70 Compliance with Magna Carta for Micro, Small and Medium Enterprises1/        
         
         
Philippine Banking System        
as of end of periods indicated        
in billion pesos        
         
 
ALL BANKS UNIVERSAL AND COMMERCIAL BANKS THRIFT BANKS RURAL AND COOPERATIVE BANKS DIGITAL BANKS  
 
Mar-25 Mar-25 Mar-25 Mar-25 Mar-25  
                                         
  I. Total Loan Portfolio Net of Exclusions 11,818.75 10,807.29 736.15 245.10 30.21  
   
  II. Minimum Amount Required to be Allocated for:  
  A. Micro and Small Enterprises (MSEs) Credit (P (Item 1) x 8%) 945.50 864.58 58.89 19.61                                        2.42  
  B. Medium Enterprises (MEs) Credit (P (Item 1) x 2%) 236.38 216.15 14.72 4.90                                        0.60  
   
  III. Compliance with Prescribed Allocation of Loan Portfolio to:  
  A. Micro and Small Enterprises  
  1. Total eligible investment for MSEs 220.82 138.85 39.91 41.53                                        0.54  
  a. Direct compliance for MSEs 220.81 138.85 39.91 41.52                                        0.54  
  b. Alternative compliance for MSEs 0.01 0.00 0.00 0.01                                               -    
  2. Excess/(Deficiency) (III.A.1 - II.A) -724.68 -725.73 -18.99 21.92                                      (1.88)  
  3. Excess compliance of a bank/s used by another bank/s 0.00 13.45 -11.59 -1.86  
  4. Total compliance for MSEs (III.A.1 + III.A.3) 220.82 152.30 28.31 39.66                                        0.54  
  5. Percentage of compliance for MSEs ([III.A.4/I] x 100) 1.87 1.41 3.85 16.18                                        1.78  
   
  B. Medium Enterprises  
  1. Total eligible investment for MEs 326.00 267.02 38.67 20.26                                        0.06  
  a. Direct compliance for MEs 326.00 267.02 38.67 20.26                                        0.06  
  b. Alternative compliance for MEs 0.00 0.00 0.00 0.00                                               -    
  2. Excess/(Deficiency) (III.B.1 - II.B) 89.63 50.88 23.94 15.35                                      (0.54)  
  3. Excess compliance of a bank/s used by another bank/s 0.00 -0.59 0.59 0.00  
  4. Total compliance for MEs (III.B.1 + III.B.3) 326.00 266.43 39.25 20.26                                        0.06  
  5. Percentage of compliance for MEs ([III.B.4/I] x 100) 2.76 2.47 5.33 8.26 0.20  
   
   
  1/ Republic Act No 6977 (as amended by RA Nos. 8289 and 9501); Effective 17 June 2008 to 16 June 2018  
   
   
  Note: Details may not add up to totals due to rounding-off  
   
  Source : Department of Supervisory Analytics, Financial Supervision Sector
  Updated as of 02 June 2025