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| CIMB BANK PHILIPPINES INC | ||||
| Published Balance Sheet | ||||
| Amounts in Philippine Pesos | ||||
| As of 31 December 2024 | ||||
| ASSETS | ||||
| Current Quarter | Previous Quarter | |||
| Cash and Cash Items | 0.00 | 0.00 | ||
| Due from Bangko Sentral ng Pilipinas | 14,772,687,762.42 | 8,480,822,414.47 | ||
| Due from Other Central Banks and Banks - Net | 380,799,997.58 | 203,374,392.44 | ||
| Financial Assets at Fair Value through Profit or Loss (FVPL) 1/ | 0.00 | 0.00 | ||
| Financial Assets at Fair Value Through Other Comprehensive Income (FVOCI) - Net | 0.00 | 0.00 | ||
| Debt Securities at Amortized Cost - Net | 0.00 | 0.00 | ||
| Loans to Bangko Sentral ng Pilipinas | 0.00 | 0.00 | ||
| Interbank Loans Receivable | 0.00 | 0.00 | ||
| Loans and Receivables - Others | 20,497,480,225.80 | 19,532,920,366.92 | ||
| Loans and Receivables Arising from RA/CA/PR/SLB | 0.00 | 0.00 | ||
| Total Loan Portfolio (TLP) - Gross | 20,497,480,225.80 | 19,532,920,366.92 | ||
| Allowance for Credit Losses 2/ | 1,601,420,135.26 | 1,543,428,199.79 | ||
| Total Loan Portfolio - Net | 18,896,060,090.54 | 17,989,492,167.13 | ||
| Equity Investment in Subsidiaries, Associates and Joint Ventures - Net | 0.00 | 0.00 | ||
| Bank Premises, Furniture, Fixture and Equipment - Net | 190,888,778.83 | 182,769,430.92 | ||
| Real and Other Properties Acquired - Net | 0.00 | 0.00 | ||
| Sales Contract Receivables - Net | 0.00 | 0.00 | ||
| Non-Current Assets Held for Sale | 0.00 | 0.00 | ||
| Other Assets - Net | 11,209,156,105.69 | 8,237,864,363.27 | ||
| Net Due from Head Office/Branches/Agencies (Philippine
branch of a foreign bank) |
3,681,810,740.27 | 3,684,665,747.31 | ||
| TOTAL ASSETS | 49,131,403,475.33 | 38,778,988,515.54 | ||
| LIABILITIES | ||||
| Financial Liabilities at Fair Value through Profit or Loss (FVPL) 3/ | 0.00 | 0.00 | ||
| Deposit Liabilities | 33,637,534,293.38 | 25,970,004,972.08 | ||
| Due to Other Banks | 0.00 | 0.00 | ||
| Bills Payable | 0.00 | 0.00 | ||
| BSP (Rediscounting and Other Advances) | 0.00 | 0.00 | ||
| Interbank Loans Payable | 0.00 | 0.00 | ||
| Other Borrowings, including Deposit Substitutes | 0.00 | 0.00 | ||
| Bonds Payable-Net | 0.00 | 0.00 | ||
| Unsecured Subordinated Debt - Net | 0.00 | 0.00 | ||
| Redeemable Preferred Shares | 0.00 | 0.00 | ||
| Other Liabilities | 5,505,064,007.79 | 3,541,269,005.93 | ||
| Net Due to Head Office/Branches/Agencies (Philippine branch of a foreign bank) | 0.00 | 0.00 | ||
| TOTAL LIABILITIES | 39,142,598,301.17 | 29,511,273,978.01 | ||
| STOCKHOLDERS' EQUITY | ||||
| Capital Stock | 0.00 | 0.00 | ||
| Additional Paid-In Capital | 0.00 | 0.00 | ||
| Undivided Profits | 291,931,529.16 | 30,176,002.53 | ||
| Retained Earnings | 0.00 | 0.00 | ||
