Loans
Outstanding for Production and Consumer Loans: Philippine Banking System 1 |
as of periods
indicated |
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Levels |
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Year-on-Year Change |
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Share to Total
Loans Outstanding, net of RRPs |
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(in million
Philippine pesos) |
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(in percent) |
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(in percent) |
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2024 |
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2025 |
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2025 |
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2024 |
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2025 |
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April |
May |
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April |
May |
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April |
May |
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April |
May |
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April |
May |
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I. Residents |
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A. For Production by Economic Activity |
10,708,418 |
10,798,562 |
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11,797,869 |
11,916,362 |
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10.2 |
10.4 |
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83.0 |
83.0 |
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82.0 |
81.5 |
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1. |
Agriculture, Forestry and Fishing |
287,973 |
292,718 |
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302,128 |
321,382 |
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4.9 |
9.8 |
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2.2 |
2.2 |
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2.1 |
2.2 |
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2. |
Mining and Quarrying |
48,510 |
50,859 |
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64,447 |
67,948 |
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32.9 |
33.6 |
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0.4 |
0.4 |
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0.4 |
0.5 |
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3. |
Manufacturing |
1,280,948 |
1,296,313 |
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1,293,005 |
1,262,231 |
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0.9 |
-2.6 |
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9.9 |
10.0 |
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9.0 |
8.6 |
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4. |
Electricity, Gas, Steam and Air-conditioning Supply |
1,310,873 |
1,312,469 |
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1,632,229 |
1,645,664 |
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24.5 |
25.4 |
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10.2 |
10.1 |
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11.3 |
11.2 |
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5. |
Water Supply, Sewerage, Waste Management and Remediation
Activities |
180,665 |
195,185 |
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212,294 |
213,009 |
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17.5 |
9.1 |
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1.4 |
1.5 |
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1.5 |
1.5 |
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6. |
Construction |
526,213 |
509,628 |
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558,290 |
548,165 |
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6.1 |
7.6 |
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4.1 |
3.9 |
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3.9 |
3.7 |
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7. |
Wholesale and Retail Trade, Repair of Motor Vehicles and
Motorcycles |
1,464,237 |
1,484,154 |
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1,613,775 |
1,640,115 |
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10.2 |
10.5 |
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11.4 |
11.4 |
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11.2 |
11.2 |
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8. |
Accommodation and Food Service Activities |
164,499 |
164,988 |
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192,107 |
189,475 |
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16.8 |
14.8 |
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1.3 |
1.3 |
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1.3 |
1.3 |
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9. |
Transportation and Storage |
452,957 |
471,852 |
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520,423 |
538,054 |
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14.9 |
14.0 |
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3.5 |
3.6 |
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3.6 |
3.7 |
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10. |
Information and Communication |
646,194 |
642,102 |
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695,779 |
704,864 |
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7.7 |
9.8 |
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5.0 |
4.9 |
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4.8 |
4.8 |
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11. |
Financial and Insurance Activities |
1,004,440 |
1,003,456 |
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1,080,229 |
1,100,130 |
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7.5 |
9.6 |
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7.8 |
7.7 |
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7.5 |
7.5 |
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12. |
Real Estate Activities |
2,576,934 |
2,616,697 |
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2,804,812 |
2,843,423 |
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8.8 |
8.7 |
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20.0 |
20.1 |
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19.5 |
19.4 |
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13. |
Professional, Scientific and Technical Services |
41,375 |
42,005 |
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59,894 |
61,326 |
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44.8 |
46.0 |
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0.3 |
0.3 |
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0.4 |
0.4 |
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14. |
Administrative and Support Services Activities |
51,542 |
51,433 |
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48,553 |
48,705 |
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-5.8 |
-5.3 |
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0.4 |
0.4 |
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0.3 |
0.3 |
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15. |
Public Administration and Defense, Compulsory Social
Security |
196,326 |
197,944 |
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224,441 |
228,781 |
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14.3 |
15.6 |
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1.5 |
1.5 |
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1.6 |
1.6 |
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16. |
Education |
35,976 |
35,853 |
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36,601 |
36,488 |
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1.7 |
1.8 |
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0.3 |
0.3 |
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0.3 |
0.2 |
