Be a smart consumer and check out these tips and reminders below for a safe and efficient banking.
 
 

General Banking Information

Directory of Financial Service Access Points

Location of banks, ATMs, and Non-Stock Savings and Loan Associations

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List of Banks Offering Basic Deposit Accounts

BDA is a deposit product that meets the need of the unbanked and low-income sector for an affordable and easy-to-open account.

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Bank Deposits

Simple and practical reminders to safeguard your deposits

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Financial Investments

Practical Reminders to Protect Your Financial Investments

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Deposit and Financial Investment Advisories

Investing Tips

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e-Banking

Online Banking

Tips on Protecting your Account

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ATMs

Safeguard Your Automated Teller Machine (ATM) Account/Card and Personal Indentification Number (PIN)

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Payment and Transfer

Fees on Electronic Payments

To enhance transparency and competitiveness among banks and electronic money issuers (EMIs) that provide electronic payments to their customers, BSFIs are required to submit to the BSP (in accordance with BSP Circular 980) the details of all fees that will be charged to their clients when performing electronic payments.

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Empowering Every Juan and Maria

The National Retail Payment System envisions every Juan and Maria to have easy access to financial services, have accounts to make payments, receive or transfer funds to other accounts anytime, anywhere, at a reasonable price, from any digital device.

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Notes and Coins

Philippine Coins and Banknotes

The Bangko Sentral ng Pilipinas has the exclusive power and authority to issue coins and notes for circulation in the Philippines.

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Polymer Banknote Series

The First Philippine Polymer Banknote Series shares the same color and size across its denominations as paper banknotes. Its design is consistent with the principles of currency integrity, social relevance, efficiency, and unified theme and aesthetics.

The series focuses on the country’s rich biodiversity. Showcasing the protected wildlife across the archipelago, this banknote series aims to remind Filipinos of their role as responsible stewards of the country’s natural resources and the need for collective efforts toward sustainability amid climate change and other environmental risks.

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New Generation Currency Banknote Series

The New Generation Currency (NGC) Banknote Series now in circulation was first issued in December 2010. The BSP launched in 2020 enhanced Philippine banknotes that are more responsive to the needs of the elderly and the visually impaired, and feature the latest anti-counterfeiting technology.

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Consumer Protection

Consumer Assistance Channels of BSP Supervised Financial Institutions

List of consumer assistance hotline/contact numbers and email addresses.

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BSP Consumer Assistance Channels and BSP Online Buddy

The Consumer Assistance Management System is an avenue provided by the BSP for financial consumers to escalate their concerns against BSP-Supervised Financial Institutions (BSFIs) when they feel aggrieved by its conduct, products and services, and over-all handling of their issues. The CAMS is also a tool used by the BSP to ensure that BSFIs are responsive to the needs of their clients.

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Comparative Table of Credit Card Interest Rates

Table of Fees and Charges from the Credit Card Association of the Philippines

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Retirement Planning

Personal Equity and Retirement Account (PERA)

In line with the BSP’s advocacy to promote financial security among Filipinos, the BSP is pushing forward PERA or Personal Equity and Retirement Account. Created under Republic Act No. 9505, PERA is a voluntary retirement savings program which supplements state-based pension plans and/or employer-sponsored retirement plans.

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PERA - Basic Reminders

Reminders on Opening PERA Account

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PERA - Investing Tips

Before investing in any financial product such as PERA

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Overseas Filipino Portal

Overseas Filipino Portal

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Economic and Financial Learning

Learning Events

BSP's Economic and Financial Learning Program (EFLP) provides virtual learning sessions on key economic and financial concepts, developments, and issues. The learning sessions are intended to help the BSP promote public understanding of essential BSP policies and initiatives, which generally affect the economic and financial well-being of all Filipinos.

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Learning Resources

Online Database for Financial and Economic Learning materials

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BSP Store

BSP Online Store

The BSP store sells commemorative notes and coins, corporate products, special publications, and coffee table books.

Visit the BSP store

BSP Museum

BSP Museum

The BSP Museum is the repository and custodian of the country’s numismatic heritage. It collects, studies and preserves coins, paper notes, medals, artifacts and monetary items found in the Philippines during its different historical periods.

The Museum also houses the BSP art collection comprised of paintings, sculptures, pre-colonial gold and pottery, and decorative arts.

Visit the virtual museum

Inclusive Finance

Inclusive Finance

The BSP drives programs and advocacies to ensure that the reach of financial services expands to the unserved and underserved segments of the population, especially the country’s most vulnerable.

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