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OVERSEAS FILIPINO BANK INC A DIGITAL BANK OF LANDBANK | ||||
Published Balance Sheet | ||||
Amounts in Philippine Pesos | ||||
As of 31 December 2023 | ||||
ASSETS | ||||
Current Quarter | Previous Quarter | |||
Cash and Cash Items | 0.00 | 0.00 | ||
Due from Bangko Sentral ng Pilipinas | 946,625,932.82 | 791,324,455.11 | ||
Due from Other Central Banks and Banks - Net | 71,717,394.50 | 70,955,950.59 | ||
Financial Assets at Fair Value through Profit or Loss (FVPL) 1/ | 0.00 | 0.00 | ||
Financial Assets at Fair Value Through Other Comprehensive Income (FVOCI) - Net | 47,540,141.80 | 46,940,044.89 | ||
Debt Securities at Amortized Cost - Net | 1,413,563,681.19 | 1,413,158,512.22 | ||
Loans to Bangko Sentral ng Pilipinas | 0.00 | 0.00 | ||
Interbank Loans Receivable | 0.00 | 0.00 | ||
Loans and Receivables - Others | 1,789,202,617.84 | 1,820,828,594.10 | ||
Loans and Receivables Arising from RA/CA/PR/SLB | 86,871,186.00 | 177,000,000.00 | ||
Total Loan Portfolio (TLP) - Gross | 1,876,073,803.84 | 1,997,828,594.10 | ||
Allowance for Credit Losses 2/ | 31,306,708.52 | 19,520,996.43 | ||
Total Loan Portfolio - Net | 1,844,767,095.32 | 1,978,307,597.67 | ||
Equity Investment in Subsidiaries, Associates and Joint Ventures - Net | 0.00 | 0.00 | ||
Bank Premises, Furniture, Fixture and Equipment - Net | 153,192,634.75 | 152,586,479.01 | ||
Real and Other Properties Acquired - Net | 0.00 | 0.00 | ||
Sales Contract Receivables - Net | 0.00 | 0.00 | ||
Non-Current Assets Held for Sale | 0.00 | 0.00 | ||
Other Assets - Net | 284,322,787.02 | 280,985,532.67 | ||
Net Due from Head Office/Branches/Agencies (Philippine
branch of a foreign bank) |
0.00 | 0.00 | ||
TOTAL ASSETS | 4,761,729,667.40 | 4,734,258,572.16 | ||
LIABILITIES | ||||
Financial Liabilities at Fair Value through Profit or Loss (FVPL) 3/ | 0.00 | 0.00 | ||
Deposit Liabilities | 3,253,289,898.89 | 3,187,478,125.95 | ||
Due to Other Banks | 0.00 | 0.00 | ||
Bills Payable | 0.00 | 0.00 | ||
BSP (Rediscounting and Other Advances) | 0.00 | 0.00 | ||
Interbank Loans Payable | 0.00 | 0.00 | ||
Other Borrowings, including Deposit Substitutes | 0.00 | 0.00 | ||
Bonds Payable-Net | 0.00 | 0.00 | ||
Unsecured Subordinated Debt - Net | 0.00 | 0.00 | ||
Redeemable Preferred Shares | 0.00 | 0.00 | ||
Other Liabilities | 211,577,987.16 | 228,195,662.67 | ||
Net Due to Head Office/Branches/Agencies (Philippine branch of a foreign bank) | 0.00 | 0.00 | ||
TOTAL LIABILITIES | 3,464,867,886.05 | 3,415,673,788.62 | ||
STOCKHOLDERS' EQUITY | ||||
Capital Stock | 2,680,000,000.00 | 2,680,000,000.00 | ||
Additional Paid-In Capital | 0.00 | 0.00 | ||
Undivided Profits | 50,356,933.88 | 72,615,372.93 | ||
Retained Earnings | -1,431,231,409.90 | -1,431,231,409.90 | ||
Other Capital Accounts | -2,263,742.63 | -2,799,179.49 | ||
Assigned Capital | 0.00 | 0.00 | ||
TOTAL STOCKHOLDERS' EQUITY | 1,296,861,781.35 | 1,318,584,783.54 | ||
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY | 4,761,729,667.40 | 4,734,258,572.16 | ||
CONTINGENT ACCOUNTS | ||||
Guarantees Issued | 0.00 | 0.00 | ||
Financial Standby Letters of Credit | 0.00 | 0.00 | ||
Performance Standby Letters of Credit | 0.00 | 0.00 | ||
Commercial Letters of Credit | 0.00 | 0.00 | ||
Trade Related Guarantees | 0.00 | 0.00 | ||
Commitments | 0.00 | 0.00 | ||
Spot Foreign Exchange Contracts | 0.00 | 0.00 | ||
Securities Held Under Custodianship by Bank Proper | 0.00 | 0.00 | ||
Trust Department Accounts | 0.00 | 0.00 | ||
Derivatives | 0.00 | 0.00 | ||
Others | 7.00 | 7.00 | ||
TOTAL CONTINGENT ACCOUNTS | 7.00 | 7.00 | ||
FINANCIAL INDICATORS (%) | ||||
ASSET QUALITY | ||||
Gross Non-Performing Loans (NPL) Ratio | 1.39 | 1.03 | ||
Net NPL Ratio | 0.76 | 0.45 | ||
Gross NPL Coverage Ratio | 120.13 | 150.53 | ||
Net NPL Coverage Ratio | 219.33 | 216.60 | ||
RELATED PARTY TRANSACTIONS | ||||
Ratio of Loans to Related Parties to gross TLP | 0.00 | 0.00 | ||
Ratio of Non-Performing Loans to Related Parties to Total Loans to Related Parties | 0.00 | 0.00 | ||
Ratio of DOSRI Loans to gross TLP | 0.00 | 0.00 | ||
Ratio of Non-Performing DOSRI Loans to Total Loans to DOSRI | 0.00 | 0.00 | ||
LIQUIDITY | ||||
Liquidity Coverage Ratio 4/ | 338.83 | 337.71 | ||
Net Stable Funding Ratio 4/ | 164.00 | 159.00 | ||
Minimum Liquidity Ratio 5/ | 0.00 | 0.00 | ||
PROFITABILITY | ||||
Return on Equity (ROE) | 3.81 | 7.31 | ||
Return on Assets | 1.10 | 2.10 | ||
Net Interest Margin | 4.00 | 4.10 | ||
CAPITAL ADEQUACY | ||||
Common Equity Tier 1 Ratio | 51.53 | 50.49 | ||
Tier 1 Capital Ratio | 51.53 | 50.49 | ||
CAR | 52.32 | 51.24 | ||
LEVERAGE | ||||
Basel III Leverage Ratio 4/ | 26.78 | 27.37 | ||
Deferred Charges not yet Written Down | 0.00 | 0.00 | ||
Newspaper Published in: The Manila Times | ||||
Newspaper Published on: 20-Feb-2024 | ||||