Loans Outstanding for Production and Consumer Loans: Philippine Banking System 1
as of periods indicated
			Levels (in million Philippine pesos)						Changes in Levels
									Year-on-Year Change			Share to Total Loans Outstanding, net of RRPs
									(in percent)			(in percent)
			2024			2025			2025			2024			2025
			January	February		January	February		January	February		January	February		January	February
I.   Residents
	A. For Production by Economic Activity		10,405,963	10,463,225		11,624,046	11,619,801		11.7	11.1		83.3	83.2		82.3	82.2
	1.	Agriculture, Forestry and Fishing	280,200	281,662		299,618	299,655		6.9	6.4		2.2	2.2		2.1	2.1
	2.	Mining and Quarrying	47,415	47,948		58,640	59,146		23.7	23.4		0.4	0.4		0.4	0.4
	3.	Manufacturing	1,242,065	1,266,958		1,300,653	1,282,574		4.7	1.2		9.9	10.1		9.2	9.1
	4.	Electricity, Gas, Steam and Air-conditioning Supply	1,275,604	1,287,095		1,574,331	1,561,298		23.4	21.3		10.2	10.2		11.1	11.0
	5.	Water Supply, Sewerage, Waste Management and Remediation Activities	179,608	180,161		203,360	203,460		13.2	12.9		1.4	1.4		1.4	1.4
	6.	Construction	497,422	503,560		564,276	568,619		13.4	12.9		4.0	4.0		4.0	4.0
	7.	Wholesale and Retail Trade, Repair of Motor Vehicles and Motorcycles	1,420,775	1,418,706		1,622,971	1,617,709		14.2	14.0		11.4	11.3		11.5	11.4
	8.	Accommodation and Food Service  Activities	162,770	160,568		188,617	191,290		15.9	19.1		1.3	1.3		1.3	1.4
	9.	Transportation and Storage	419,683	421,559		507,342	506,157		20.9	20.1		3.4	3.4		3.6	3.6
	10.	Information and Communication	632,868	621,163		687,890	680,236		8.7	9.5		5.1	4.9		4.9	4.8
	11.	Financial and Insurance Activities	998,725	993,761		1,048,202	1,067,100		5.0	7.4		8.0	7.9		7.4	7.5
	12.	Real Estate Activities	2,501,015	2,510,627		2,743,744	2,754,926		9.7	9.7		20.0	20.0		19.4	19.5
	13.	Professional, Scientific and Technical Services	41,501	41,733		59,900	60,015		44.3	43.8		0.3	0.3		0.4	0.4
	14.	Administrative and Support Services Activities	51,067	51,979		51,075	50,393		0.0	-3.1		0.4	0.4		0.4	0.4
	15.	Public Administration and Defense, Compulsory Social Security	193,142	193,536		214,025	217,203		10.8	12.2		1.5	1.5		1.5	1.5
	16.	Education	35,471	34,493		36,983	36,989		4.3	7.2		0.3	0.3		0.3	0.3
	17.	Human Health and Social Work Activities	104,613	104,767		103,206	103,705		-1.3	-1.0		0.8	0.8		0.7	0.7
	18.	Arts, Entertainment and Recreation	174,632	196,858		225,987	225,023		29.4	14.3		1.4	1.6		1.6	1.6
	19.	Other Service Activities	116,227	115,288		111,870	112,451		-3.7	-2.5		0.9	0.9		0.8	0.8
	20.	Activities of Private Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use	31,160	30,803		21,356	21,852		-31.5	-29.1		0.2	0.2		0.2	0.2
	21.	Activities of Extra-Territorial Organizations and Bodies	0	0		0	0		--	--		0	0		0	0
	B. For Consumer Loans 2		1,746,259	1,771,536		2,164,842	2,193,435		24.0	23.8		14.0	14.1		15.3	15.5
	1.	Credit Card	729,063	738,029		942,810	954,078		29.3	29.3		5.8	5.9		6.7	6.7
	2.	Motor Vehicle Loans	521,674	529,341		615,844	626,868		18.1	18.4		4.2	4.2		4.4	4.4
	3.	Salary-Based General Purpose Consumption Loan	444,835	452,180		511,252	516,207		14.9	14.2		3.6	3.6		3.6	3.7
	4.	Others	50,687	51,985		94,936	96,282		87.3	85.2		0.4	0.4		0.7	0.7
	C. Under BSP Reverse Repurchase (RRP) Agreements		362,332	433,917		238,006	237,344		-34.3	-45.3
	Total Loans Outstanding to Residents
		Gross of RRPs	12,514,554	12,668,678		14,026,894	14,050,580		12.1	10.9
		Net of RRPs	12,152,223	12,234,761		13,788,888	13,813,236		13.5	12.9		97.3	97.3		97.7	97.7
II.   Non-Residents			342,750	335,705		330,910	324,819		-3.5	-3.2		2.7	2.7		2.3	2.3
lll.  Total Loans Outstanding to Residents and Non-Residents
		Gross of RRPs	12,857,304	13,004,382		14,357,804	14,375,398		11.7	10.5
		Net of RRPs	12,494,973	12,570,465		14,119,798	14,138,054		13.0	12.5		100.0	100.0		100.0	100.0
	Memo Items:
	a. Loans of domestic banks' foreign offices		81,193	87,244		99,305	87,753
	b. Interbank loans inclusive of loans to BSP		340,736	312,132		450,892	452,547
	c. Loans and Receivables Arising from Repurchase Agreements, Certificates of Assignment
	Participation with Recourse and Securities Lending and Borrowing Transactions 3		100,880	136,497		267,687	257,864
	Total Loans Outstanding (inclusive of memo items) 4		13,380,114	13,540,256		15,175,687	15,173,563
1 Net of amortization. Based on 2009 Philippine Standard Industrial Classification (PSIC)
2 Excludes residential real estate loans (RREL)
3 Excludes BSP RRP agreements
4 Sum of total loans outstanding to residents and non-residents (gross of BSP RRP agreements) and of all memo items
p	preliminary
r	revised
Details may not add up to totals due to rounding.
-- undefined or indeterminate