Loans Outstanding for Production and Consumer Loans: Philippine Banking System 1
as of periods indicated
			Levels						Year-on-Year Change			Share to Total Loans Outstanding, net of RRPs
			(in million Philippine pesos)						(in percent)			(in percent)
			2024			2025			2025			2024			2025
			March	April		March	April		March	April		March	April		March	April
I.   Residents
	A. For Production by Economic Activity		10,621,697	10,708,418		11,763,463	11,797,869		10.7	10.2		83.2	83.0		82.1	82.0
	1.	Agriculture, Forestry and Fishing	289,054	287,973		296,075	302,128		2.4	4.9		2.3	2.2		2.1	2.1
	2.	Mining and Quarrying	48,148	48,510		60,596	64,447		25.9	32.9		0.4	0.4		0.4	0.4
	3.	Manufacturing	1,260,654	1,280,948		1,289,214	1,293,005		2.3	0.9		9.9	9.9		9.0	9.0
	4.	Electricity, Gas, Steam and Air-conditioning Supply	1,310,537	1,310,873		1,597,813	1,632,229		21.9	24.5		10.3	10.2		11.2	11.3
	5.	Water Supply, Sewerage, Waste Management and Remediation Activities	189,427	180,665		213,117	212,294		12.5	17.5		1.5	1.4		1.5	1.5
	6.	Construction	537,074	526,213		551,116	558,290		2.6	6.1		4.2	4.1		3.8	3.9
	7.	Wholesale and Retail Trade, Repair of Motor Vehicles and Motorcycles	1,446,448	1,464,237		1,618,575	1,613,775		11.9	10.2		11.3	11.4		11.3	11.2
	8.	Accommodation and Food Service  Activities	161,927	164,499		191,392	192,107		18.2	16.8		1.3	1.3		1.3	1.3
	9.	Transportation and Storage	425,124	452,957		516,289	520,423		21.4	14.9		3.3	3.5		3.6	3.6
	10.	Information and Communication	631,145	646,194		687,029	695,779		8.9	7.7		4.9	5.0		4.8	4.8
	11.	Financial and Insurance Activities	996,151	1,004,440		1,104,545	1,080,229		10.9	7.5		7.8	7.8		7.7	7.5
	12.	Real Estate Activities	2,564,241	2,576,934		2,808,326	2,804,812		9.5	8.8		20.1	20.0		19.6	19.5
	13.	Professional, Scientific and Technical Services	40,723	41,375		60,151	59,894		47.7	44.8		0.3	0.3		0.4	0.4
	14.	Administrative and Support Services Activities	50,086	51,542		48,351	48,553		-3.5	-5.8		0.4	0.4		0.3	0.3
	15.	Public Administration and Defense, Compulsory Social Security	193,343	196,326		223,107	224,441		15.4	14.3		1.5	1.5		1.6	1.6
	16.	Education	36,713	35,976		36,748	36,601		0.1	1.7		0.3	0.3		0.3	0.3
	17.	Human Health and Social Work Activities	103,697	104,802		103,658	103,381		0.0	-1.4		0.8	0.8		0.7	0.7
	18.	Arts, Entertainment and Recreation	195,332	191,611		220,035	219,153		12.6	14.4		1.5	1.5		1.5	1.5
	19.	Other Service Activities	122,485	123,721		115,375	114,628		-5.8	-7.3		1.0	1.0		0.8	0.8
	20.	Activities of Private Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use	19,387	18,621		21,952	21,701		13.2	16.5		0.2	0.1		0.2	0.2
	21.	Activities of Extra-Territorial Organizations and Bodies	0	0		0	0		--	--		0	0		0	0
	B. For Consumer Loans 2		1,807,938	1,834,904		2,235,856	2,274,725		23.7	24.0		14.2	14.2		15.6	15.8
	1.	Credit Card	744,801	762,300		964,195	989,332		29.5	29.8		5.8	5.9		6.7	6.9
	2.	Motor Vehicle Loans	538,300	544,067		637,350	642,854		18.4	18.2		4.2	4.2		4.5	4.5
	3.	Salary-Based General Purpose Consumption Loan	459,851	464,534		534,466	539,796		16.2	16.2		3.6	3.6		3.7	3.8
	4.	Others	64,986	64,003		99,845	102,742		53.6	60.5		0.5	0.5		0.7	0.7
	C. Under BSP Reverse Repurchase (RRP) Agreements		365,087	409,538		619,567	199,777		69.7	-51.2
	Total Loans Outstanding to Residents
		Gross of RRPs	12,794,722	12,952,860		14,618,887	14,272,371		14.3	10.2
		Net of RRPs	12,429,635	12,543,322		13,999,320	14,072,594		12.6	12.2		97.3	97.3		97.7	97.8
II.   Non-Residents			342,339	353,726		323,028	318,366		-5.6	-10.0		2.7	2.7		2.3	2.2
lll.  Total Loans Outstanding to Residents and Non-Residents
		Gross of RRPs	13,137,061	13,306,587		14,941,915	14,590,737		13.7	9.7
		Net of RRPs	12,771,975	12,897,049		14,322,348	14,390,960		12.1	11.6		100.0	100.0		100.0	100.0
	Memo Items:
	a. Loans of domestic banks' foreign offices		90,557	96,193		93,576	81,629
	b. Interbank loans inclusive of loans to BSP		315,968	351,573		330,194	465,229
	c. Loans and Receivables Arising from Repurchase Agreements, Certificates of Assignment
	Participation with Recourse and Securities Lending and Borrowing Transactions 3		148,587	186,671		264,947	201,475
	Total Loans Outstanding (inclusive of memo items) 4		13,692,174	13,941,023		15,630,633	15,339,070
1 Net of amortization. Based on 2009 Philippine Standard Industrial Classification (PSIC)
2 Excludes residential real estate loans (RREL)
3 Excludes BSP RRP agreements
4 Sum of total loans outstanding to residents and non-residents (gross of BSP RRP agreements) and of all memo items
p	preliminary
r	revised
Details may not add up to totals due to rounding.
. rounds off to zero
-- undefined or indeterminate