70 Compliance with Magna Carta for Micro, Small and Medium Enterprises1/      
       
       
Philippine Banking System      
as of end of periods indicated      
in billion pesos      
       
 
ALL BANKS UNIVERSAL AND COMMERCIAL BANKS THRIFT BANKS RURAL AND COOPERATIVE BANKS DIGITAL BANKS  
 
Mar-23 Jun-23 Sep-23 Dec-23 Mar-23 Jun-23 Sep-23 Dec-23 Mar-23 Jun-23 Sep-23 Dec-23 Mar-23 Jun-23 Sep-23 Dec-23 Jun-23 Sep-23 Dec-23  
                                       
  I. Total Loan Portfolio Net of Exclusions 9,850.143 9,796.753 11,935.316 10,384.586 9,124.594 9,022.859 11,128.846 9,562.712 545.016 566.940 591.821 610.092 180.532 192.666 197.401 192.783 14.29 17.25 19.00  
   
  II. Minimum Amount Required to be Allocated for:  
  A. Micro and Small Enterprises (MSEs) Credit (P (Item 1) x 8%) 788.011 783.740 954.825 830.767 729.968 721.829 890.308 765.017 43.601 45.355 47.346 48.807 14.443 15.413 15.792 15.423 1.14 1.38 1.52  
  B. Medium Enterprises (MEs) Credit (P (Item 1) x 2%) 197.003 195.935 238.706 207.692 182.492 180.457 222.577 191.254 10.900 11.339 11.836 12.202 3.611 3.853 3.948 3.856 0.29 0.34 0.38  
   
  III. Compliance with Prescribed Allocation of Loan Portfolio to:  
  A. Micro and Small Enterprises  
  1. Total eligible investment for MSEs 187.046 189.080 214.748 200.787 124.194 126.885 153.105 131.926 27.543 26.037 29.228 30.380 35.308 36.116 32.346 38.313 0.04 0.07 0.17  
  a. Direct compliance for MSEs 187.036 189.069 214.738 200.780 124.194 126.885 153.105 131.926 27.538 26.032 29.224 30.377 35.304 36.111 32.341 38.308 0.04 0.07 0.17  
  b. Alternative compliance for MSEs 0.009 0.010 0.010 0.007 0.000 0.000 0.000 0.000 0.005 0.004 0.004 0.002 0.004 0.006 0.006 0.005 0.00 0.00 0.00  
  2. Excess/(Deficiency) (III.A.1 - II.A) (600.966) (594.661) (740.077) (629.980) (605.773) (594.944) (737.203) (633.091) (16.058) (19.318) (18.117) (18.428) 20.866 20.703 16.554 22.890 -1.10 -1.31 -1.35  
  3. Excess compliance of a bank/s used by another bank/s 0.000 0.000 0.000 0.000 6.522 6.241 6.676 8.795 (5.777) (5.945) (6.676) (7.564) (0.745) (0.296) 0.000 (1.231) 0.00 0.00 0.00  
  4. Total compliance for MSEs (III.A.1 + III.A.3) 187.046 189.080 214.748 200.787 130.717 133.125 159.781 140.721 21.766 20.092 22.552 22.816 34.563 35.820 32.346 37.081 0.04 0.07 0.17  
  5. Percentage of compliance for MSEs ([III.A.4/I] x 100) 1.90 1.93 1.80 1.93 1.43 1.48 1.44 1.47 3.99 3.54 3.81 3.74 19.15 18.59 16.39 19.23 0.00 0.40 0.89  
   
  B. Medium Enterprises  
  1. Total eligible investment for MEs 271.531 272.307 337.656 301.422 228.419 229.030 291.452 248.165 26.497 25.319 27.903 34.275 16.616 17.958 18.300 18.977 0.00 0.00 0.01  
  a. Direct compliance for MEs 271.530 272.305 337.654 301.420 228.419 229.030 291.452 248.165 26.497 25.319 27.903 34.275 16.614 17.956 18.298 18.975 0.00 0.00 0.01  
  b. Alternative compliance for MEs 0.001 0.002 0.001 0.001 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.001 0.002 0.001 0.001 0.00 0.00 0.00  
  2. Excess/(Deficiency) (III.B.1 - II.B) 74.529 76.372 98.949 93.730 45.927 48.573 68.875 56.911 15.597 13.980 16.067 22.073 13.005 14.105 14.352 15.121 -0.29 -0.34 -0.37  
  3. Excess compliance of a bank/s used by another bank/s 0.008 0.000 0.000 0.000 (0.165) (0.188) (0.226) (0.349) 0.165 0.188 0.226 0.349 0.008 0.000 0.000 0.000 0.00 0.00 0.00  
  4. Total compliance for MEs (III.B.1 + III.B.3) 271.539 272.307 337.656 301.422 228.254 228.842 291.226 247.816 26.662 25.507 28.129 34.624 16.623 17.958 18.300 18.977 0.00 0.00 0.01  
  5. Percentage of compliance for MEs ([III.B.4/I] x 100) 2.76 2.78 2.83 2.90 2.50 2.54 2.62 2.59 4.89 4.50 4.75 5.68 9.21 9.32 9.27 9.84 0.00 0.01 0.03  
   
   
  1/ Republic Act No 6977 (as amended by RA Nos. 8289 and 9501)  
   
   
  Note: Details may not add up to totals due to rounding-off  
   
  Source : Department of Supervisory Analytics, Financial Supervision Sector
  Updated as of 5 March 2024