Financial inclusion is a state wherein there is effective access to a wide range of financial services for all, especially the vulnerable sectors. Effective access does not only mean that there are financial products and services that are available. These products and services must be appropriately designed, of good quality and responsive to the varied needs of individuals and businesses – whether for saving, payments, financing, investing or getting insured.

Financial inclusion lays the groundwork for sustainable and equitable national development. The goal of financial inclusion does not end in providing universal access to financial services but in ensuring that these services truly enhance the well-being of their users. Rather than being a mere end in itself, financial inclusion is a means to achieve broader aspirations. When people are financially included and realize their stake in national prosperity, they are empowered to make better, informed choices when it comes to their financial welfare and future. In turn, they are able to make sound decisions that raise their productivity and standard of living.
scroll left or right to navigate through the tab menu

Financial Inclusion

Consumer Protection

Financial Education

Economic Education

Personal Equity and Retirement Account

Overview of Personal Equity and Retirement Account (PERA)

PERA Events and Publications

  • Publications
  • Events
  • PERA Webinar for Overseas Filipinos (OFs) [in coordination with OWWA], 22-Oct-21
    Trabaho Negosyo Kabuhayan (TNK) Webinar Series 8 for Overseas Filipino Investors (OFIs) in Hong Kong, 21-Nov-21

Digital PERA Platforms and Directory of Market Participants




Reminders on Investing