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17. |
Human Health and Social Work Activities |
104,802 |
104,645 |
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103,381 |
104,247 |
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-1.4 |
-0.4 |
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0.8 |
0.8 |
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0.7 |
0.7 |
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18. |
Arts, Entertainment and Recreation |
191,611 |
183,515 |
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219,153 |
222,495 |
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14.4 |
21.2 |
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1.5 |
1.4 |
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1.5 |
1.5 |
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19. |
Other Service Activities |
123,721 |
124,449 |
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114,628 |
117,583 |
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-7.3 |
-5.5 |
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1.0 |
1.0 |
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0.8 |
0.8 |
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20. |
Activities of Private
Households as Employers and Undifferentiated Goods-and-Services-Producing
Activities of Households for Own Use |
18,621 |
18,298 |
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21,701 |
22,278 |
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16.5 |
21.8 |
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0.1 |
0.1 |
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0.2 |
0.2 |
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21. |
Activities of Extra-Territorial Organizations and Bodies |
0 |
0 |
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0 |
0 |
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-- |
-- |
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0 |
0 |
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0 |
0 |
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B. For Consumer Loans 2 |
1,834,904 |
1,865,687 |
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2,274,725 |
2,389,695 |
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24.0 |
28.1 |
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14.2 |
14.3 |
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15.8 |
16.3 |
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1. |
Credit Card |
762,300 |
776,135 |
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989,332 |
1,008,721 |
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29.8 |
30.0 |
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5.9 |
6.0 |
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6.9 |
6.9 |
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2. |
Motor Vehicle Loans |
544,067 |
555,093 |
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642,854 |
651,420 |
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18.2 |
17.4 |
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4.2 |
4.3 |
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4.5 |
4.5 |
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3. |
Salary-Based General Purpose Consumption Loan |
464,534 |
466,771 |
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539,796 |
624,028 |
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16.2 |
33.7 |
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3.6 |
3.6 |
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3.8 |
4.3 |
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4. |
Others |
64,003 |
67,687 |
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102,742 |
105,527 |
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60.5 |
55.9 |
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0.5 |
0.5 |
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0.7 |
0.7 |
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C. Under BSP Reverse Repurchase (RRP)
Agreements |
409,538 |
220,038 |
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199,777 |
284,267 |
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-51.2 |
29.2 |
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Total Loans Outstanding to Residents |
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Gross of RRPs |
12,952,860 |
12,884,287 |
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14,272,371 |
14,590,324 |
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10.2 |
13.2 |
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Net of RRPs |
12,543,322 |
12,664,249 |
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14,072,594 |
14,306,057 |
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12.2 |
13.0 |
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97.3 |
97.3 |
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97.8 |
97.8 |
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II. Non-Residents |
353,726 |
346,799 |
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318,366 |
323,828 |
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-10.0 |
-6.6 |
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2.7 |
2.7 |
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2.2 |
2.2 |
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lll. Total Loans Outstanding to Residents and
Non-Residents |
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Gross of RRPs |
13,306,587 |
13,231,086 |
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14,590,737 |
14,914,152 |
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9.7 |
12.7 |
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Net of RRPs |
12,897,049 |
13,011,048 |
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14,390,960 |
14,629,885 |
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11.6 |
12.4 |
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100.0 |
100.0 |
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100.0 |
100.0 |
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Memo Items: |
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a. Loans of domestic banks' foreign offices |
96,193 |
91,881 |
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81,629 |
87,170 |
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b. Interbank loans inclusive of loans to BSP |
351,573 |
371,154 |
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465,229 |
462,805 |
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c. Loans and Receivables Arising from
Repurchase Agreements, Certificates of Assignment |
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Participation with Recourse and Securities
Lending and Borrowing Transactions 3 |
186,671 |
200,245 |
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201,475 |
263,013 |
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Total Loans Outstanding (inclusive of memo
items) 4 |
13,941,023 |
13,894,367 |
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15,339,070 |
15,727,139 |
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1 Net of
amortization. Based on 2009 Philippine Standard Industrial Classification
(PSIC) |
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2 Excludes
residential real estate loans (RREL) |
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3 Excludes
BSP RRP agreements |
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4 Sum of
total loans outstanding to residents and non-residents (gross of BSP RRP
agreements) and of all memo items |
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p |
preliminary |
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r |
revised |
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Details may not
add up to totals due to rounding. |
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. rounds off to
zero |
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-- undefined
or indeterminate |
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