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70 |
Compliance with Magna Carta for Micro, Small
and Medium Enterprises1/ |
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Philippine
Banking System |
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as of end of
periods indicated |
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in billion
pesos |
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ALL BANKS |
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UNIVERSAL AND
COMMERCIAL BANKS |
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THRIFT BANKS |
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RURAL AND
COOPERATIVE BANKS |
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DIGITAL BANKS |
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Mar-23 |
Jun-23 |
Sep-23 |
Dec-23 |
|
Mar-23 |
Jun-23 |
Sep-23 |
Dec-23 |
|
Mar-23 |
Jun-23 |
Sep-23 |
Dec-23 |
|
Mar-23 |
Jun-23 |
Sep-23 |
Dec-23 |
|
Jun-23 |
Sep-23 |
Dec-23 |
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I. Total Loan Portfolio Net of Exclusions |
9,850.143 |
9,796.753 |
11,935.316 |
10,384.586 |
|
9,124.594 |
9,022.859 |
11,128.846 |
9,562.712 |
|
545.016 |
566.940 |
591.821 |
610.092 |
|
180.532 |
192.666 |
197.401 |
192.783 |
|
14.29 |
17.25 |
19.00 |
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II. Minimum Amount Required to be Allocated
for: |
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|
A. Micro and Small Enterprises (MSEs) Credit
(P (Item 1) x 8%) |
788.011 |
783.740 |
954.825 |
830.767 |
|
729.968 |
721.829 |
890.308 |
765.017 |
|
43.601 |
45.355 |
47.346 |
48.807 |
|
14.443 |
15.413 |
15.792 |
15.423 |
|
1.14 |
1.38 |
1.52 |
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|
B. Medium Enterprises (MEs) Credit (P (Item 1)
x 2%) |
197.003 |
195.935 |
238.706 |
207.692 |
|
182.492 |
180.457 |
222.577 |
191.254 |
|
10.900 |
11.339 |
11.836 |
12.202 |
|
3.611 |
3.853 |
3.948 |
3.856 |
|
0.29 |
0.34 |
0.38 |
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III. Compliance with Prescribed Allocation of
Loan Portfolio to: |
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|
A. Micro and Small Enterprises |
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1. Total eligible investment for MSEs |
187.046 |
189.080 |
214.748 |
200.787 |
|
124.194 |
126.885 |
153.105 |
131.926 |
|
27.543 |
26.037 |
29.228 |
30.380 |
|
35.308 |
36.116 |
32.346 |
38.313 |
|
0.04 |
0.07 |
0.17 |
|
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|
|
|
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|
a. Direct compliance for MSEs |
187.036 |
189.069 |
214.738 |
200.780 |
|
124.194 |
126.885 |
153.105 |
131.926 |
|
27.538 |
26.032 |
29.224 |
30.377 |
|
35.304 |
36.111 |
32.341 |
38.308 |
|
0.04 |
0.07 |
0.17 |
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b. Alternative compliance for MSEs |
0.009 |
0.010 |
0.010 |
0.007 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.005 |
0.004 |
0.004 |
0.002 |
|
0.004 |
0.006 |
0.006 |
0.005 |
|
0.00 |
0.00 |
0.00 |
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2. Excess/(Deficiency) (III.A.1 - II.A) |
(600.966) |
(594.661) |
(740.077) |
(629.980) |
|
(605.773) |
(594.944) |
(737.203) |
(633.091) |
|
(16.058) |
(19.318) |
(18.117) |
(18.428) |
|
20.866 |
20.703 |
16.554 |
22.890 |
|
-1.10 |
-1.31 |
-1.35 |
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|
3. Excess compliance of a bank/s used by
another bank/s |
0.000 |
0.000 |
0.000 |
0.000 |
|
6.522 |
6.241 |
6.676 |
8.795 |
|
(5.777) |
(5.945) |
(6.676) |
(7.564) |
|
(0.745) |
(0.296) |
0.000 |
(1.231) |
|
0.00 |
0.00 |
0.00 |
|
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|
|
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|
4. Total compliance for MSEs (III.A.1 +
III.A.3) |
187.046 |
189.080 |
214.748 |
200.787 |
|
130.717 |
133.125 |
159.781 |
140.721 |
|
21.766 |
20.092 |
22.552 |
22.816 |
|
34.563 |
35.820 |
32.346 |
37.081 |
|
0.04 |
0.07 |
0.17 |
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5. Percentage of compliance for MSEs
([III.A.4/I] x 100) |
1.90 |
1.93 |
1.80 |
1.93 |
|
1.43 |
1.48 |
1.44 |
1.47 |
|
3.99 |
3.54 |
3.81 |
3.74 |
|
19.15 |
18.59 |
16.39 |
19.23 |
|
0.00 |
0.40 |
0.89 |
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B. Medium Enterprises |
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1. Total eligible investment for MEs |
271.531 |
272.307 |
337.656 |
301.422 |
|
228.419 |
229.030 |
291.452 |
248.165 |
|
26.497 |
25.319 |
27.903 |
34.275 |
|
16.616 |
17.958 |
18.300 |
18.977 |
|
0.00 |
0.00 |
0.01 |
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|
a. Direct compliance for MEs |
271.530 |
272.305 |
337.654 |
301.420 |
|
228.419 |
229.030 |
291.452 |
248.165 |
|
26.497 |
25.319 |
27.903 |
34.275 |
|
16.614 |
17.956 |
18.298 |
18.975 |
|
0.00 |
0.00 |
0.01 |
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b. Alternative compliance for MEs |
0.001 |
0.002 |
0.001 |
0.001 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.001 |
0.002 |
0.001 |
0.001 |
|
0.00 |
0.00 |
0.00 |
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2. Excess/(Deficiency) (III.B.1 - II.B) |
74.529 |
76.372 |
98.949 |
93.730 |
|
45.927 |
48.573 |
68.875 |
56.911 |
|
15.597 |
13.980 |
16.067 |
22.073 |
|
13.005 |
14.105 |
14.352 |
15.121 |
|
-0.29 |
-0.34 |
-0.37 |
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3. Excess compliance of a bank/s used by
another bank/s |
0.008 |
0.000 |
0.000 |
0.000 |
|
(0.165) |
(0.188) |
(0.226) |
(0.349) |
|
0.165 |
0.188 |
0.226 |
0.349 |
|
0.008 |
0.000 |
0.000 |
0.000 |
|
0.00 |
0.00 |
0.00 |
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4. Total compliance for MEs (III.B.1 +
III.B.3) |
271.539 |
272.307 |
337.656 |
301.422 |
|
228.254 |
228.842 |
291.226 |
247.816 |
|
26.662 |
25.507 |
28.129 |
34.624 |
|
16.623 |
17.958 |
18.300 |
18.977 |
|
0.00 |
0.00 |
0.01 |
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5. Percentage of compliance for MEs
([III.B.4/I] x 100) |
2.76 |
2.78 |
2.83 |
2.90 |
|
2.50 |
2.54 |
2.62 |
2.59 |
|
4.89 |
4.50 |
4.75 |
5.68 |
|
9.21 |
9.32 |
9.27 |
9.84 |
|
0.00 |
0.01 |
0.03 |
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|
1/ Republic Act No 6977 (as amended by RA Nos. 8289 and
9501) |
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Note: Details may not add up to totals due to
rounding-off |
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Source : Department of Supervisory Analytics,
Financial Supervision Sector |
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|
Updated as of 5 March 2024 |
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