LOANS OUTSTANDING FOR PRODUCTION AND CONSUMER LOANS:  PHILIPPINE BANKING SYSTEM 1
in million pesos
			LEVELS				Y-O-Y CHANGE		SHARE TO TOTAL LOANS OUTSTANDING NET OF RRPS
			(as of end-period)				(in percent)		(in percent)
			Jan-23	Feb-23	Jan-24	Feb-24	Jan-24	Feb-24	Jan-23	Feb-23	Jan-24	Feb-24
I.   Residents
	A. For Production by Economic Activity		9,801,403	9,764,954	10,405,963	10,463,225	6.2	7.2	85.2	84.9	83.3	83.2
	1.	Agriculture, Forestry and Fishing	254,020	252,014	280,200	281,662	10.3	11.8	2.2	2.2	2.2	2.2
	2.	Mining and Quarrying	38,977	40,523	47,415	47,948	21.6	18.3	0.3	0.4	0.4	0.4
	3.	Manufacturing	1,216,576	1,196,567	1,242,065	1,266,958	2.1	5.9	10.6	10.4	9.9	10.1
	4.	Electricity, Gas, Steam & Air-conditioning Supply	1,191,779	1,158,448	1,275,604	1,287,095	7.0	11.1	10.4	10.1	10.2	10.2
	5.	Water Supply, Sewerage, Waste Management and Remediation Activities	135,258	134,978	179,608	180,161	32.8	33.5	1.2	1.2	1.4	1.4
	6.	Construction	436,923	439,439	497,422	503,560	13.8	14.6	3.8	3.8	4.0	4.0
	7.	Wholesale & Retail Trade, Repair of Motor Vehicles and Motorcycles	1,326,211	1,328,430	1,420,775	1,418,706	7.1	6.8	11.5	11.6	11.4	11.3
	8.	Accommodation and Food Service  Activities	154,843	156,649	162,770	160,568	5.1	2.5	1.3	1.4	1.3	1.3
	9.	Transportation and Storage	358,016	350,226	419,683	421,559	17.2	20.4	3.1	3.0	3.4	3.4
	10.	Information and Communication	590,946	588,500	632,868	621,163	7.1	5.6	5.1	5.1	5.1	4.9
	11.	Financial and Insurance Activities	1,018,959	1,047,655	998,725	993,761	-2.0	-5.1	8.9	9.1	8.0	7.9
	12.	Real Estate Activities	2,250,213	2,254,459	2,501,015	2,510,627	11.1	11.4	19.6	19.6	20.0	20.0
	13.	Professional, Scientific and Technical Services	125,158	125,815	41,501	41,733	-66.8	-66.8	1.1	1.1	0.3	0.3
	14.	Administrative and Support Services Activities	45,565	42,439	51,067	51,979	12.1	22.5	0.4	0.4	0.4	0.4
	15.	Public Administration and Defense, Compulsory Social Security	170,758	171,928	193,142	193,536	13.1	12.6	1.5	1.5	1.5	1.5
	16.	Education	37,375	37,250	35,471	34,493	-5.1	-7.4	0.3	0.3	0.3	0.3
	17.	Human Health and Social Work Activities	98,995	99,241	104,613	104,767	5.7	5.6	0.9	0.9	0.8	0.8
	18.	Arts, Entertainment and Recreation	172,437	166,989	174,632	196,858	1.3	17.9	1.5	1.5	1.4	1.6
	19.	Other Service Activities	103,781	99,832	116,227	115,288	12.0	15.5	0.9	0.9	0.9	0.9
	20.	Activities of Private Households as Employers and Undifferentiated Goods & Services and Producing Activities of Households for Own Use	74,612	73,572	31,160	30,803	-58.2	-58.1	0.6	0.6	0.2	0.2
	21.	Activities of Extra-Territorial Organizations & Bodies	0	0	0	0	--	--	0	0	0	0
	B. For Consumer Loans 2		1,393,041	1,417,722	1,746,259	1,771,536	25.4	25.0	12.1	12.3	14.0	14.1
	1.	Credit Card	560,519	567,280	729,063	738,029	30.1	30.1	4.9	4.9	5.8	5.9
	2.	Motor Vehicle Loans	444,044	452,586	521,674	529,341	17.5	17.0	3.9	3.9	4.2	4.2
	3.	Salary-Based General Purpose Consumption Loan	352,869	360,849	444,835	452,180	26.1	25.3	3.1	3.1	3.6	3.6
	4.	Others	35,609	37,007	50,687	51,985	42.3	40.5	0.3	0.3	0.4	0.4
	C. Under BSP Reverse Repurchase (RRP) Agreements		303,130	300,999	362,332	433,917	19.5	44.2
	Total Loans Outstanding to Residents
		Gross of RRPs	11,497,574	11,483,674	12,514,554	12,668,678	8.8	10.3
		Net of RRPs	11,194,444	11,182,676	12,152,223	12,234,761	8.6	9.4	97.3	97.3	97.3	97.3
II.   Non-Residents			312,180	315,249	342,750	335,705	9.8	6.5	2.7	2.7	2.7	2.7
lll.  Total Loans Outstanding to Residents and Non-Residents
		Gross of RRPs	11,809,753	11,798,924	12,857,304	13,004,382	8.9	10.2
		Net of RRPs	11,506,624	11,497,925	12,494,973	12,570,465	8.6	9.3	100.0	100.0	100.0	100.0
	Memo Items:
	a. Loans of domestic banks' foreign offices		89,569	91,449	81,193	87,244
	b. Interbank loans inclusive of loans to BSP		368,307	392,820	340,736	312,132
	c. Loans and Receivables Arising from Repurchase Agreements, Certificates of Assignment
	Participation with Recourse and Securities Lending and Borrowing Transactions 3		80,405	130,960	100,880	136,497
	Total Loans Outstanding (inclusive of memo items) 4		12,348,035	12,414,152	13,380,114	13,540,256
1	Net of amortization. Based on 2009 Philippine Standard Industrial Classification (PSIC).
2	Excludes Residential Real Estate Loans (RREL)
3	Excludes BSP RRP Agreements
4	Sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements) and of all memo items
--	Undefined or indeterminate
	Details may not add up to totals due to rounding.