Loans Outstanding for Production and Consumer Loans: Universal and Commercial Banks 1
as of periods indicated
                                 
Levels Year-on-Year Change Share to Total Loans Outstanding, Net of RRPs
(in million Philippine pesos) (in percent) (in percent)
2025   2026 2026 2025   2026
February March February r March p February r March p February March February r March p
                                 
I.   Residents 2
A. For Production by Economic Activity 11,081,991 11,227,953 12,035,996 12,322,246 8.6 9.7 85.1 85.1 84.3 84.4
1. Agriculture, Forestry and Fishing 225,231 227,701 254,238 261,484 12.9 14.8 1.7 1.7 1.8 1.8
2. Mining and Quarrying 57,519 58,940 67,075 73,066 16.6 24.0 0.4 0.4 0.5 0.5
3. Manufacturing 1,250,949 1,257,473 1,178,393 1,216,033 -5.8 -3.3 9.6 9.5 8.3 8.3
4. Electricity, Gas, Steam and Air-conditioning Supply 1,552,526 1,588,367 1,918,238 2,013,241 23.6 26.7 11.9 12.0 13.4 13.8
5. Water Supply, Sewerage, Waste Management and Remediation Activities 200,147 209,785 252,252 265,338 26.0 26.5 1.5 1.6 1.8 1.8
6. Construction 534,363 516,539 493,711 488,613 -7.6 -5.4 4.1 3.9 3.5 3.3
7. Wholesale and Retail Trade, Repair of Motor Vehicles and Motorcycles 1,483,554 1,486,102 1,605,058 1,624,268 8.2 9.3 11.4 11.3 11.2 11.1
8. Accommodation and Food Service  Activities 171,819 171,785 190,025 198,815 10.6 15.7 1.3 1.3 1.3 1.4
9. Transportation and Storage 489,509 499,561 583,170 596,375 19.1 19.4 3.8 3.8 4.1 4.1
10. Information and Communication 675,558 682,486 715,046 720,822 5.8 5.6 5.2 5.2 5.0 4.9
11. Financial and Insurance Activities 1,050,247 1,086,803 1,091,077 1,134,445 3.9 4.4 8.1 8.2 7.6 7.8
12. Real Estate Activities 2,611,214 2,662,992 2,846,829 2,897,274 9.0 8.8 20.0 20.2 19.9 19.8
13. Professional, Scientific and Technical Services 57,179 57,264 72,877 70,804 27.5 23.6 0.4 0.4 0.5 0.5
14. Administrative and Support Services Activities 44,522 42,685 47,498 47,674 6.7 11.7 0.3 0.3 0.3 0.3
15. Public Administration and Defense, Compulsory Social Security 217,124 223,028 240,987 240,072 11.0 7.6 1.7 1.7 1.7 1.6
16. Education 31,331 30,866 30,008 30,263 -4.2 -2.0 0.2 0.2 0.2 0.2
17. Human Health and Social Work Activities 99,662 99,793 105,626 105,980 6.0 6.2 0.8 0.8 0.7 0.7
18. Arts, Entertainment and Recreation 224,261 219,196 226,024 231,484 0.8 5.6 1.7 1.7 1.6 1.6
19. Other Service Activities 88,356 89,875 81,090 82,549 -8.2 -8.2 0.7 0.7 0.6 0.6
20. Activities of Households as Employers and Undifferentiated Goods-and Services-Producing Activities of Households for Own Use 16,919 16,712 36,774 23,645 117.3 41.5 0.1 0.1 0.3 0.2
21. Activities of Extra-Territorial Organizations and Bodies 0 0 0 0 -- -- 0.0 0.0 0.0 0.0
B. For Consumer Loans 3 1,619,900 1,640,919 1,957,409 1,976,966 20.8 20.5 12.4 12.4 13.7 13.5
1. Credit Card 950,974 960,550 1,211,052 1,228,706 27.3 27.9 7.3 7.3 8.5 8.4
2. Motor Vehicle Loans 470,128 478,670 535,438 538,286 13.9 12.5 3.6 3.6 3.8 3.7
3. Salary-Based General Purpose Consumption Loan 158,162 160,273 167,095 166,934 5.6 4.2 1.2 1.2 1.2 1.1
4. Others 40,636 41,426 43,824 43,040 7.8 3.9 0.3 0.3 0.3 0.3
C. Under BSP Reverse Repurchase (RRP) Agreements 200,630 586,356 155,306 465,632 -22.6 -20.6
Total Loans Outstanding to Residents
Gross of RRPs 12,902,521 13,455,228 14,148,712 14,764,844 9.7 9.7
Net of RRPs 12,701,891 12,868,872 13,993,406 14,299,212 10.2 11.1 97.5 97.6 98.0 97.9
II.   Nonresidents 2 324,819 323,028 281,886 303,993 -13.2 -5.9 2.5 2.4 2.0 2.1
lll.  Total Loans Outstanding to Residents and Nonresidents
Gross of RRPs 13,227,339 13,778,257 14,430,597 15,068,838 9.1 9.4
Net of RRPs 13,026,709 13,191,900 14,275,291 14,603,206 9.6 10.7 100.0 100.0 100.0 100.0
Memo Items:
a. Loans of domestic banks' foreign offices 87,753 93,576 125,126 151,465
b. Interbank loans inclusive of loans to BSP 442,427 329,994 513,577 444,781
c. Loans and Receivables Arising from Repurchase Agreements, Certificates of Assignment/
Participation with Recourse and Securities Lending and Borrowing Transactions 4 257,864 264,947 217,288 278,619
Total Loans Outstanding (inclusive of memo items) 5 14,015,384 14,466,774 15,286,589 15,943,704
                 
               
     1 Net of amortization. Based on 2009 Philippine Standard Industrial Classification (PSIC). 
     2 Excludes loans of domestic banks' foreign offices
     3 Excludes residential real estate loans (RREL)
     4 Excludes BSP RRP agreements
     5 Sum of total loans outstanding to residents and nonresidents (gross of BSP RRP agreements) and of all memo items
    Details may not add up to total due to rounding.
     r revised
     p preliminary
    -- undefined or indeterminate