LOANS OUTSTANDING FOR PRODUCTION AND
CONSUMER LOANS: UNIVERSAL AND COMMERCIAL BANKS 1 |
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in million
pesos |
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LEVELS |
Y-O-Y
CHANGE |
SHARE TO TOTAL LOANS OUTSTANDING NET OF RRPS |
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(as of end-period) |
(in
percent) |
(in percent) |
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Dec-22 |
Jan-23 |
Dec-23 |
Jan-24 p |
Dec-23 |
Jan-24 p |
Dec-22 |
Jan-23 |
Dec-23 |
Jan-24 p |
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I. Residents |
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A. For Production by Economic Activity |
9,581,804 |
9,367,621 |
10,119,271 |
9,915,689 |
5.6 |
5.9 |
87.7 |
87.5 |
86.5 |
85.9 |
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1. |
Agriculture, Forestry and Fishing |
207,133 |
204,776 |
214,820 |
211,864 |
3.7 |
3.5 |
1.9 |
1.9 |
1.8 |
1.8 |
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2. |
Mining and Quarrying |
39,343 |
37,547 |
44,919 |
45,552 |
14.2 |
21.3 |
0.4 |
0.4 |
0.4 |
0.4 |
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3. |
Manufacturing |
1,260,391 |
1,190,216 |
1,271,644 |
1,214,006 |
0.9 |
2.0 |
11.5 |
11.1 |
10.9 |
10.5 |
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4. |
Electricity, Gas, Steam & Air-conditioning Supply |
1,197,716 |
1,181,291 |
1,273,415 |
1,267,065 |
6.3 |
7.3 |
11.0 |
11.0 |
10.9 |
11.0 |
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5. |
Water Supply, Sewerage, Waste Management and Remediation
Activities |
135,759 |
131,836 |
177,116 |
175,907 |
30.5 |
33.4 |
1.2 |
1.2 |
1.5 |
1.5 |
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6. |
Construction |
448,044 |
411,689 |
492,383 |
467,846 |
9.9 |
13.6 |
4.1 |
3.8 |
4.2 |
4.1 |
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7. |
Wholesale & Retail Trade, Repair of Motor Vehicles
and Motorcycles |
1,269,654 |
1,217,843 |
1,371,375 |
1,307,917 |
8.0 |
7.4 |
11.6 |
11.4 |
11.7 |
11.3 |
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8. |
Accommodation and Food Service Activities |
149,824 |
142,872 |
151,543 |
145,807 |
1.1 |
2.1 |
1.4 |
1.3 |
1.3 |
1.3 |
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9. |
Transportation and Storage |
347,394 |
341,941 |
381,879 |
404,261 |
9.9 |
18.2 |
3.2 |
3.2 |
3.3 |
3.5 |
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10. |
Information and Communication |
588,977 |
588,858 |
630,899 |
629,887 |
7.1 |
7.0 |
5.4 |
5.5 |
5.4 |
5.5 |
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11. |
Financial and Insurance Activities |
1,038,955 |
1,006,132 |
987,161 |
983,992 |
-5.0 |
-2.2 |
9.5 |
9.4 |
8.4 |
8.5 |
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12. |
Real Estate Activities |
2,187,867 |
2,125,826 |
2,428,263 |
2,368,292 |
11.0 |
11.4 |
20.0 |
19.9 |
20.7 |
20.5 |
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13. |
Professional, Scientific and Technical Services |
42,391 |
122,792 |
37,670 |
37,535 |
-11.1 |
-69.4 |
0.4 |
1.1 |
0.3 |
0.3 |
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14. |
Administrative and Support Services Activities |
39,865 |
40,520 |
43,935 |
46,216 |
10.2 |
14.1 |
0.4 |
0.4 |
0.4 |
0.4 |
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15. |
Public Administration and Defense, Compulsory Social
Security |
170,322 |
170,743 |
192,682 |
193,119 |
13.1 |
13.1 |
1.6 |
1.6 |
1.6 |
1.7 |
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16. |
Education |
33,866 |
32,980 |
30,953 |
30,446 |
-8.6 |
-7.7 |
0.3 |
0.3 |
0.3 |
0.3 |
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17. |
Human Health and Social Work Activities |
96,663 |
95,000 |
101,836 |
100,780 |
5.4 |
6.1 |
0.9 |
0.9 |
0.9 |
0.9 |
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18. |
Arts, Entertainment and Recreation |
174,185 |
171,944 |
173,281 |
173,926 |
-0.5 |
1.2 |
1.6 |
1.6 |
1.5 |
1.5 |
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19. |
Other Service Activities |
84,256 |
84,007 |
95,097 |
95,126 |
