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| MAYA BANK INC | ||||
| Published Balance Sheet | ||||
| Amounts in Philippine Pesos | ||||
| As of 31 December 2023 | ||||
| ASSETS | ||||
| Current Quarter | Previous Quarter | |||
| Cash and Cash Items | 0.00 | 0.00 | ||
| Due from Bangko Sentral ng Pilipinas | 4,048,308,888.15 | 1,539,679,177.39 | ||
| Due from Other Central Banks and Banks - Net | 799,610,291.74 | 3,483,652.59 | ||
| Financial Assets at Fair Value through Profit or Loss (FVPL) 1/ | 0.00 | 0.00 | ||
| Financial Assets at Fair Value Through Other Comprehensive Income (FVOCI) - Net | 0.00 | 0.00 | ||
| Debt Securities at Amortized Cost - Net | 17,833,068,583.26 | 17,333,541,926.66 | ||
| Loans to Bangko Sentral ng Pilipinas | 0.00 | 0.00 | ||
| Interbank Loans Receivable | 0.00 | 0.00 | ||
| Loans and Receivables - Others | 2,959,918,918.67 | 2,477,036,776.44 | ||
| Loans and Receivables Arising from RA/CA/PR/SLB | 1,817,305,277.00 | 4,900,000,000.00 | ||
| Total Loan Portfolio (TLP) - Gross | 4,777,224,195.67 | 7,377,036,776.44 | ||
| Allowance for Credit Losses 2/ | 484,349,384.50 | 638,842,306.54 | ||
| Total Loan Portfolio - Net | 4,292,874,811.17 | 6,738,194,469.90 | ||
| Equity Investment in Subsidiaries, Associates and Joint Ventures - Net | 0.00 | 0.00 | ||
| Bank Premises, Furniture, Fixture and Equipment - Net | 44,010,109.15 | 44,448,441.93 | ||
| Real and Other Properties Acquired - Net | 0.00 | 0.00 | ||
| Sales Contract Receivables - Net | 0.00 | 0.00 | ||
| Non-Current Assets Held for Sale | 0.00 | 0.00 | ||
| Other Assets - Net | 1,062,939,642.61 | 962,410,984.99 | ||
| Net Due from Head Office/Branches/Agencies (Philippine
branch of a foreign bank) |
0.00 | 0.00 | ||
| TOTAL ASSETS | 28,080,812,326.08 | 26,621,758,653.46 | ||
| LIABILITIES | ||||
| Financial Liabilities at Fair Value through Profit or Loss (FVPL) 3/ | 0.00 | 0.00 | ||
| Deposit Liabilities | 24,810,801,806.52 | 23,515,234,855.41 | ||
| Due to Other Banks | 0.00 | 0.00 | ||
| Bills Payable | 0.00 | 0.00 | ||
| BSP (Rediscounting and Other Advances) | 0.00 | 0.00 | ||
| Interbank Loans Payable | 0.00 | 0.00 | ||
| Other Borrowings, including Deposit Substitutes | 0.00 | 0.00 | ||
| Bonds Payable-Net | 0.00 | 0.00 | ||
| Unsecured Subordinated Debt - Net | 0.00 | 0.00 | ||
| Redeemable Preferred Shares | 0.00 | 0.00 | ||
| Other Liabilities | 687,148,801.37 | 495,310,172.83 | ||
| Net Due to Head Office/Branches/Agencies (Philippine branch of a foreign bank) | 0.00 | 0.00 | ||
| TOTAL LIABILITIES | 25,497,950,607.89 | 24,010,545,028.24 | ||
| STOCKHOLDERS' EQUITY | ||||
| Capital Stock | 4,200,000,000.00 | 4,000,000,000.00 | ||
| Additional Paid-In Capital | 0.00 | 0.00 | ||
| Undivided Profits | -880,885,031.60 | -652,599,359.32 | ||
| Retained Earnings | -736,387,647.96 | -736,387,647.96 | ||
| Other Capital Accounts | 134,397.75 | 200,632.50 | ||
| Assigned Capital | 0.00 | 0.00 | ||
| TOTAL STOCKHOLDERS' EQUITY | 2,582,861,718.19 | 2,611,213,625.22 | ||
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY | 28,080,812,326.08 | 26,621,758,653.46 | ||
| CONTINGENT ACCOUNTS | ||||
| Guarantees Issued | 0.00 | 0.00 | ||
| Financial Standby Letters of Credit | 0.00 | 0.00 | ||
| Performance Standby Letters of Credit | 0.00 | 0.00 | ||
| Commercial Letters of Credit | 0.00 | 0.00 | ||
| Trade Related Guarantees | 0.00 | 0.00 | ||
| Commitments | 1,547,720,019.38 | 1,526,667,035.99 | ||
| Spot Foreign Exchange Contracts | 0.00 | 0.00 | ||
| Securities Held Under Custodianship by Bank Proper | 0.00 | 0.00 | ||
| Trust Department Accounts | 0.00 | 0.00 | ||
| Derivatives | 0.00 | 0.00 | ||
| Others | 0.00 | 0.00 | ||
| TOTAL CONTINGENT ACCOUNTS | 1,547,720,019.38 | 1,526,667,035.99 | ||
| FINANCIAL INDICATORS (%) | ||||
| ASSET QUALITY | ||||
| Gross Non-Performing Loans (NPL) Ratio | 4.27 | 5.29 | ||
| Net NPL Ratio | 0.57 | 0.40 | ||
| Gross NPL Coverage Ratio | 237.41 | 163.85 | ||
| Net NPL Coverage Ratio | 1,785.14 | 2,185.40 | ||
| RELATED PARTY TRANSACTIONS | ||||
| Ratio of Loans to Related Parties to gross TLP | 0.00 | 0.00 | ||
| Ratio of Non-Performing Loans to Related Parties to Total Loans to Related Parties | 0.00 | 0.00 | ||
| Ratio of DOSRI Loans to gross TLP | 0.00 | 0.00 | ||
| Ratio of Non-Performing DOSRI Loans to Total Loans to DOSRI | 0.00 | 0.00 | ||
| LIQUIDITY | ||||
| Liquidity Coverage Ratio 4/ | 5,351.02 | 2,102.03 | ||
| Net Stable Funding Ratio 4/ | 639.00 | 888.69 | ||
| Minimum Liquidity Ratio 5/ | 0.00 | 0.00 | ||
| PROFITABILITY | ||||
| Return on Equity (ROE) | -43.25 | -46.10 | ||
| Return on Assets | -3.56 | -3.61 | ||
| Net Interest Margin | 7.20 | 6.48 | ||
| CAPITAL ADEQUACY | ||||
| Common Equity Tier 1 Ratio | 53.08 | 80.72 | ||
| Tier 1 Capital Ratio | 53.08 | 80.72 | ||
| CAR | 53.80 | 81.47 | ||
| LEVERAGE | ||||
| Basel III Leverage Ratio 4/ | 6.62 | 7.49 | ||
| Deferred Charges not yet Written Down | 0.00 | 0.00 | ||
| Newspaper Published in: Manila Standard | ||||
| Newspaper Published on: 15-Feb-2024 | ||||