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| CIMB BANK PHILIPPINES INC | ||||
| Published Balance Sheet | ||||
| Amounts in Philippine Pesos | ||||
| As of 31 March 2025 | ||||
| ASSETS | ||||
| Current Quarter | Previous Quarter | |||
| Cash and Cash Items | 0.00 | 0.00 | ||
| Due from Bangko Sentral ng Pilipinas | 15,957,359,958.89 | 14,772,687,762.42 | ||
| Due from Other Central Banks and Banks - Net | 277,649,736.02 | 380,799,997.58 | ||
| Financial Assets at Fair Value through Profit or Loss (FVPL) 1/ | 0.00 | 0.00 | ||
| Financial Assets at Fair Value Through Other Comprehensive Income (FVOCI) - Net | 0.00 | 0.00 | ||
| Debt Securities at Amortized Cost - Net | 0.00 | 0.00 | ||
| Loans to Bangko Sentral ng Pilipinas | 0.00 | 0.00 | ||
| Interbank Loans Receivable | 0.00 | 0.00 | ||
| Loans and Receivables - Others | 20,826,658,794.63 | 20,497,480,225.80 | ||
| Loans and Receivables Arising from RA/CA/PR/SLB | 0.00 | 0.00 | ||
| Total Loan Portfolio (TLP) - Gross | 20,826,658,794.63 | 20,497,480,225.80 | ||
| Allowance for Credit Losses 2/ | 1,789,089,779.02 | 1,601,420,135.26 | ||
| Total Loan Portfolio - Net | 19,037,569,015.61 | 18,896,060,090.54 | ||
| Equity Investment in Subsidiaries, Associates and Joint Ventures - Net | 0.00 | 0.00 | ||
| Bank Premises, Furniture, Fixture and Equipment - Net | 111,343,901.64 | 190,888,778.83 | ||
| Real and Other Properties Acquired - Net | 0.00 | 0.00 | ||
| Sales Contract Receivables - Net | 0.00 | 0.00 | ||
| Non-Current Assets Held for Sale | 0.00 | 0.00 | ||
| Other Assets - Net | 9,840,228,100.00 | 11,209,156,105.69 | ||
| Net Due from Head Office/Branches/Agencies (Philippine
branch of a foreign bank) |
3,391,663,369.08 | 3,681,810,740.27 | ||
| TOTAL ASSETS | 48,615,814,081.24 | 49,131,403,475.33 | ||
| LIABILITIES | ||||
| Financial Liabilities at Fair Value through Profit or Loss (FVPL) 3/ | 0.00 | 0.00 | ||
| Deposit Liabilities | 34,316,370,770.28 | 33,637,534,293.38 | ||
| Due to Other Banks | 0.00 | 0.00 | ||
| Bills Payable | 0.00 | 0.00 | ||
| BSP (Rediscounting and Other Advances) | 0.00 | 0.00 | ||
| Interbank Loans Payable | 0.00 | 0.00 | ||
| Other Borrowings, including Deposit Substitutes | 0.00 | 0.00 | ||
| Bonds Payable-Net | 0.00 | 0.00 | ||
| Unsecured Subordinated Debt - Net | 0.00 | 0.00 | ||
| Redeemable Preferred Shares | 0.00 | 0.00 | ||
| Other Liabilities | 3,765,121,903.25 | 5,505,064,007.79 | ||
| Net Due to Head Office/Branches/Agencies (Philippine branch of a foreign bank) | 0.00 | 0.00 | ||
| TOTAL LIABILITIES | 38,081,492,673.53 | 39,142,598,301.17 | ||
| STOCKHOLDERS' EQUITY | ||||
| Capital Stock | 0.00 | 0.00 | ||
| Additional Paid-In Capital | 0.00 | 0.00 | ||
| Undivided Profits | (535,231,142.29) | 291,931,529.16 | ||
| Retained Earnings | 0.00 | 0.00 | ||
| Other Capital Accounts | 0.00 | 0.00 | ||
