71 Compliance with Agri-Agra Reform Credit Act of 20091/
 
 
Philippine Banking System
as of end of periods indicated
in billion pesos
 
 
ALL BANKS UNIVERSAL AND COMMERCIAL BANKS THRIFT BANKS RURAL AND COOPERATIVE BANKS  
 
Mar-22 Jun-22 Mar-22 Jun-22 Mar-22 Jun-22 Mar-22 Jun-22  
                 
  A. Total Loanable Funds Generated           8,007.526           8,223.464           7,525.605           7,730.615               338.058               337.588               143.863               155.260  
   
  B. Minimum Amount Required to be Allocated for:  
  1. 10% AGRA i.e. Agrarian Reform Credit (10% x Item A)               800.753               822.346               752.561               773.062                  33.806                  33.759                  14.386                  15.526  
  2. 15% AGRI i.e. Other Agricultural Credit (15% x Item A)           1,201.129           1,233.520           1,128.841           1,159.592                  50.709                  50.638                  21.579                  23.289  
   
  C. Compliance with AGRA  
  1. Direct Compliance                  45.751                  46.219                  33.757                  34.536                     2.347                     2.465                     9.647                     9.218  
  2. Alternative Compliance                  25.648                  19.185                  22.361                  15.616                     0.761                     0.754                     2.526                     2.815  
  3. Excess Compliance with AGRA Utilized for AGRI                   (1.238)                   (1.219)                               -                                 -                     (0.067)                   (0.077)                   (1.171)                   (1.142)  
  4. Total Compliance with AGRA                  70.160                  64.185                  56.118                  50.151                     3.041                     3.142                  11.001                  10.891  
  5. % of Compliance vs. Required 10% for AGRA                        0.88                        0.78                        0.75                        0.65                        0.90                        0.93                        7.65                        7.01  
   
  D. Compliance with AGRI  
  1. Direct Compliance               397.089               389.846               368.773               362.249                  11.607                  12.080                  16.709                  15.517  
  2. Alternative Compliance               381.216               392.701               372.842               384.184                     7.351                     7.435                     1.023                     1.081  
  3. Excess Compliance with AGRA Utilized for AGRI                     1.238                     1.219                               -                                 -                       0.067                     0.077                     1.171                     1.142  
  4. Total Compliance with AGRI               779.543               783.766               741.615               746.434                  19.025                  19.593                  18.903                  17.740  
  5. % of Compliance vs. Required 15% for AGRI                        9.74                        9.53                        9.85                        9.66                        5.63                        5.80                     13.14                     11.43  
   
  E. Total Compliance  
  1. Direct Compliance                  442.84                  436.07                  402.53                  396.78                     13.95                     14.55                     26.36                     24.74  
  2. Alternative Compliance                  406.86                  411.89                  395.20                  399.80                        8.11                        8.19                        3.55                        3.90  
  3. Total                  849.70                  847.95                  797.73                  796.59                     22.07                     22.73                     29.90                     28.63  
                                   
                                   
1/ Republic Act No. 10000
Note: Details may not add up to totals due to rounding-off
Source : Department of Supervisory Analytics, Financial Supervision Sector
Updated as of 17 August 2022