LOANS OUTSTANDING FOR PRODUCTION AND CONSUMER LOANS: UNIVERSAL AND COMMERCIAL BANKS 1                    
in million pesos
      LEVELS Y-O-Y CHANGE SHARE TO TOTAL LOANS OUTSTANDING NET OF RRPS
      (as of end-period) (in percent) (in percent)
      Dec-22 Jan-23 Dec-23 Jan-24 p Dec-23 Jan-24 p Dec-22 Jan-23 Dec-23 Jan-24 p
I.   Residents
A. For Production by Economic Activity 9,581,804 9,367,621 10,119,271 9,915,689 5.6 5.9 87.7 87.5 86.5 85.9
1. Agriculture, Forestry and Fishing 207,133 204,776 214,820 211,864 3.7 3.5 1.9 1.9 1.8 1.8
2. Mining and Quarrying 39,343 37,547 44,919 45,552 14.2 21.3 0.4 0.4 0.4 0.4
3. Manufacturing 1,260,391 1,190,216 1,271,644 1,214,006 0.9 2.0 11.5 11.1 10.9 10.5
4. Electricity, Gas, Steam & Air-conditioning Supply 1,197,716 1,181,291 1,273,415 1,267,065 6.3 7.3 11.0 11.0 10.9 11.0
5. Water Supply, Sewerage, Waste Management and Remediation Activities 135,759 131,836 177,116 175,907 30.5 33.4 1.2 1.2 1.5 1.5
6. Construction 448,044 411,689 492,383 467,846 9.9 13.6 4.1 3.8 4.2 4.1
7. Wholesale & Retail Trade, Repair of Motor Vehicles and Motorcycles 1,269,654 1,217,843 1,371,375 1,307,917 8.0 7.4 11.6 11.4 11.7 11.3
8. Accommodation and Food Service  Activities 149,824 142,872 151,543 145,807 1.1 2.1 1.4 1.3 1.3 1.3
9. Transportation and Storage 347,394 341,941 381,879 404,261 9.9 18.2 3.2 3.2 3.3 3.5
10. Information and Communication 588,977 588,858 630,899 629,887 7.1 7.0 5.4 5.5 5.4 5.5
11. Financial and Insurance Activities 1,038,955 1,006,132 987,161 983,992 -5.0 -2.2 9.5 9.4 8.4 8.5
12. Real Estate Activities 2,187,867 2,125,826 2,428,263 2,368,292 11.0 11.4 20.0 19.9 20.7 20.5
13. Professional, Scientific and Technical Services 42,391 122,792 37,670 37,535 -11.1 -69.4 0.4 1.1 0.3 0.3
14. Administrative and Support Services Activities 39,865 40,520 43,935 46,216 10.2 14.1 0.4 0.4 0.4 0.4
15. Public Administration and Defense, Compulsory Social Security 170,322 170,743 192,682 193,119 13.1 13.1 1.6 1.6 1.6 1.7
16. Education 33,866 32,980 30,953 30,446 -8.6 -7.7 0.3 0.3 0.3 0.3
17. Human Health and Social Work Activities 96,663 95,000 101,836 100,780 5.4 6.1 0.9 0.9 0.9 0.9
18. Arts, Entertainment and Recreation 174,185 171,944 173,281 173,926 -0.5 1.2 1.6 1.6 1.5 1.5
19. Other Service Activities 84,256 84,007 95,097 95,126 12.9 13.2 0.8 0.8 0.8 0.8
20. Activities of Households as Employers and Undifferentiated Goods-and Services-Producing Activities of Households for Own Use 69,196 68,808 18,400 16,144 -73.4 -76.5 0.6 0.6 0.2 0.1
21. Activities of Extra-Territorial Organizations & Bodies 0 0 0 0 -- -- 0.0 0.0 0.0 0.0
B. For Consumer Loans 2 1,028,218 1,027,584 1,273,670 1,286,312 23.9 25.2 9.4 9.6 10.9 11.1
1. Credit Card 555,283 560,380 722,456 728,965 30.1 30.1 5.1 5.2 6.2 6.3
2. Motor Vehicle Loans 326,321 324,244 380,136 387,990 16.5 19.7 3.0 3.0 3.2 3.4
3. Salary-Based General Purpose Consumption Loan 121,576 120,804 135,526 138,418 11.5 14.6 1.1 1.1 1.2 1.2
4. Others 25,038 22,155 35,552 30,940 42.0 39.7 0.2 0.2 0.3 0.3
C. Under BSP Reverse Repurchase (RRP) Agreements 274,679 264,603 578,586 335,394 110.6 26.8
Total Loans Outstanding to Residents
Gross of RRPs 10,884,701 10,659,807 11,971,527 11,537,395 10.0 8.2
Net of RRPs 10,610,022 10,395,204 11,392,941 11,202,001 7.4 7.8 97.1 97.1 97.3 97.0
II.   Nonresidents 321,454 312,161 312,106 342,750 -2.9 9.8 2.9 2.9 2.7 3.0
lll.  Total Loans Outstanding to Residents and Nonresidents
Gross of RRPs 11,206,155 10,971,968 12,283,634 11,880,145 9.6 8.3
Net of RRPs 10,931,476 10,707,365 11,705,048 11,544,751 7.1 7.8 100.0 100.0 100.0 100.0
Memo Items:
a. Loans of domestic banks' foreign offices 88,960 89,569 78,825 81,193
b. Interbank loans inclusive of loans to BSP 361,615 366,689 334,427 339,809
c. Loans and Receivables Arising from Repurchase Agreements, Certificates of Assignment/
Participation with Recourse and Securities Lending and Borrowing Transactions 3 145,815 80,400 154,583 100,723
Total Loans Outstanding (inclusive of memo items) 4 11,802,545 11,508,625 12,851,468 12,401,871
                         
1 Net of amortization. Based on 2009 Philippine Standard Industrial Classification (PSIC). 
2 Excludes Residential Real Estate Loans (RREL)
3 Excludes BSP RRP Agreements
4 Sum of Total Loans Outstanding to Residents and Nonresidents (Gross of BSP RRP Agreements) and of all memo items
p Preliminary
-- Undefined or indeterminate
Details may not add up to total due to rounding.