| Assigned Capital | 11,069,552,550.00 | 9,696,873,645.00 | ||
| TOTAL STOCKHOLDERS' EQUITY | 10,534,321,407.71 | 9,988,805,174.16 | ||
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY | 48,615,814,081.24 | 49,131,403,475.33 | ||
| CONTINGENT ACCOUNTS | ||||
| Guarantees Issued | 0.00 | 0.00 | ||
| Financial Standby Letters of Credit | 0.00 | 0.00 | ||
| Performance Standby Letters of Credit | 0.00 | 0.00 | ||
| Commercial Letters of Credit | 0.00 | 0.00 | ||
| Trade Related Guarantees | 0.00 | 0.00 | ||
| Commitments | 14,967,436,938.20 | 13,646,707,504.48 | ||
| Spot Foreign Exchange Contracts | 0.00 | 0.00 | ||
| Securities Held Under Custodianship by Bank Proper | 0.00 | 0.00 | ||
| Trust Department Accounts | 0.00 | 0.00 | ||
| Derivatives | 0.00 | 0.00 | ||
| Others | 0.00 | 0.00 | ||
| TOTAL CONTINGENT ACCOUNTS | 14,967,436,938.20 | 13,646,707,504.48 | ||
| FINANCIAL INDICATORS (%) | ||||
| ASSET QUALITY | ||||
| Gross Non-Performing Loans (NPL) Ratio | 5.12 | 5.29 | ||
| Net NPL Ratio | 0.23 | 0.31 | ||
| Gross NPL Coverage Ratio | 167.69 | 147.71 | ||
| Net NPL Coverage Ratio | 108.43 | 98.09 | ||
| RELATED PARTY TRANSACTIONS | ||||
| Ratio of Loans to Related Parties to gross TLP | 0.00 | 0.00 | ||
| Ratio of Non-Performing Loans to Related Parties to Total Loans to Related Parties | 0.00 | 0.00 | ||
| Ratio of DOSRI Loans to gross TLP | 0.00 | 0.00 | ||
| Ratio of Non-Performing DOSRI Loans to Total Loans to DOSRI | 0.00 | 0.00 | ||
| LIQUIDITY | ||||
| Liquidity Coverage Ratio 4/ | 2,007.76 | 1,673.68 | ||
| Net Stable Funding Ratio 4/ | 258.36 | 241.26 | ||
| Minimum Liquidity Ratio 5/ | 0.00 | 0.00 | ||
| PROFITABILITY | ||||
| Return on Equity (ROE) | (30.93) | 5.52 | ||
| Return on Assets | (6.12) | 1.08 | ||
| Net Interest Margin | 24.74 | 28.26 | ||
| CAPITAL ADEQUACY | ||||
| Common Equity Tier 1 Ratio | 14.13 | 13.87 | ||
| Tier 1 Capital Ratio | 14.13 | 13.87 | ||
| CAR | 14.83 | 14.69 | ||
| LEVERAGE | ||||
| Basel III Leverage Ratio 4/ | 12.44 | 11.02 | ||
| Deferred Charges not yet Written Down | 0.00 | 0.00 | ||
| 1/ This account is comprised of Financial Assets Held for Trading (HFT), Debt Securities Designated at FVPL, and Other Financial Assets Mandatorily Measured at FVPL. | ||||
| 2/ This acccount is comprised of Specific Allowance for Credit Losses and General Loan Loss Provision. | ||||
| 3/ This account is comprised of Financial Liabilities Held for Trading, and Financial Liabilities Designated at FVPL. | ||||
| 4/ Only applicable to All Universal and Commercial Banks and their subsidiary banks. | ||||
| 5/ Only applicable to All Stand-alone TBs, RBs, and CoopBanks | ||||
| Newspaper Published in: https://www.cimbbank.com.ph/content/dam/cimbph/afs/2025-may-q1-2025-soc.pdf | ||||
| Newspaper Published on: 19-May-2025 | ||||