4 Income Statement
###	Philippine Banking System
###	as of end of periods indicated
	amounts in thousand Pesos
	Selected Accounts	Mar-25
operating_income	TOTAL OPERATING INCOME	336,901,837.65
interest_income	Interest Income	395,991,967.51
interest_expense	Interest Expense	119,320,039.23
prov_loss_acc_int_inc_fin_asst	Provision for Losses on Accrued Interest Income from Financial Assets	442,872.43
net_interest_income	Net Interest Income	276,229,055.85
non_interest_income	Non-Interest income	60,672,781.81
fees_comm_income	(1) Fees and Commissions Income	44,594,038.49
trading_income	(2) Trading Income	-1,168,824.95
realized_gains_loss_sale	(a) Realized Gains/(Losses) from Sale/Redemption	4,284,425.84
unrealized_gains_loss_mtm	(b) Unrealized Gains/(Losses) from Marking-to-Market	-2,743,820.49
realized_gains_loss_forex	(c) Realized Gains/(Losses) from FX Transactions	-2,710,032.92
profit_loss_sale_other_asset	(3) Profits/Losses on Sale of Other Assets	4,478,248.92
prof_loss_sale_ntrad_fin_astlib	(a) Profit/(Loss) from Sale/Redemption/Derecognition of Non-Trading Fin'l Assets & Liabilities	1,120,386.66
gain_loss_sale_nonfin_asset	(b) Profit/(Loss) from Sale/Derecognition of Non-Fin'l Assets	3,357,862.26
other_income_web	(4) Other Income	12,769,319.35
dividend_income	(a) Dividend Income	702,980.46
forex_profit_loss	(b) Foreign Exchange Profit/(Loss)	6,398,783.15
gain_loss_fin_asst_liab_dfvpl	(c) Profit/(Loss) on Financial Assets and Liabilities DFVPL	3,784.85
gain_loss_fair_value_hedge	(d) Profit/(Loss) on Fair Value Adjustment in Hedge Accounting	22,295.88
other_income	(e) Other income	5,641,475.02
non_interest_expense	NON-INTEREST EXPENSES	191,056,447.72
compens_fringe_benefits	(1) Compensation/Fringe Benefits	60,898,427.98
taxes_license	(2) Taxes and Licenses	26,168,775.71
fees_comm_expenses	(3) Fees and Commissions	14,279,852.33
other_admin_expenses	(4) Other Administrative Expenses	71,022,246.42
deprec_amort	(5) Depreciation/Amortization	13,889,357.35
impairment_loss	(6) Impairment Losses	437,007.72
provisions	(7) Provisions	4,360,780.22
loss_recoveries_fin_asset	LOSSES/RECOVERIES ON FINANCIAL ASSETS	-29,828,429.21
prov_cred_loss_fasst_offbs_expo	(1) Provision for Credit Losses on Loans & Other Fin'l Assets	-34,894,216.65
bad_debts_written_off	(2) Bad Debts Written Off	-1,247,973.02
recovery_impaired_off_asset	(3) Recovery on Charged-Off Assets	6,313,760.47
net_profit_bef_share_prof	NET PROFIT BEFORE SHARE IN THE PROFIT/(LOSS) OF UNCONSOLIDATED SUBSIDIARIES, ASSOCIATES AND JOINT VENTURES ACCOUNTED FOR USING THE EQUITY METHOD	116,016,960.72
share_prof_loss_uncons_subs	Share in the Profit/(Loss) of Unconsolidated Subsidiaries, Associates and Joint Ventures Accounted for Using the Equity Method	7,429,733.30
total_prof_loss_bef_tax	TOTAL PROFIT/LOSS BEFORE TAX AND BEFORE MINORITY INTEREST	123,446,694.03
income_tax_expense	Income Tax Expense	21,543,746.37
total_prof_loss_aft_tax	TOTAL PROFIT/LOSS AFTER TAX AND BEFORE MINORITY INTEREST	101,902,947.65
noncontroll_int_prof_loss	Minority Interest in Profit/(Loss) of Subsidiaries	0.00
net_profit_loss	NET PROFIT OR LOSS	101,902,947.65
	/p Preliminary
	/r Revised
	Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
	Updated as of 15 May 2025