12.9 |
13.2 |
0.8 |
0.8 |
0.8 |
0.8 |
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20. |
Activities of Households
as Employers and Undifferentiated Goods-and Services-Producing Activities of
Households for Own Use |
69,196 |
68,808 |
18,400 |
16,144 |
-73.4 |
-76.5 |
0.6 |
0.6 |
0.2 |
0.1 |
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21. |
Activities of Extra-Territorial Organizations &
Bodies |
0 |
0 |
0 |
0 |
-- |
-- |
0.0 |
0.0 |
0.0 |
0.0 |
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B. For Consumer Loans 2 |
1,028,218 |
1,027,584 |
1,273,670 |
1,286,312 |
23.9 |
25.2 |
9.4 |
9.6 |
10.9 |
11.1 |
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1. |
Credit Card |
555,283 |
560,380 |
722,456 |
728,965 |
30.1 |
30.1 |
5.1 |
5.2 |
6.2 |
6.3 |
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2. |
Motor Vehicle Loans |
326,321 |
324,244 |
380,136 |
387,990 |
16.5 |
19.7 |
3.0 |
3.0 |
3.2 |
3.4 |
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3. |
Salary-Based General Purpose Consumption Loan |
121,576 |
120,804 |
135,526 |
138,418 |
11.5 |
14.6 |
1.1 |
1.1 |
1.2 |
1.2 |
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4. |
Others |
25,038 |
22,155 |
35,552 |
30,940 |
42.0 |
39.7 |
0.2 |
0.2 |
0.3 |
0.3 |
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C. Under BSP Reverse Repurchase (RRP)
Agreements |
274,679 |
264,603 |
578,586 |
335,394 |
110.6 |
26.8 |
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Total Loans Outstanding to Residents |
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Gross of RRPs |
10,884,701 |
10,659,807 |
11,971,527 |
11,537,395 |
10.0 |
8.2 |
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Net of RRPs |
10,610,022 |
10,395,204 |
11,392,941 |
11,202,001 |
7.4 |
7.8 |
97.1 |
97.1 |
97.3 |
97.0 |
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II. Nonresidents |
321,454 |
312,161 |
312,106 |
342,750 |
-2.9 |
9.8 |
2.9 |
2.9 |
2.7 |
3.0 |
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lll. Total Loans Outstanding to Residents and
Nonresidents |
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Gross of RRPs |
11,206,155 |
10,971,968 |
12,283,634 |
11,880,145 |
9.6 |
8.3 |
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Net of RRPs |
10,931,476 |
10,707,365 |
11,705,048 |
11,544,751 |
7.1 |
7.8 |
100.0 |
100.0 |
100.0 |
100.0 |
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Memo Items: |
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a. Loans of domestic banks' foreign offices |
88,960 |
89,569 |
78,825 |
81,193 |
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b. Interbank loans inclusive of loans to BSP |
361,615 |
366,689 |
334,427 |
339,809 |
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c. Loans and Receivables Arising from
Repurchase Agreements, Certificates of Assignment/ |
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Participation with Recourse and Securities
Lending and Borrowing Transactions 3 |
145,815 |
80,400 |
154,583 |
100,723 |
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Total Loans Outstanding (inclusive of memo
items) 4 |
11,802,545 |
11,508,625 |
12,851,468 |
12,401,871 |
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1 |
Net of amortization. Based on 2009 Philippine
Standard Industrial Classification (PSIC). |
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2 |
Excludes Residential Real Estate Loans (RREL) |
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3 |
Excludes BSP RRP Agreements |
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4 |
Sum of Total Loans Outstanding to Residents
and Nonresidents (Gross of BSP RRP Agreements) and of all memo items |
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r |
Revised |
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p |
Preliminary |
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-- |
Undefined or indeterminate |
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Details may not add up to total due to
rounding. |
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