Ranking as to Return on Equity
	Universal and Commercial Bank Group
	As of 30 September 2024
	RANK		NAME OF BANK	ROE (%)
	1		CITIBANK, N.A.	26.63
	2		INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRANCH	23.71
	3		HONGKONG & SHANGHAI BANKING CORP	23.21
	4		ASIA UNITED BANK CORPORATION	22.22
	5		MIZUHO BANK LTD - MANILA BRANCH	21.98
	6		BANK OF AMERICA N.A.	17.44
	7		BANK OF THE PHIL ISLANDS	15.88
	8		CHINA BANKING CORP	15.62
	9		BDO UNIBANK INC	15.19
	10		AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED	14.60
	11		DEUTSCHE BANK AG	14.10
	12		STANDARD CHARTERED BANK	13.88
	13		METROPOLITAN BANK & TCO	13.78
	14		BANK OF CHINA (HONGKONG) LIMITED-MANILA BRANCH	13.76
	15		LAND BANK OF THE PHILIPPINES	12.77
	16		PHIL BANK OF COMMUNICATIONS	12.45
	17		EAST WEST BANKING CORP	11.03
	18		PHIL NATIONAL BANK	10.47
	19		JP MORGAN CHASE BANK NATIONAL ASSN.	9.78
	20		UNION BANK OF THE PHILS	9.31
	21		BANK OF COMMERCE	9.13
	22		SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH	8.24
	23		SECURITY BANK CORP	8.05
	24		PHILIPPINE VETERANS BANK	8.04
	25		DEVELOPMENT BANK OF THE PHIL	7.88
	26		MUFG BANK, LTD.	7.24
	27		INDUSTRIAL BANK OF KOREA MANILA BRANCH	7.03
	28		MEGA INT'L COMM'L BANK CO LTD	6.08
	29		KEB HANA BANK - MANILA BRANCH	5.91
	30		BDO PRIVATE BANK, INC.	5.87
	31		RIZAL COMM'L BANKING CORP	5.42
	32		UNITED OVERSEAS BANK LIMITED MANILA BRANCH	4.27
	33		BANGKOK BANK PUBLIC COMPANY LIMITED	4.07
	34		CATHAY UNITED BANK CO LTD - MANILA BRANCH	3.66
	35		SHINHAN BANK - MANILA BRANCH	3.20
	36		CTBC BANK (PHILIPPINES) CORP	2.50
	37		PHIL TRUST COMPANY	2.16
	38		FIRST COMMERCIAL BANK LTD MANILA BRANCH	1.95
	39		HUA NAN COMMERCIAL BANK LTD MANILA BRANCH	1.40
	40		CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH	1.35
	41		CIMB BANK PHILIPPINES INC	0.78
	42		ING BANK N.V.	-1.27
	43		MAYBANK PHILIPPINES INCORPORATED	-1.86
	44		AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS	-158.98
	Posted as of 20 December 2024