| Other Capital Accounts | 0.00 | 0.00 | ||
| Assigned Capital | 9,696,873,645.00 | 9,237,538,535.00 | ||
| TOTAL STOCKHOLDERS' EQUITY | 9,988,805,174.16 | 9,267,714,537.53 | ||
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY | 49,131,403,475.33 | 38,778,988,515.54 | ||
| CONTINGENT ACCOUNTS | ||||
| Guarantees Issued | 0.00 | 0.00 | ||
| Financial Standby Letters of Credit | 0.00 | 0.00 | ||
| Performance Standby Letters of Credit | 0.00 | 0.00 | ||
| Commercial Letters of Credit | 0.00 | 0.00 | ||
| Trade Related Guarantees | 0.00 | 0.00 | ||
| Commitments | 13,646,707,504.48 | 12,195,020,457.53 | ||
| Spot Foreign Exchange Contracts | 0.00 | 0.00 | ||
| Securities Held Under Custodianship by Bank Proper | 0.00 | 0.00 | ||
| Trust Department Accounts | 0.00 | 0.00 | ||
| Derivatives | 0.00 | 0.00 | ||
| Others | 0.00 | 0.00 | ||
| TOTAL CONTINGENT ACCOUNTS | 13,646,707,504.48 | 12,195,020,457.53 | ||
| FINANCIAL INDICATORS (%) | ||||
| ASSET QUALITY | ||||
| Gross Non-Performing Loans (NPL) Ratio | 5.29 | 5.25 | ||
| Net NPL Ratio | 0.31 | 0.63 | ||
| Gross NPL Coverage Ratio | 147.71 | 150.39 | ||
| Net NPL Coverage Ratio | 98.09 | 94.56 | ||
| RELATED PARTY TRANSACTIONS | ||||
| Ratio of Loans to Related Parties to gross TLP | 0.00 | 0.00 | ||
| Ratio of Non-Performing Loans to Related Parties to Total Loans to Related Parties | 0.00 | 0.00 | ||
| Ratio of DOSRI Loans to gross TLP | 0.00 | 0.00 | ||
| Ratio of Non-Performing DOSRI Loans to Total Loans to DOSRI | 0.00 | 0.00 | ||
| LIQUIDITY | ||||
| Liquidity Coverage Ratio 4/ | 1,673.68 | 1,543.23 | ||
| Net Stable Funding Ratio 4/ | 241.26 | 183.68 | ||
| Minimum Liquidity Ratio 5/ | 0.00 | 0.00 | ||
| PROFITABILITY | ||||
| Return on Equity (ROE) | 5.52 | 0.78 | ||
| Return on Assets | 1.08 | 0.16 | ||
| Net Interest Margin | 28.26 | 27.86 | ||
| CAPITAL ADEQUACY | ||||
| Common Equity Tier 1 Ratio | 13.87 | 13.57 | ||
| Tier 1 Capital Ratio | 13.87 | 13.57 | ||
| CAR | 14.69 | 14.36 | ||
| LEVERAGE | ||||
| Basel III Leverage Ratio 4/ | 11.02 | 12.45 | ||
| Deferred Charges not yet Written Down | 0.00 | 0.00 | ||
| 1/ This account is comprised of Financial Assets Held for Trading (HFT), Debt Securities Designated at FVPL, and Other Financial Assets Mandatorily Measured at FVPL. | ||||
| 2/ This acccount is comprised of Specific Allowance for Credit Losses and General Loan Loss Provision. | ||||
| 3/ This account is comprised of Financial Liabilities Held for Trading, and Financial Liabilities Designated at FVPL. | ||||
| 4/ Only applicable to All Universal and Commercial Banks and their subsidiary banks. | ||||
| 5/ Only applicable to All Stand-alone TBs, RBs, and CoopBanks | ||||
| Newspaper Published in: https://www.cimbbank.com.ph/content/dam/cimbph/afs/2025-feb-q4-2024-soc.pdf | ||||
| Newspaper Published on: 13-Feb-2025 | ||||