| ` | ||||
| MAYA BANK INC | ||||
| Published Balance Sheet | ||||
| Amounts in Philippine Pesos | ||||
| As of 31 December 2024 | ||||
| ASSETS | ||||
| Current Quarter | Previous Quarter | |||
| Cash and Cash Items | 0.00 | 0.00 | ||
| Due from Bangko Sentral ng Pilipinas | 7,790,475,380.60 | 7,715,369,217.49 | ||
| Due from Other Central Banks and Banks - Net | 62,399,872.28 | 552,906,071.53 | ||
| Financial Assets at Fair Value through Profit or Loss (FVPL) 1/ | 0.00 | 0.00 | ||
| Financial Assets at Fair Value Through Other Comprehensive Income (FVOCI) - Net | 0.00 | 0.00 | ||
| Debt Securities at Amortized Cost - Net | 18,020,405,295.01 | 20,168,130,668.08 | ||
| Loans to Bangko Sentral ng Pilipinas | 0.00 | 0.00 | ||
| Interbank Loans Receivable | 0.00 | 0.00 | ||
| Loans and Receivables - Others | 16,719,002,312.21 | 11,209,309,095.48 | ||
| Loans and Receivables Arising from RA/CA/PR/SLB | 2,120,000,000.00 | 905,000,000.00 | ||
| Total Loan Portfolio (TLP) - Gross | 18,839,002,312.21 | 12,114,309,095.48 | ||
| Allowance for Credit Losses 2/ | 1,389,623,896.64 | 1,187,713,310.16 | ||
| Total Loan Portfolio - Net | 17,449,378,415.57 | 10,926,595,785.32 | ||
| Equity Investment in Subsidiaries, Associates and Joint Ventures - Net | 0.00 | 0.00 | ||
| Bank Premises, Furniture, Fixture and Equipment - Net | 63,022,081.11 | 44,779,334.90 | ||
| Real and Other Properties Acquired - Net | 0.00 | 0.00 | ||
| Sales Contract Receivables - Net | 0.00 | 0.00 | ||
| Non-Current Assets Held for Sale | 0.00 | 0.00 | ||
| Other Assets - Net | 1,935,637,531.94 | 1,551,017,904.26 | ||
| Net Due from Head Office/Branches/Agencies (Philippine
branch of a foreign bank) |
0.00 | 0.00 | ||
| TOTAL ASSETS | 45,321,318,576.51 | 40,958,798,981.58 | ||
| LIABILITIES | ||||
| Financial Liabilities at Fair Value through Profit or Loss (FVPL) 3/ | 0.00 | 0.00 | ||
| Deposit Liabilities | 39,339,762,566.28 | 35,725,451,169.45 | ||
| Due to Other Banks | 0.00 | 0.00 | ||
| Bills Payable | 0.00 | 0.00 | ||
| BSP (Rediscounting and Other Advances) | 0.00 | 0.00 | ||
| Interbank Loans Payable | 0.00 | 0.00 | ||
| Other Borrowings, including Deposit Substitutes | 0.00 | 0.00 | ||
| Bonds Payable-Net | 0.00 | 0.00 | ||
| Unsecured Subordinated Debt - Net | 0.00 | 0.00 | ||
| Redeemable Preferred Shares | 0.00 | 0.00 | ||
| Other Liabilities | 1,867,871,742.26 | 1,497,697,278.12 | ||
| Net Due to Head Office/Branches/Agencies (Philippine branch of a foreign bank) | 0.00 | 0.00 | ||
| TOTAL LIABILITIES | 41,207,634,308.54 | 37,223,148,447.57 | ||
| STOCKHOLDERS' EQUITY | ||||
| Capital Stock | 5,730,000,000.00 | 5,730,000,000.00 | ||
| Additional Paid-In Capital | 0.00 | 0.00 | ||
| Undivided Profits | 25,625,753.07 | (354,197,738.09) | ||
| Retained Earnings | (1,640,286,125.65) | (1,640,286,125.65) | ||
