Ranking as to Return on Equity
	Universal and Commercial Bank Group
	As of 31 March 2025
	RANK		NAME OF BANK	ROE (%)
	1		AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS	24.29
	2		CITIBANK, N.A.	23.94
	3		DEUTSCHE BANK AG	22.15
	4		ASIA UNITED BANK CORPORATION	20.98
	5		HONGKONG & SHANGHAI BANKING CORP	20.34
	6		MEGA INT'L COMM'L BANK CO LTD	19.88
	7		STANDARD CHARTERED BANK	19.80
	8		LAND BANK OF THE PHILIPPINES	18.69
	9		JP MORGAN CHASE BANK NATIONAL ASSN.	17.57
	10		MIZUHO BANK LTD - MANILA BRANCH	15.97
	11		BANK OF THE PHIL ISLANDS	14.44
	12		AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED	14.23
	13		MUFG BANK, LTD.	13.65
	14		BDO UNIBANK INC	13.55
	15		CHINA BANKING CORP	13.18
	16		METROPOLITAN BANK & TCO	13.13
	17		BANK OF CHINA (HONGKONG) LIMITED-MANILA BRANCH	13.11
	18		PHIL NATIONAL BANK	11.70
	19		BANK OF COMMERCE	11.47
	20		EAST WEST BANKING CORP	10.37
	21		BANK OF AMERICA N.A.	10.07
	22		PHIL BANK OF COMMUNICATIONS	8.35
	23		SECURITY BANK CORP	7.91
	24		DEVELOPMENT BANK OF THE PHIL	6.69
	25		SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH	6.65
	26		KEB HANA BANK - MANILA BRANCH	6.18
	27		BDO PRIVATE BANK, INC.	6.16
	28		RIZAL COMM'L BANKING CORP	6.04
	29		INDUSTRIAL BANK OF KOREA MANILA BRANCH	5.27
	30		ING BANK N.V.	4.66
	31		BANGKOK BANK PUBLIC COMPANY LIMITED	4.55
	32		UNITED OVERSEAS BANK LIMITED MANILA BRANCH	4.54
	33		SHINHAN BANK - MANILA BRANCH	4.31
	34		CATHAY UNITED BANK CO LTD - MANILA BRANCH	4.28
	35		UNION BANK OF THE PHILS	3.46
	36		CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH	2.41
	37		PHIL TRUST COMPANY	1.80
	38		HUA NAN COMMERCIAL BANK LTD MANILA BRANCH	1.77
	39		FIRST COMMERCIAL BANK LTD MANILA BRANCH	0.91
	40		INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRANCH	0.67
	41		PHILIPPINE VETERANS BANK	0.22
	42		CTBC BANK (PHILIPPINES) CORP	-6.06
	43		MAYBANK PHILIPPINES INCORPORATED	-9.77
	44		CIMB BANK PHILIPPINES INC	-30.93
	Posted as of 30 Jun 2025