967,011.95
ltncd_peso	LTNCD	0.00	0.00	0.00
deposit_liab_foreign	Foreign Currency	26,911,329.18	27,461,654.28	26,893,573.61
demand_now_foreign	Demand and NOW	0.00	0.00	0.00
savings_dep_foreign	Savings	9,741,473.00	9,899,044.03	9,871,226.61
time_dep_foreign	Time	17,169,856.18	17,562,610.24	17,022,347.00
ltncd_foreign	LTNCD	0.00	0.00	0.00
due_to_banks_others_web	DUE TO BANKS/OTHERS	322,440.52	414,665.65	477,816.37
bills_payable	BILLS PAYABLE	56,567,985.14	46,093,905.84	47,619,908.07
bonds_payable	BONDS PAYABLE	5,842,030.36	5,842,698.34	5,843,441.70
unsec_subord_debt_net	UNSECURED SUBORDINATED DEBT, NET	1,300,000.00	1,300,000.00	1,300,000.00
redeem_prefer_shares	REDEEMABLE PREFERRED SHARES	32,183.43	32,183.43	32,183.43
deriv_neg_fv_hedge	DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING	0.00	0.00	0.00
other_liab_web	OTHER LIABILITIES	35,483,471.88	35,742,140.06	37,869,438.09
total_equity_web	TOTAL CAPITAL ACCOUNTS	175,546,465.93	176,959,279.86	178,989,635.02
capital_stock	Capital Stock	79,379,216.33	79,380,660.03	79,535,980.97
ret_earn_undiv_prof	Retained Earnings & Undivided Profits	97,859,920.09	99,007,269.40	100,720,843.72
other_compr_inc	Other Comprehensive Income	-2,358,256.18	-2,214,202.78	-2,052,742.87
appraisal_incr_reserves	Appraisal Increment Reserves	66,095.27	66,095.27	66,095.27
other_capital_web	Other Capital	599,490.41	719,457.93	719,457.93
	/r Revised
	Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
	Updated as of 15 May 2025