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	EAST WEST BANKING CORP
	Published Balance Sheet
	Amounts in Philippine Pesos
	As of 31 March 2025
ASSETS
		Current Quarter	Previous Quarter
	Cash and Cash Items	6,508,884,817.87	9,250,966,356.28
	Due from Bangko Sentral ng Pilipinas	26,582,411,074.40	26,917,286,316.71
	Due from Other Central Banks and Banks - Net	3,997,335,946.68	3,476,702,955.77
	Financial Assets at Fair Value through Profit or Loss (FVPL) 1/	10,294,163,780.04	8,819,365,989.32
	Financial Assets at Fair Value Through Other Comprehensive Income (FVOCI) - Net	31,762,967,116.38	28,425,923,809.25
	Debt Securities at Amortized Cost - Net	80,487,139,976.47	81,104,029,968.25
	Loans to Bangko Sentral ng Pilipinas	0.00	0.00
	Interbank Loans Receivable	486,285,000.00	763,554,000.00
	Loans and Receivables - Others	306,824,864,509.31	302,488,567,557.59
	Loans and Receivables Arising from RA/CA/PR/SLB	1,871,743,089.76	0.00
	Total Loan Portfolio (TLP) - Gross	309,182,892,599.07	303,252,121,557.59
	Allowance for Credit Losses 2/	10,586,273,426.83	9,310,914,229.28
	Total Loan Portfolio - Net	298,596,619,172.24	293,941,207,328.31
	Equity Investment in Subsidiaries, Associates and Joint Ventures - Net	8,144,131,752.00	7,654,496,619.66
	Bank Premises, Furniture, Fixture and Equipment - Net	6,812,508,845.93	7,002,725,990.58
	Real and Other Properties Acquired - Net	2,331,978,386.12	2,674,428,499.57
	Sales Contract Receivables - Net	80,981,423.84	86,329,838.48
	Non-Current Assets Held for Sale	0.00	0.00
	Other Assets - Net	23,839,750,293.93	24,007,565,031.23
	Net Due from Head Office/Branches/Agencies (Philippine branch of a  foreign bank)	0.00	0.00
	TOTAL ASSETS	499,438,872,585.90	493,361,028,703.41
LIABILITIES
	Financial Liabilities at Fair Value through Profit or Loss (FVPL) 3/	85,822,154.58	57,747,305.08
	Deposit Liabilities	370,896,279,075.51	357,880,180,266.30
	Due to Other Banks	0.00	0.00
	Bills Payable	31,709,764,142.58	40,066,126,365.03
	BSP (Rediscounting and Other Advances)	0.00	0.00
	Interbank Loans Payable	0.00	1,851,040,000.00
	Other Borrowings, including Deposit Substitutes	31,709,764,142.58	38,215,086,365.03
	Bonds Payable-Net	0.00	0.00
	Unsecured Subordinated Debt - Net	0.00	0.00
	Redeemable Preferred Shares	0.00	0.00
	Other Liabilities	22,103,584,990.57	22,791,464,262.20
	Net Due to Head Office/Branches/Agencies (Philippine branch of a foreign bank)	0.00	0.00
	TOTAL LIABILITIES	424,795,450,363.24	420,795,518,198.61
STOCKHOLDERS' EQUITY
	Capital Stock	22,499,754,110.00	22,499,754,110.00
	Additional Paid-In Capital	5,065,058,589.66	5,065,058,589.66
	Undivided Profits	1,907,787,086.87	7,484,259,207.19
	Retained Earnings	47,228,010,424.79	39,743,198,871.22
	Other Capital Accounts	(2,057,187,988.67)	(2,226,760,273.27)
	Assigned Capital	0.00	0.00
	TOTAL STOCKHOLDERS' EQUITY	74,643,422,222.65	72,565,510,504.80
	TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	499,438,872,585.89	493,361,028,703.41
CONTINGENT ACCOUNTS
	Guarantees Issued	171,000,536.23	178,487,279.27
	Financial Standby Letters of Credit	0.00	0.00
	Performance Standby Letters of Credit	4,519,815,523.94	4,919,003,247.74
	Commercial Letters of Credit	246,664,589.91	609,709,813.84
	Trade Related Guarantees	107,309,347.37	3,039,754.73
	Commitments	247,726,779,769.20	233,044,768,121.11
	Spot Foreign Exchange Contracts	8,984,773,361.79	9,455,742,048.26
	Securities Held Under Custodianship by Bank Proper	2,099,443,000.00	0.00
	Trust Department Accounts	69,145,062,456.81	69,077,324,691.55
	Derivatives	0.00	0.00
	Others	59,355,786,001.90	69,112,527,306.18
	TOTAL CONTINGENT ACCOUNTS	392,356,634,587.15	386,400,602,262.68
FINANCIAL INDICATORS (%)
	ASSET QUALITY
	Gross Non-Performing Loans (NPL) Ratio	4.73	4.40
	Net NPL Ratio	2.69	2.65
	Gross NPL Coverage Ratio	72.38	69.77
	Net NPL Coverage Ratio	53.00	50.25
	RELATED PARTY TRANSACTIONS
	Ratio of Loans to Related Parties to gross TLP	4.23	4.08
	Ratio of Non-Performing Loans to Related Parties to Total Loans to Related Parties	0.00	0.00
	Ratio of DOSRI Loans to gross TLP	4.19	4.04
	Ratio of Non-Performing DOSRI Loans to Total Loans to DOSRI	0.00	0.00
	LIQUIDITY
	Liquidity Coverage Ratio 4/	240.06	206.80
	Net Stable Funding Ratio 4/	113.49	110.60
	Minimum Liquidity Ratio 5/	0.00	0.00
	PROFITABILITY
	Return on Equity (ROE)	10.37	10.79
	Return on Assets	1.71	1.80
	Net Interest Margin	7.37	7.17
	CAPITAL ADEQUACY
	Common Equity Tier 1 Ratio	12.75	12.52
	Tier 1 Capital Ratio	12.75	12.52
	CAR	13.59	13.34
	LEVERAGE
	Basel III Leverage Ratio 4/	10.33	10.21
	Deferred Charges not yet Written Down	0.00	0.00
	1/ This account is comprised of Financial Assets Held for Trading (HFT), Debt Securities Designated at FVPL, and Other Financial Assets Mandatorily Measured at FVPL.
	2/ This acccount is comprised of Specific Allowance for Credit Losses and General Loan Loss Provision.
	3/ This account is comprised of Financial Liabilities Held for Trading, and Financial Liabilities Designated at FVPL.
	4/ Only applicable to All Universal and Commercial Banks and their subsidiary banks.
	5/ Only applicable to All Stand-alone TBs, RBs, and CoopBanks
	Newspaper Published in: Business World
	Newspaper Published on: 27-May-2025