Loans Outstanding for Production and Consumer Loans: Philippine Banking System 1
as of periods indicated
      Levels   Year-on-Year Change   Share to Total Loans Outstanding, net of RRPs
(in million Philippine pesos) (in percent) (in percent)
2024   2025 2025 2024   2025
      April May   April May   April May   April May   April May
I.   Residents
A. For Production by Economic Activity 10,708,418 10,798,562 11,797,869 11,916,362 10.2 10.4 83.0 83.0 82.0 81.5
1. Agriculture, Forestry and Fishing 287,973 292,718 302,128 321,382 4.9 9.8 2.2 2.2 2.1 2.2
2. Mining and Quarrying 48,510 50,859 64,447 67,948 32.9 33.6 0.4 0.4 0.4 0.5
3. Manufacturing 1,280,948 1,296,313 1,293,005 1,262,231 0.9 -2.6 9.9 10.0 9.0 8.6
4. Electricity, Gas, Steam and Air-conditioning Supply 1,310,873 1,312,469 1,632,229 1,645,664 24.5 25.4 10.2 10.1 11.3 11.2
5. Water Supply, Sewerage, Waste Management and Remediation Activities 180,665 195,185 212,294 213,009 17.5 9.1 1.4 1.5 1.5 1.5
6. Construction 526,213 509,628 558,290 548,165 6.1 7.6 4.1 3.9 3.9 3.7
7. Wholesale and Retail Trade, Repair of Motor Vehicles and Motorcycles 1,464,237 1,484,154 1,613,775 1,640,115 10.2 10.5 11.4 11.4 11.2 11.2
8. Accommodation and Food Service  Activities 164,499 164,988 192,107 189,475 16.8 14.8 1.3 1.3 1.3 1.3
9. Transportation and Storage 452,957 471,852 520,423 538,054 14.9 14.0 3.5 3.6 3.6 3.7
10. Information and Communication 646,194 642,102 695,779 704,864 7.7 9.8 5.0 4.9 4.8 4.8
11. Financial and Insurance Activities 1,004,440 1,003,456 1,080,229 1,100,130 7.5 9.6 7.8 7.7 7.5 7.5
12. Real Estate Activities 2,576,934 2,616,697 2,804,812 2,843,423 8.8 8.7 20.0 20.1 19.5 19.4
13. Professional, Scientific and Technical Services 41,375 42,005 59,894 61,326 44.8 46.0 0.3 0.3 0.4 0.4
14. Administrative and Support Services Activities 51,542 51,433 48,553 48,705 -5.8 -5.3 0.4 0.4 0.3 0.3
15. Public Administration and Defense, Compulsory Social Security 196,326 197,944 224,441 228,781 14.3 15.6 1.5 1.5 1.6 1.6
16. Education 35,976 35,853 36,601 36,488 1.7 1.8 0.3 0.3 0.3 0.2
17. Human Health and Social Work Activities 104,802 104,645 103,381 104,247 -1.4 -0.4 0.8 0.8 0.7 0.7
18. Arts, Entertainment and Recreation 191,611 183,515 219,153 222,495 14.4 21.2 1.5 1.4 1.5 1.5
19. Other Service Activities 123,721 124,449 114,628 117,583 -7.3 -5.5 1.0 1.0 0.8 0.8
20. Activities of Private Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 18,621 18,298 21,701 22,278 16.5 21.8 0.1 0.1 0.2 0.2
21. Activities of Extra-Territorial Organizations and Bodies 0 0 0 0 -- -- 0 0 0 0
B. For Consumer Loans 2 1,834,904 1,865,687 2,274,725 2,389,695 24.0 28.1 14.2 14.3 15.8 16.3
1. Credit Card 762,300 776,135 989,332 1,008,721 29.8 30.0 5.9 6.0 6.9 6.9
2. Motor Vehicle Loans 544,067 555,093 642,854 651,420 18.2 17.4 4.2 4.3 4.5 4.5
3. Salary-Based General Purpose Consumption Loan 464,534 466,771 539,796 624,028 16.2 33.7 3.6 3.6 3.8 4.3
4. Others 64,003 67,687 102,742 105,527 60.5 55.9 0.5 0.5 0.7 0.7
C. Under BSP Reverse Repurchase (RRP) Agreements 409,538 220,038 199,777 284,267 -51.2 29.2
Total Loans Outstanding to Residents
Gross of RRPs 12,952,860 12,884,287 14,272,371 14,590,324 10.2 13.2
Net of RRPs 12,543,322 12,664,249 14,072,594 14,306,057 12.2 13.0 97.3 97.3 97.8 97.8
II.   Non-Residents 353,726 346,799 318,366 323,828 -10.0 -6.6 2.7 2.7 2.2 2.2
lll.  Total Loans Outstanding to Residents and Non-Residents
Gross of RRPs 13,306,587 13,231,086 14,590,737 14,914,152 9.7 12.7
Net of RRPs 12,897,049 13,011,048 14,390,960 14,629,885 11.6 12.4 100.0 100.0 100.0 100.0
Memo Items:
a. Loans of domestic banks' foreign offices 96,193 91,881 81,629 87,170
b. Interbank loans inclusive of loans to BSP 351,573 371,154 465,229 462,805
c. Loans and Receivables Arising from Repurchase Agreements, Certificates of Assignment
Participation with Recourse and Securities Lending and Borrowing Transactions 3 186,671 200,245 201,475 263,013
Total Loans Outstanding (inclusive of memo items) 4 13,941,023 13,894,367 15,339,070 15,727,139
                                 
1 Net of amortization. Based on 2009 Philippine Standard Industrial Classification (PSIC)
2 Excludes residential real estate loans (RREL)
3 Excludes BSP RRP agreements
4 Sum of total loans outstanding to residents and non-residents (gross of BSP RRP agreements) and of all memo items
p preliminary
r revised
Details may not add up to totals due to rounding.
. rounds off to zero
-- undefined or indeterminate