| Other Capital Accounts | (1,655,359.45) | 134,397.75 | ||
| Assigned Capital | 0.00 | 0.00 | ||
| TOTAL STOCKHOLDERS' EQUITY | 4,113,684,267.97 | 3,735,650,534.01 | ||
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY | 45,321,318,576.51 | 40,958,798,981.58 | ||
| CONTINGENT ACCOUNTS | ||||
| Guarantees Issued | 0.00 | 0.00 | ||
| Financial Standby Letters of Credit | 0.00 | 0.00 | ||
| Performance Standby Letters of Credit | 0.00 | 0.00 | ||
| Commercial Letters of Credit | 0.00 | 0.00 | ||
| Trade Related Guarantees | 0.00 | 0.00 | ||
| Commitments | 13,586,822,916.04 | 8,239,032,875.15 | ||
| Spot Foreign Exchange Contracts | 0.00 | 0.00 | ||
| Securities Held Under Custodianship by Bank Proper | 0.00 | 0.00 | ||
| Trust Department Accounts | 0.00 | 0.00 | ||
| Derivatives | 0.00 | 0.00 | ||
| Others | 0.00 | 0.00 | ||
| TOTAL CONTINGENT ACCOUNTS | 13,586,822,916.04 | 8,239,032,875.15 | ||
| FINANCIAL INDICATORS (%) | ||||
| ASSET QUALITY | ||||
| Gross Non-Performing Loans (NPL) Ratio | 3.07 | 4.06 | ||
| Net NPL Ratio | 0.38 | 0.00 | ||
| Gross NPL Coverage Ratio | 240.24 | 241.40 | ||
| Net NPL Coverage Ratio | 213.33 | 220.43 | ||
| RELATED PARTY TRANSACTIONS | ||||
| Ratio of Loans to Related Parties to gross TLP | 0.00 | 0.00 | ||
| Ratio of Non-Performing Loans to Related Parties to Total Loans to Related Parties | 0.00 | 0.00 | ||
| Ratio of DOSRI Loans to gross TLP | 0.00 | 0.00 | ||
| Ratio of Non-Performing DOSRI Loans to Total Loans to DOSRI | 0.00 | 0.00 | ||
| LIQUIDITY | ||||
| Liquidity Coverage Ratio 4/ | 3,134.97 | 4,074.83 | ||
| Net Stable Funding Ratio 4/ | 361.95 | 470.72 | ||
| Minimum Liquidity Ratio 5/ | 0.00 | 0.00 | ||
| PROFITABILITY | ||||
| Return on Equity (ROE) | 0.77 | (15.24) | ||
| Return on Assets | 0.07 | (1.35) | ||
| Net Interest Margin | 13.54 | 12.25 | ||
| CAPITAL ADEQUACY | ||||
| Common Equity Tier 1 Ratio | 16.79 | 21.90 | ||
| Tier 1 Capital Ratio | 16.79 | 21.90 | ||
| CAR | 17.66 | 22.72 | ||
| LEVERAGE | ||||
| Basel III Leverage Ratio 4/ | 6.64 | 6.73 | ||
| Deferred Charges not yet Written Down | 0.00 | 0.00 | ||
| 1/ This account is comprised of Financial Assets Held for Trading (HFT), Debt Securities Designated at FVPL, and Other Financial Assets Mandatorily Measured at FVPL. | ||||
| 2/ This acccount is comprised of Specific Allowance for Credit Losses and General Loan Loss Provision. | ||||
| 3/ This account is comprised of Financial Liabilities Held for Trading, and Financial Liabilities Designated at FVPL. | ||||
| 4/ Only applicable to All Universal and Commercial Banks and their subsidiary banks. | ||||
| 5/ Only applicable to All Stand-alone TBs, RBs, and CoopBanks | ||||
| Newspaper Published in: Manila Standard | ||||
| Newspaper Published on: 18-Feb-2025 | ||||