Contains relevant economic and financial regulations issued by the BSP.
 
 

Republic Acts (RA) and Implementing Rules and Regulations (IRR) of RAs

R.A. No. Date Description
R.A. 3765 22 Jun 1963 An Act to Require the Disclosure of Finance Charges in Connection with Extensions of Credit
R.A. 6426 04 Apr 1972 An Act Instituting A Foreign Currency Deposit System In The Philippines, and For Other Purposes
R.A. 3591, as amended An act establishing the Philippine Deposit Insurance Corporation (PDIC Charter)
R.A. 7353 02 Apr 1992 An Act Providing for the Creation, Organization and Operation of Rural Banks, and For Other Purposes
R.A. 7653 10 Jun 1993 The New Central Bank Act
R.A. 7721 18 May 1994 An Act liberalizing the entry and scope of operations of foreign banks in the Philippines and for other purposes
R.A. 7906 23 Feb 1995 An Act providing for the regulation of the organization and operation of Thrift Banks, and for other purposes
R.A. 8366 21 Oct 1997 An Act liberalizing the Philippine investment house industry, amending certain sections of Presidential Decree No. 129, as amended, otherwise known as "The Investment Houses Law"
R.A. 8367 21 Oct 1997 Revised Non-Stock Savings and Loan Association Act of 1997
R.A. 8556 26 Feb 1998 An Act amending R.A. 5980, as amended, otherwise known as the Financing Companu Act
R.A. 8791 12 Apr 2000 General Banking Law of 2000, an act providing for the regulation of the organization and operations of banks, quasi-banks, trust entities and for other purposes
R.A. 9160 29 Sep 2001 Anti-Money Laundering Act of 2001
R.A. 9178 13 Nov 2002 An Act to promote the establishment of Barangay Micro Business Enterprises (BMBEs), providing incentives and benefits therefor, and for other purposes
R.A. 9182 18 Dec 2002 An act granting tax exemptions and fee privileges to special purpose vehicles which acquire or invest in non-performing assets, setting the regulatory framework therefore, and for other purposes
R.A. 9182 IRR 19 Mar 2003 Implementing Rules and Regulations of R.A. 9182
R.A. 9194 07 Mar 2003 An act amending Republic Act No. 9160, otherwise known as the "Anti-Money Laundering Act of 2001"
R.A. 9194 IRR 06 Aug 2003 Implementing Rules and Regulations of R.A. 9194
R.A. 9238 5 Feb 2004 An Act amending certain sections of the National Internal Revenue Code of 1997, as amended, by excluding several services from the coverage of the value-added tax and re-imposing the gross receipts tax on banks and non-bank financial intermediaries performing quasi-banking functions and other non-bank financial intermediaries beginning January 01, 2004
R.A. 9294 28 Apr 2004 An Act restoring the tax exemption of OBUs and FCDUs, amending for the purpose Section 27 (D) and Section 28, Paragraphs (A) (4) and (A) (7) (b) of the National Internal Revenue Code as amended.
R.A. 9505 22 Aug 2008 An Act Establishing a Provident Personal Savings Plan, known as the Personal Equity and Retirement Account (PERA)
R.A. 9505 IRR 21 Oct 2009 Implementing Rules and Regulations of R.A. 9505
R.A. 9505 IRR 2019 02 Mar 2020 Implementing Rules and Regulations of R.A. 9505 2019
R.A. 10000 23 Feb 2010 An Act Providing for an Agriculture and Agrarian Reform Credit and Financing System Through Banking Institutions
R.A. 10000 IRR 14 Jul 2011 Implementing Rules and Regulations of R.A. 10000
R.A. 10167 18 Jun 2012 An Act to Further Strengthen the Anti-Money Laundering Law, Amending for the Purpose Sections 10 and 11 of Republic Act No. 9160, Otherwise Known as the "Anti-Money Laundering Act of 2001", as Amended, and for Other Purposes
R.A. 10168 18 Jun 2012 An Act Defining the Crime of Financing of Terrorism, Providing Penalties Therefor and for Other Purposes
R.A. 10574 24 May 2013 An Act Allowing the Infusion of Foreign Equity in the Capital of Rural Banks
R.A. 10641 15 July 2015 An Act allowing the full entry of foreign banks in the Philippines, amending for the purpose Republic Act No. 772
Amendments to the IRR of R.A. 10000 03 July 2018 Amendments to the IRR of RA 1000
R.A. 11127 30 Oct 2018 The National Payment Systems Act
R.A. 11211 14 Feb 2019 An Act Amending Republic Act Number 7653, Otherwise Known As "The New Central Bank Act", And for the Purposes
R.A. 11439 22 Aug 2019 An Act Providing for the Regulation and Organization of Islamic Banks
Amendments to the IRR of R.A. 10000 22 Feb 2021 Amendments to the IRR of the Republic Act Number 10000
IRR of Article XIII, Sections 32 and 34 of R.A. 11054 26 Apr 2022 Joint Circular on the Establishment of the Shari’ah Supervisory Board in the Bangsamoro Autonomous Region in Muslim Mindanao
R.A. 11901 28 Jul 2022 An Act Strengthening the Financing System, Including Capacity-Building and Organization, for Agriculture, Fisheries and Rural Development in the Philippines, Repealing for the Purpose Republic Act No. 10000 or "The Agri-Agra Reform Credit Act of 2009"
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Presidential Decrees (PDs)

P.D. No. Date Description
P.D. 114 29 Jan 1973 Regulating the establishment and operation of pawnshops
P.D. 129 15 Feb 1973 Governing the establishment, operation and regulation of Investment Houses
Batas Pambansa 66 01 Apr 1980 An Act Amending PD 129 Presidential Decree No. 129, As Amended, Otherwise Known as "The Investment Houses Law"
P.D. 1034 30 Sep 1976 Authorizing the establishment of an offshore banking system in the Philippines
P.D. 1035 30 Sep 1976 Expanding the Authority of Certain Depository Banks Under R.A. No. 6426 and for Other Purposes
P.D. 1246 21 Nov 1977 Further Amending Certain Provisions of Republic Act Numbered 6426, as Amended by Presidential Decree Numbered 1035
P.D. 1797 06 Jan 1981 Amending furhter Presidential Decree No. 129, as amended, otherwise known as “The Investment Houses Law.”
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Frequently Asked Questions (FAQ) on BSP Issuances

Issuance Description
BSP Circ. 858 Amendments to Relevant Provisions of the Manual of Regulations for Banks Implementing Republic Act No. 10641
BSP Circ. 855 Guidelines on Sound Credit Risk Management Practices; Amendments to the Manual of Regulations for Banks and Non-Bank Financial Institutions
BSP Circ. 736 Mandatory Agri-Agra Credit Under RA No. 10000
BSP Circ. 730 True and Transparent Loan Pricing and Disclosure
BSP M-2012-034 Frequently Asked Questions on M-2012-034 dated 13 July 2012 on the prohibition against non-residents from investing in the Special Deposit Account (SDA) facility of the BSP
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